Best-Rated Cards by Upgrade

If you’re interested in a non-traditional credit card that gives you the power to borrow money and repay it in a reasonable manner, the Upgrade Card may be the right choice. It’s convenient, the interest rate is more than competitive, and the fixed payment structure has the potential to save you hundreds or even thousands in interest charges.

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Upgrade Triple Cash Rewards Visa®

See if you qualify in minutes without hurting your credit score

Rating :
Credit Brand : Visa®
Credit Needed : Good/Excellent
Rewards : See Details
Annual Fee : $0.00
Regular APR : 14.99% - 29.99% APR
Updated for : Sat 28 Jan 2023
Full Details : View Card Page

Highlights

Earn a $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions*
Unlimited cash back on payments – 3% on Home, Auto and Health categories and 1% on everything else
$0 annual fee, $0 activation fees, $0 foreign transaction fees
Combine the flexibility of a credit card with the predictability of a personal loan
No touch payments with contactless technology built in
See if you qualify in minutes without hurting your credit score
Great for large purchases with predictable payments you can budget for
Mobile app to access your account anytime, anywhere
Enjoy peace of mind with $0 Fraud liability

* To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.

Card Details Page

APPLY NOW

Get Free Credit Score

Upgrade

Upgrade Cash Rewards Visa®

Earn 1.5% unlimited cash back on card purchases every time you make a payment

Rating :
Credit Brand : Visa®
Credit Needed : Fair to Excellent
Rewards : 1.5%
Annual Fee : $0.00
Regular APR : 14.99% - 29.99% APR
Updated for : Sat 28 Jan 2023
Full Details : View Card Page

Highlights

Earn a $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions*
Earn 1.5% unlimited cash back on card purchases every time you make a payment
Combine the flexibility of a credit card with the predictability of a personal loan
$0 annual fee, $0 activation fees, $0 foreign transaction fees
No touch payments with contactless technology built in
See if you qualify in minutes without hurting your credit score
Great for large purchases with predictable payments you can budget for
Mobile app to access your account anytime, anywhere
Enjoy peace of mind with $0 Fraud liability

Card Details Page

APPLY NOW

Get Free Credit Score

Upgrade

Upgrade Bitcoin Rewards Visa®

Get pre-approved in seconds with no impact to your credit score

Rating :
Credit Brand : Visa®
Credit Needed : Good/Excellent
Rewards : Unlimited 1.5% back in bitcoin when you make payments
Annual Fee : $0.00
Regular APR : 14.99% - 29.99% APR
Updated for : Sat 28 Jan 2023
Full Details : View Card Page

Highlights

Earn a $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions*
Earn 1.5% unlimited cash back in bitcoin when you make payments
The simple way to earn bitcoin: make purchases on your card, make payments, earn bitcoin
No annual fees, no foreign transactions fees
Get pre-approved in seconds with no impact to your credit score
Pay with your phone or device by using Apple Pay™ or Google Pay™
Mobile app to access your account anytime, anywhere
Enjoy peace of mind with $0 Fraud liability

* To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The value of the $200 bonus will be based on the value of bitcoin at the time it is purchased (within 1-2 statement periods from the date the bonus is earned) and may change in price by the time you choose to sell it. Refer to Program Terms. Bonuses associated with the Upgrade Card, when applicable, are provided by Upgrade, Inc.

Card Details Page

Additional Resources

Why Some Credit Card Issuers Might Require a Deposit

Why Some Credit Card Issuers Might Require a Deposit Depending on your credit score and history, you may find that many (or all) credit card companies are requiring you to make a deposit. A secured credit card is one of the better ways for someone with no credit or bad credit to improve their score, all with the idea of eventually moving onto an unsecured offer in the future. What is a Secured Credit Card? Simply put, a secured credit
Continue Reading »

Unique Questions to Ask a Credit Card Issuer Before Accepting an Offer

You’ve pulled your credit report and score. You’ve compared credit card offers. You know exactly what you’re looking for. It’s exciting to receive a credit card approval, but there’s something you need to know: you don’t necessarily have to accept the offer. Before you say “yes” and begin to use your new credit card, there are some unique questions you’ll want to ask the issuer. Here are five to start with: 1. Do you report account information to all three
Continue Reading »

