Types of Credit Cards

June 13, 2017

Amid stiff competitions, credit card providers are coming up with different types of credit cards targeting different categories of people with different features and offering target specific benefits. Besides the standard credit cards for general public, there are student credit cards, business credit cards, store credit cards, airline credit cards, gas credit cards, teen credit cards, etc. These cards are specially meant for the targeted group of people. Standard credit cards Almost all the credit card providers offer standard credit
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Top Tips : Low Interest Credit Cards

For many people searching for a new credit card online, the annual interest rate, or APR seems to be the only important factor, and many will only check out low interest credit cards before making an online credit card application. Credit card issuers also tend to advertise the low interest rate credit card more that any other kind of card. But should low interest credit cards be the only ones on your list when searching for the best credit card
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Great Rate Credit Cards

Average credit cards are usually low on features and carry higher rates when compared to other credit cards. Most of the credit cards that consumers will find online are designed for people with very good credit or poor credit.   However, in today’s market, the average credit scores nationwide for consumers have been trending downward. This is forcing banks and credit card issuers to focus on consumers who have fair to average credit more so than they have in the
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Getting the Most from your Credit Card

Credit cards can be a valuable money management tool if used properly. We have many choices in card features, perks, and rewards.   Getting the most out of any credit card starts with choosing the one (or several) that best suits your needs. Credit cards offer more than a convenient way to pay, and if you manage your credit card accounts well, you can be sure to get the most out of your credit card while paying less for those benefits.  The
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Credit Cards and your Fico Score

The average middle-class American household carries between $6000 and $11000 in credit card debt, depending upon who you choose to believe. Each household also had an average of 5.4 credit cards. In 2006, 173 million Americans were credit cardholders and that number is expected to increase to 181 million by 2010. As you know, your FICO (Fair Isaac & Company) score is a used as a prime indicator of your credit worthiness and plays a crucial role in your ability
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Getting your First Credit Card

In today’s day, having a credit card is beyond a privilege, it is a necessity. Credit cards are the most convenient method we currently have for point of sale purchases and online payments.   You do not have to worry about carrying your money around, let alone losing it. It has proven to save us time and most importantly money. There are cards for every spending budget, reward benefits, and special features tailored for each consumer. They can really come
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Reducing Credit Card Interest

Credit cards are nothing new to American consumers. Everywhere you look, Americans are constantly being asked to apply for a new credit card. Now, you probably know what the selling point is with most cars, the interest rate. This is because the interest rate or APR on your credit card delegates how much money you will have to pay back over the life of the loan. A lower interest rate means that you are going to pay less back! Due
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First Credit Card?

In the economic environment of today, although you may not need to use it, having good credit is vital to survival. It positions you as a fiscally responsible person and can help ensure that:   You get better rates on your mortgage; You get better rates on your car loan; Your security deposit, if your utility company requires it at all, is as low as possible; Your potential landlord favors you over someone with a bad credit rating; and Your
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Credit Cards by Credit Rating

We live in the world of credit. Most of the banking institutions offer different forms of credit from credit card to signature loans. Majority of people often find themselves in bad credit situations like court judgment, bankruptcy, repossession, foreclosure and loan default,due to lack of enough financial knowledge and discipline which often make it difficult for them to get any credit at all in future. So – what exactly is credit? Credit means that you are getting a service or
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Reviewing Credit Offers

How do you know which credit card is really best for you when they all claim to be good. They can’t all be right can they? The fact is that the right card for you is going to come down to how you use your card. Find out what you need to look out for and compare when applying for your next credit card. Credit cards have been an important part of modern living. The option of getting a credit
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Choosing a Credit Card

June 12, 2017

Have you ever taken out a credit card only to find a better deal later? Credit card deals can confuse as when considering a new credit card there are a number of options to be taken into account. In this article I’ve outlined seven options to be considered when you take out your next credit card. How many times have you taken out a credit card based purely on its current interest rate or balance transfer option? You may be
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