Secured Credit Cards
If your credit has seen better days, a secured credit card could be the financial tool you’ve been looking for. It’s exactly the same as a traditional credit card, with one main difference: you’re required to make a cash deposit in order to receive an approval. This deposit also acts as your collateral and credit limit, which gives both you and the issuer peace of mind. With so many secured credit card offers to choose from, you won’t run into trouble finding one that suits your needs in regards to eligibility requirements, interest rate, and other key details.
Secured Credit
OpenSky® Secured Visa® Credit Card
No credit check necessary to apply
Credit Needed
No Credit
Annual Fee
$35.00
Regular Purchase APR
17.39% (variable)
Rewards
n/a
.
Credit Card Details
- No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
- The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
- Build credit quickly. OpenSky reports to all 3 major credit bureaus.
- 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
- We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
- OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
- *View our Cardholder Agreement located at the bottom of the application page for details of the card
Additional Info
- Intro APR : n/a
- APR for Purchases : 17.39% (variable)
- APR for Cash Advances : 17.39% (variable)
- Late Fee : Up to $38
- Penalty APR : none
- Annual Fee : $35
- Rewards : none
- Purchase Intro APR : N/A
- Balance Transfer Intro APR : N/A
- Credit needed : no credit (or variations: bad credit, no credit check)
Secured Credit
First Progress Platinum Prestige MasterCard® Secured Credit Card
No Credit History or Minimum Credit Score Required for Approval
Credit Needed
No Credit
Annual Fee
$49.00
Regular Purchase APR
9.99%
Rewards
n/a
.
Credit Card Details
- Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
- No Credit History or Minimum Credit Score Required for Approval
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 — $2,000 Submitted with Application
- Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
- Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
Additional Info
- Regular APR : 9.99%
- Cash Advance APR : 18.99%(V)
- Annual Fee : $49
- Credit Line : $2,000
- Credit Recommended : Damaged/Fair
- Late Payment $40.00
- Returned Payment $29.00
Secured Credit
Merrick Bank Secured Visa® from Merrick Bank
Initial deposits can be from $200 to $3,000
Credit Needed
See website for Details*
Annual Fee
$36 for first year. Billed $3 per month thereafter
Regular Purchase APR
17.45% Variable
Rewards
n/a
.
Credit Card Details
- Choose your own credit line based on how much money you want to put down as a security deposit.
- Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
- After 9 months, we review your account for a credit line increase. No additional deposit required!
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. As you pay your bill every month, we report to all three major credit-reporting agencies.
- Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
Additional Info
- Intro (Purchases) : N/A
- Intro (Transfers) : N/A
- Credit Line : $200-$3,000, depending on deposit amount
- Regular APR : 17.45% Variable
- Cash Advance APR : 22.45% Variable
- Annual Fee : $36 for first year. Billed $3 per month thereafter
- Minimum Deposit : $200
- Return Check Fee : Up to $40
- Cash Advance Fee : 4% Min: $10
- Late Payment Fee : Up to $40
- Regular Transfer APR : N/A
- Penalty APR : N/A
- Balance Transfer Fee : N/A
- Foreign Trans Fee : 2%
- Credit Recommended : See website for Details*
Secured Credit
First Progress Platinum Select MasterCard® Secured Credit Card
No Credit History or Minimum Credit Score Required for Approval
Credit Needed
No Credit
Annual Fee
$39.00
Regular Purchase APR
13.99%
Rewards
n/a
.
Credit Card Details
- Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application
- Full-Feature Platinum Mastercard® Secured Credit Card
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 — $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
- Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
- Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
Additional Info
- Regular APR : 13.99%
- Cash Advance APR : 19.99% (V)
- Annual Fee : $39
- Credit Line : $2,000
- Credit Recommended : Damaged/Fair
- Late Payment $40.00
- Returned Payment $29.00
Secured Credit
Applied Bank® Secured Visa® Gold Preferred® Credit Card
Absolutely No Credit Check or Minimum Credit Score Required
Credit Needed
Limited
Annual Fee
$48.00
Regular Purchase APR
9.99%
Rewards
N/A
.
Credit Card Details
The Applied Bank® Secured Visa® Gold Preferred® Credit Card is a solid secured credit card if you’re looking to build or rebuild your credit. With 9.99% Fixed APR.
- Better than Prepaid…Go with a Secured Card! Load One Time – Keep On Using
- Absolutely No Credit Check or Minimum Credit Score Required
- Automatic Reporting to All Three National Credit Bureaus
- 9.99% Low Fixed APR – Your Rate Won’t Go Up Even if You Are Late
- Activate Today with a $200 Minimum Deposit – Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
Additional Info
-
- Regular APR 9.99%
- Annual Fee $48
- Credit Line See website for Details*
- Credit Recommended Poor/Fair/Limited/Damaged
Secured Credit
First Progress Platinum Elite MasterCard® Secured
No Credit History or Minimum Credit Score Required for Approval
Credit Needed
Limited
Annual Fee
29.00
Regular Purchase APR
19.99% (V)
Rewards
n/a
.
Credit Card Details
- Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application
- Full-Feature Platinum MasterCard® Secured Credit Card
- Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
- Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
Additional Info
- Regular APR: 19.99% (V)
- Annual Fee: $29
- Credit Line: up to $2,000
- Cash Advance APR: 24.99% (V)
- Credit Recommended: Poor/Limited/No Credit
Financial services disclosures
Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. Financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit card organization those fees plus your current balance. Interest fees range from 0% to 35% APR and annual fees range from $0.00 to $99.00 according to contractually agreed upon terms. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).
* Advertisements which display guaranteed lines of credit for $500.00 are exclusively for usage through online shopping retail stores, online auctions and/or online marketplace stores. Please review full terms and conditions prior to applying for any credit card. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit.
Office Location
Address: 3281 E. Guasti Road, 7th Flr - Ontario, CA 91761
Contact Information
Email: support@applynowcredit.com Phone: Customer Service General Disclaimer
Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s).
Editorial Note
Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).
