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Impact of Credit Card Usage on a Mortgage Application

July 15, 2023

Applying for a mortgage can be an exciting, albeit daunting, step towards owning your dream home. As part of this process, understanding the influence of your credit card usage on your mortgage application is absolutely crucial. Let’s delve into how your habits with plastic can impact your journey to home ownership. The relationship between credit cards and mortgage applications is deeply rooted in your credit history. Essentially, mortgage lenders use your credit history as a gauge of your financial responsibility,
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Need a Personal Loan? Questions for Your Loan Officer

September 5, 2021

There may come a time when you realize that a personal loan is the best way to get your hands on the money you need. These unsecured loans can be used for many things, including but not limited to debt consolidation, home improvement projects, and traveling the world. While applying for and securing a personal loan online is more popular than ever, many people still opt to visit with a loan officer at a local bank. There’s nothing wrong with
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