4 Ways to Get a Higher Limit on Your Credit Card

Continue Reading »
There’s nothing more frustrating than learning that you have bad credit, as this can bring a number of financial challenges into your life. Rather than give up, it’s time to begin your search for credit cards for bad credit. There are secured and unsecured offers to choose from, both of which are available through a variety of credit card issuers. If you have bad credit and need to make a change for the better, search through our list of credit cards for bad credit.
Credit Brand Mastercard
Fair
Annual Feesee terms
25.90% - 29.99% (Variable)
RewardsN/A
Thu 21 Jan 2021
Credit Brand Mastercard
Poor
Annual Fee$0 - $99
24.9%
RewardsN/A
Thu 21 Jan 2021
Applying for a credit card is generally a decision based on your personal finances. For instance, a credit card is one of the best tools for building your credit history after graduating from college. That’s a good reason to apply. Conversely, if you’re searching for a credit card to make a purchase, you'll need to consider other factors like if intend to carry a balance.
Credit Brand Mastercard
Bad
Annual Feesee terms
25.90% - 29.99% (Variable)
RewardsN/A
Thu 21 Jan 2021
Give Your Credit a Surge
It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!
How it Works
The Surge credit card is designed for people with less than perfect credit who want to get back on track. After you complete our short and easy online application, your results will be ready in a matter of seconds! Don’t miss this chance to Surge!
Why Choose the Surge Card?
If you have poor credit and are trying to improve your credit score, using a credit card responsibly may help. The Surge Mastercard® will report your payment activity to the three major credit bureaus on a monthly basis. Maintaining a low balance and paying your bill on time every month are two of the best practices for positive credit.
Get Approved Today!
It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!
Credit Brand Other
Damaged/Fair
Annual FeeSee website for Details*
0.00%
RewardsN/A
Thu 21 Jan 2021
Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line could be available to you faster than you ever thought possible.
When was the last time you checked your credit score? Can you remember, or was it so long ago that it has slipped your mind? While there’s no good reason to check your credit score every day of the week, you should get into the habit of doing so regularly. Check out is this great article on the topic.
Credit Brand Visa
Fair/Bad/Limited/No Credit
Annual Fee$0
19.99 - 29.49% Variable
RewardsUp to 10% cash back from select merchants
Thu 21 Jan 2021
Credit Brand Mastercard
Poor to Good
Annual Fee$59-$99
24.9%
Rewardsn/a
Thu 21 Jan 2021
With a secured credit card, you’re required to make a cash deposit in order to use the card. This deposit acts as your collateral and credit limit. A secured credit card is typically for consumers with no credit or bad credit. An unsecured credit card is the more traditional of the two, as it doesn’t require a deposit to get started. Instead, your credit limit is based on your credit score, credit history, and income.
Credit Brand Mastercard
Poor
Annual Feesee terms
29.99%
RewardsN/A
Thu 21 Jan 2021
Credit Brand Visa
Fair/Bad Credit
Annual FeeSee Terms
See Terms
Rewardsn/a
Thu 21 Jan 2021
In a perfect world, you would never be charged interest for using a credit card. Unfortunately, most credit cards – outside of balance transfer offers with an introductory zero percent rate – have an interest rate attached to it. The key thing to remember is that you only pay interest if you carry a balance from month to month. Get into the habit of paying your bill in full as a way to avoiding finance charges.
Credit Brand Visa
Bad
Annual FeeSee Terms
See Terms
Rewardsn/a
Thu 21 Jan 2021
Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.
Credit Brand Visa
Bad/Poor
Annual Fee*See Terms
*See Terms
Rewardsn/a
Thu 21 Jan 2021
• Fast and Easy Application and Approval Process! Click “Apply Now” to apply online
• Reports to All Three Major Credit Bureaus
• Access Additional Credit with On-Time Payments and Responsible Usage
• Fixed APR and Manageable Monthly Payments
• A true Unsecured EMV enabled (chip) Visa Credit card that does not require perfect credit for approval.
Credit Brand Mastercard
Poor
Annual Fee$75.00 for first year. After that, $48.00 annually.
