New to Credit Credit Cards - ApplyNowCredit.com

Credit Cards for New to Credit

If you’re looking to build your credit from the ground up, are new to credit , or are looking for a starter credit card; this is the place to start. More so today than ever before, consumers with no (or little) credit history are in position to make immediate progress. There are credit card providers available to consumers who've never had a credit card and are looking for that first-time line of credit. These card providers below are geared toward addressing your new-to-credit needs.

New to Credit

Chime Credit Builder Visa® Credit Card

Applying for an account is free, takes less than 2 minutes, and won’t affect your credit score.

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Limited to Good
  • Rewards : n/a
  • Annual Fee : 0.00
  • Regular APR : 0.00%
  • Updated for : Mon 18 Mar 2024
  • Full Details : View Card Page

New to Credit

GO2bank

Overdraft protection up to $200 with opt-in and eligible direct deposit*

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : All Credit Types Considered
  • Rewards : Earn up to 7% cash back when you buy eGift Cards in the app
  • Annual Fee : $0.00
  • Regular APR : n/a
  • Updated for : Mon 18 Mar 2024
  • Full Details : View Card Page

New to Credit

Super+

Get a cash advance up to $250 or your money back guaranteed – with no interest or credit check

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : 300-700
  • Rewards : n/a
  • Annual Fee : See Website for Details
  • Regular APR : See Website for Details
  • Updated for : Mon 18 Mar 2024
  • Full Details : View Card Page

New to Credit

PREMIER Bankcard® Mastercard® Credit Card

Start building credit by keeping your balance low and paying all your bills on time each month

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair/Poor
  • Rewards : n/a
  • Annual Fee : See Provider Website
  • Regular APR : See Provider Website
  • Updated for : Mon 18 Mar 2024
  • Full Details : View Card Page

New to Credit

Walmart MoneyCard®

Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : n/a
  • Rewards : n/a
  • Annual Fee : See Terms
  • Regular APR : n/a
  • Updated for : Mon 18 Mar 2024
  • Full Details : View Card Page

New to Credit

PREMIER Bankcard® Grey Credit Card

Just complete the short application and receive a response in 60 seconds.

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair/Poor
  • Rewards : n/a
  • Annual Fee : See Provider Website
  • Regular APR : See Provider Website
  • Updated for : Mon 18 Mar 2024
  • Full Details : View Card Page

New to Credit

Milestone® Mastercard®

Greater access to credit than before - $700 credit limit

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair/Good
  • Rewards : n/a
  • Annual Fee : See Terms
  • Regular APR : See Terms
  • Updated for : Mon 18 Mar 2024
  • Full Details : View Card Page

New to Credit

Self Credit Builder + Credit Card Combo

Reports to all 3 credit bureaus. No hard credit pull and no credit history required

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : No Credit History
  • Rewards : n/a
  • Annual Fee : One Time $9 - $15 Account Fee (Varies by Product)
  • Regular APR : 12.03% - 15.98% (Varies by Product)
  • Updated for : Mon 18 Mar 2024
  • Full Details : View Card Page

New to Credit

Destiny® Mastercard® with Instant Credit

Instant: Once approved, add your card to your mobile wallet and shop today.

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Poor to Good
  • Rewards : See Website for Details
  • Annual Fee : See Terms
  • Regular APR : See Terms
  • Updated for : Mon 18 Mar 2024
  • Full Details : View Card Page

New to Credit

Unique Platinum

Guaranteed $1,000 Credit Line! Get the things you want today!*

  • Rating :
  • Credit Brand : Other
  • Credit Needed : Any Credit Welcome
  • Rewards : n/a
  • Annual Fee : See Terms*
  • Regular APR : 0%
  • Updated for : Mon 18 Mar 2024
  • Full Details : View Card Page

New to Credit

Current Build Visa® Credit Card

Credit for everyone - Regardless of your credit history!

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Limited/No Credit, Bad/Damaged, Fair
  • Rewards : Earn up to a 4.00% Bonus on Savings Pods
  • Annual Fee : $0.00
  • Regular APR : 0.00%
  • Updated for : Mon 18 Mar 2024
  • Full Details : View Card Page

New to Credit

Net First Platinum

$750.00 Line of Credit*

  • Rating :
  • Credit Brand : Other
  • Credit Needed : Damaged credit to Fair credit
  • Rewards : N/A
  • Annual Fee : See website for Details*
  • Regular APR : 0.00%
  • Updated for : Mon 18 Mar 2024
  • Full Details : View Card Page

Trusted Partner

Experian Boost™

Improve Your Credit Scores Instantly for Free

  • Get credit for bills like your phone, utilities and popular streaming services—free, with Experian Boost™
  • Access your free Experian® Credit Report & FICO® Score
  • Includes Experian® credit monitoring and alerts
Get Started Here

Additional Resources

Credit Spotlight : Dave App

Managing your finances has never been more convenient and user-friendly than with the Dave App. In a world where financial uncertainty lurks around every corner, Dave is your trusted partner in navigating the complex landscape of personal finance. In this illuminating review, we will delve into the myriad ways Dave simplifies and empowers your financial life, making it a must-have tool for anyone looking to take control of their financial future. Download the App 1. Overdraft Protection at Your Fingertips
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Credit Spotlight: Kikoff

Building credit doesn’t have to be difficult. It doesn’t have to be something that consumes your life and adds to your financial stress. With Kikoff, it’s easier than ever to take the steps needed to boost your credit score in a reasonable period of time. Start Here Kikoff addresses three key factors that determine 80 percent of your credit score: 1. Payment history  We report your monthly payments to the three major credit bureaus (Equifax, Experian, and TransUnion). Every payment
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Credit Terms

When searching for the best credit card for you, there are several factors that you ought to consider. A few cards have APR rates that you need to review before you sign on with a bank or lender. Financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit card organization those fees plus your current balance.

APR Terms

Interest fees can shift from as low as 0% to as high as 35% for various periods. Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).


Financial services disclosures

Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. APR rates can range from 0% to 35.99%. Annual fees can range from $0.00 to $199.00. These financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).

Terms & Offers

Advertisements which display guaranteed lines of credit for $500.00-$750.00 are exclusively for usage through online shopping retail stores, online auctions and/or online marketplace store websites. Please review full terms and conditions prior to applying for any line of credit. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit.

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Contact Information

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Phone: Customer Service