APPLY NOW
Arro Card
Start with credit limit up to $300, grow to $2,500
Credit Brand
Mastercard
Credit NeededAll Credit Types Accepted
Annual Fee
$60* (*discounted in Year 1 for starting credit lines under $300)
Monthly FeeN/A
Regular APR
24.99%
Rewards Rate1% cashback on gas and groceries
Rating
Card Details Hide Details
Credit Card Details
- No hard inquiry to apply.
- Apply in 5 minutes or less.
- Get up to $300 with the unsecured Arro Card. Grow your credit line up to $2,500.
- Earn 1% cash back on gas & groceries, including Walmart and Target
- Instantly increase your credit limit as you master your personal finances in the Arro app.
- Reports to all 3 credit bureaus.
- The Arro Card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.
Additional Info
- Primary Benefit: Build credit while earning rewards
- Rewards Rate: 1% cashback on gas and groceries
- Credit Limit: Start with credit limit up to $300, grow to $2,500
- Regular APR: 24.99%
- Annual Fee: $60* (*discounted in Year 1 for starting credit lines under $300)
- Credit Recommended: All Credit Types Accepted
- Checking Account Required: Yes
- Card Brand: Mastercard®
- Late Payment Fee: Up to $38
- Return Payment Fee: $0
Specifications
Regular APR
24.99%
Annual Fee
$60* (*discounted in Year 1 for starting credit lines under $300)
Monthly Fee
N/A
Intro (Purchases)
n/a
Intro (Transfers)
n/a
Credit Recommended
All Credit Types Accepted
Purchase Grace Period
See Terms
Transfer Grace Period
See Terms
Cash Grace Period
See Terms
Cash Advance APR
See Terms
Cash Advance Fee
See Terms
Balance Transfer Fee
See Terms
Penalty APR
See Terms
Return Check Fee
None
Late Payment Fee
Up to $38
Overlimit Fee
See Terms
Foreign Trans Fee
See Terms
Intro Rewards Bonus
See Terms
Rewards Rate
1% cashback on gas and groceries
Fraud Coverage
See Terms
5.0 out of 5 stars (based on 3 reviews)
Great Card for building
July 1, 2025
Review of Arro Card
Pay on time, do the tasks, and earn more credit. I started with a 400.00 limit 9 months ago and I am at 1000 now, I got to 895, and then they gave me the 105 increase just for doing things right, Great starter card and the annual fee is billed art $1.00 per month. Hope they don’t ever change what they are doing!
Love it
February 13, 2024
Review of Arro Card
Arro is a wonderful tool to learn better credit and the fact they give a credit limit increase every month is brilliant 👏 keep it up arro 🙌💙
