Best-Rated Cards by Upgrade
If you’re interested in a non-traditional credit card that gives you the power to borrow money and repay it in a reasonable manner, the Upgrade Card may be the right choice. It’s convenient, the interest rate is more than competitive, and the fixed payment structure has the potential to save you hundreds or even thousands in interest charges.
APPLY NOW Upgrade
Upgrade Card
Credit lines from $500 to $20,000*
Credit Brand Visa
Good
Annual Fee$0.00
6.99%-29.99% APR
Rewardsn/a
Financial services disclosures
Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. Financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit card organization those fees plus your current balance. Interest fees range from 0% to 35% APR and annual fees range from $0.00 to $99.00 according to contractually agreed upon terms. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).
* Advertisements which display guaranteed lines of credit for $500.00 are exclusively for usage through online shopping retail stores, online auctions and/or online marketplace stores. Please review full terms and conditions prior to applying for any credit card. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit.
General Disclaimer
Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s).
Editorial Note
Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).