35.99%
Rewardsn/a
Thu 21 Jan 2021
Credit Brand Mastercard
Fair
Annual Fee$0 - $99
24.9%
RewardsN/A
Thu 21 Jan 2021
Credit Brand Mastercard
Fair
Annual Fee$0 - $99
24.9%
RewardsN/A
Thu 21 Jan 2021
Credit Brand Other
Good/Fair/Bad
Annual Fee$0.00
5.99% to 35.99%
Rewardsn/a
Thu 21 Jan 2021
Quick Cash You Can Use To Pay Off All Of Those Nagging Debts!
How would you like to have $500 – $35,000 in your pocket? 5kfunds can help you get the funds you need. You don’t even have to leave your home. We have extensive partnerships with large authorized lenders waiting to lend you the funds you need.
Credit Brand Other
Good/Fair/Bad
Annual Fee$0.00
5.99% to 35.99%
Rewardsn/a
Thu 21 Jan 2021
A Better Personal Money Solution To Get Funds, Fast, Anywhere!
With LoansUnder36, you can receive funding up to $35,000. We have extensive partnerships with large authorized lenders. This allows us to cover almost all 50 states. If approved, the Loan may be received in as soon as the next business day from the privacy of your own home.
Credit Brand Other
Bad
Annual Fee0.00%
From 5.99% to 35.99%
Rewardsn/a
Thu 21 Jan 2021
Connects consumers with lenders in their network. You do not need to have a perfect credit score to be eligible for a low-credit loan. Customers with low credit may still qualify for a loan; however, our lenders do not typically provide loans over $1,000 to low-credit individuals.
If you find that you have a bad credit score, such as after applying for a loan, it’s natural to feel dejected. While you’ve made some mistakes in the past, there’s something to remember: you can make changes for the better in the future. It takes time to boost your credit score, but with the right strategy in place you can begin to make progress in the near future.
Here are six things to do if you have a bad or low credit score:
Believe it or not, there could be at least one mistake on your credit report that’s dragging down your score. By reviewing your report for accuracy, you can pinpoint any mistakes and then bring them to the attention of the appropriate credit bureau(s).
It’ll take some time to review every last detail of your credit report, but it’s better to be safe than sorry.
What’s the reason for your bad credit score? Maybe you’ve defaulted on several loans in the past. Or maybe you’re in the habit of paying your bills a couple months late.
You can’t do anything to change the past, but you can pinpoint your mistakes with the idea of avoiding them in the future.
Don’t be afraid of what you’ll find. Own up to your mistakes and vow to never let them impact your credit score again.
Do you know how much money you earn every month? Do you know how much money you spend?
With a budget in place, it’s much easier to avoid financial mistakes that impact your credit score.
Tip: review and change your budget as necessary, as your income and expenses aren’t likely to stay the same forever.
A bad credit score may force you to believe that you should cancel all your credit cards and avoid new loans. While you don’t want to bite off more than you can chew, it’s a mistake to run the other direction.
Using a credit card is a great way to improve your score, as long as you make minimum payments as required.
Just the same, you can improve your credit score by securing and paying on installment loans, such as an auto loan.
As noted above, using credit is one of the better ways to show that you’re a responsible consumer.
Unfortunately, if you go overboard in regards to credit applications, it can bring down your score.
There’s nothing wrong with applying for one credit card or loan every now and again, but too many hard inquiries is a big no-no.
You want nothing more than to rid yourself of a bad credit score, but setting an unrealistic goal will only make things worse.
It can take many months to see positive results, so give yourself all the time you need to reach your goals.
Setting unrealistic goals can lead to disappointment, which may result in you giving up despite the fact that you’re on the right track.
A bad credit score doesn’t have to follow you for the rest of your life. When you take these six steps, you’ll find yourself making progress and closing in on a better score.
ApplyNowCredit is always looking for the best and most efficient way to making the credit card comparison process a hassle free experience. Below you will find our most popular credit card guides.
Office Location : Attn: LeadDemand - 3200 E. Guasti Road, Suite 100 - Ontario, CA 91761 Contact Us : support@applynowcredit.com Phone Support Customer Service
Copyright © 2021 | ApplyNowCredit.com | All Rights Reserved | Choose the Right Credit Card in seconds