Top Rated Prepaid Credit Cards - ApplyNowCredit.com

Top Rated Prepaid Cards

Check out these amazing cards from our top-rated prepaid card issuers. The application process for these cards is very fast and secure. Many of these cards do not require a credit check or minimum balance. Keep in mind that prepaid cards are different from standard credit cards. When you use a prepaid card, you are spending money you loaded onto the card in advance. This is gives you the ability to shop and pay bills online. An even greater advantage is using the direct deposit option that some of these cards provide, eliminating those frustrating check cashing fees! Let’s get started below. Select a card and tap “Apply Now”.

Top Rated Prepaid

NetSpend® Visa® Prepaid Card

No Overdraft Fees on purchases using your card

Rating

Credit Brand Visa
Credit Needed

Limited

Annual Fee

Variable Monthly Fee

Regular Purchase APR

0.00%

Rewards

n/a

Top Rated Prepaid

ACE Flare™ Account by MetaBank®

Rating

Credit Brand Visa
Credit Needed

See website for Details*

Annual Fee

n/a

Regular Purchase APR

n/a

Rewards

n/a

The Benefits of a Prepaid Card

For people with bad credit or no credit, the idea of obtaining an unsecured credit card may seem farfetched. Fortunately, you have options. For example, a prepaid credit card may be just what you’re looking for. As the name implies, a prepaid credit card is one that’s secured with a prepayment. Since you’re offering a prepayment to the issuer, there’s no risk on their end. They have the legal right to keep your prepayment should you default on your account. Even if you don’t consider a prepaid credit card ideal, it doesn’t mean you should turn a blind eye. It could be just what you need to improve your finances and eventually reach your goal of obtaining an unsecured credit card.

Check out these benefits:

Hundreds of options to choose from: Many banks and credit unions offer prepaid credit cards, so you shouldn’t have any problem finding one that suits your situation.

Their much easier to obtain than an unsecured credit card: If you have bad credit or no credit, you may be wasting your time by searching for and applying for an unsecured credit card. But when you turn your attention to a prepaid credit card, you’ll find that it’s easier to receive an approval.

Build your credit score: In addition to the convenience of having a credit card at your disposal, a prepaid credit card allows you to build your credit score. Just make sure the issuer reports all account activity to the three major credit bureaus.

Financial services disclosures

Credit Terms, Rates and Fees : Prepaid cards have certain fees that you need to review before you sign on. Financing costs will influence your decision if you anticipate using the card. Please review the card applications for specifics into the terms, rates, fees and conditions. All prepaid card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).



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General Disclaimer

Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s).

Editorial Note

Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).

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