10 Business Credit Card Tips

Although small business do benefit from a business credit card it is important and imperative to manage the business credit card effectively. To begin with your business card and its offers will be primarily based on your personal credit score and report. As a business entrepreneur you too must check about the credit card companies and their reporting credit agencies. The common agencies are Dun & Bradstreet, Experian, Business Credit USA, and Equifax. Before accepting a card it is important
Continue Reading »

5 Details to Examine Before Applying for a Business Credit Card

Maybe you’re a new business owner. Or maybe you’ve been in business for a few years and realize that you need access to additional capital. A business credit card has a lot to offer, but before you apply there are five details that deserve your full and undivided attention: 1. Credit Needed There are business owners with excellent credit, as well as those with poor credit. While there’s an offer for everyone, those with good or excellent credit find it
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Financial services disclosures

Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. APR rates can range from 0% to 35.99%. Annual fees can range from $0.00 to $199.00. These financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).

Terms & Offers

Advertisements which display guaranteed lines of credit for $500.00-$750.00 are exclusively for usage through online shopping retail stores, online auctions and/or online marketplace store websites. Please review full terms and conditions prior to applying for any line of credit. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit.

Office Location

Attn: LeadDemand - 3200 E. Guasti Road, Suite 100 - Ontario, CA 91761

Contact Information

Email: support@applynowcredit.com
Phone: Customer Service

What Do You Really Get for an Excellent Credit Score?

It’s no easy task to build an excellent credit score. It takes many years of using your credit, paying your bills on time, and avoiding costly mistakes. Once you reach this level, don’t just sit back and enjoy the fact that you’re on top. Instead, search for ways to use your excellent credit score to improve your finances and save money. Here are five top benefits of an excellent credit score: 1. Search for the Best Available Credit Card Offer
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Good Credit? Questions to Help You Choose the Right Card

If you have poor (under 580) or fair (580 to 669) credit, you typically have to take what you can get when applying for a credit card. In fact, you may even have to rely on a secured credit card (requires a cash deposit as collateral) until your score is high enough to obtain an unsecured credit card. Conversely, if you have good or excellent credit, there are many more offers to consider. Knowing what to look for will go
Continue Reading »

Should You Consider a Secured Credit Card?

Do you have bad credit or no credit? Are you finding it difficult to obtain a credit card? Are you almost ready to give up? Perhaps it's time to consider a secured credit card. Fortunately, there’s a financial tool that’s perfect for you (and millions of others in the same situation): a secured credit card. A secured credit card is designed for consumers with bad credit, no credit, or a short credit history. It requires a cash deposit upon opening
Continue Reading »

Office Location : Attn: LeadDemand - 3200 E. Guasti Road, Suite 100 - Ontario, CA 91761 Contact Us : support@applynowcredit.com Phone Support Customer Service

Best-Rated Cards by Upgrade

Upgrade

Upgrade Triple Cash Rewards Visa®

See if you qualify in minutes without hurting your credit score

Highlights

Upgrade

Upgrade Cash Rewards Visa®

Earn 1.5% unlimited cash back on card purchases every time you make a payment

Highlights

Upgrade

Upgrade Bitcoin Rewards Visa®

Get pre-approved in seconds with no impact to your credit score

Highlights

Additional Resources

Why Some Credit Card Issuers Might Require a Deposit

Unique Questions to Ask a Credit Card Issuer Before Accepting an Offer

10 Business Credit Card Tips

5 Details to Examine Before Applying for a Business Credit Card

Financial services disclosures

Terms & Offers

Office Location

Contact Information

Cards by Credit Quality

Card Categories

Personal Loans

Resources

Company

Best-Rated Cards by Upgrade

Upgrade

Upgrade Triple Cash Rewards Visa®

See if you qualify in minutes without hurting your credit score

Highlights

Upgrade

Upgrade Cash Rewards Visa®

Earn 1.5% unlimited cash back on card purchases every time you make a payment

Highlights

Upgrade

Upgrade Bitcoin Rewards Visa®

Get pre-approved in seconds with no impact to your credit score

Highlights

Additional Resources

Why Some Credit Card Issuers Might Require a Deposit

Unique Questions to Ask a Credit Card Issuer Before Accepting an Offer

10 Business Credit Card Tips

5 Details to Examine Before Applying for a Business Credit Card

Financial services disclosures

Terms & Offers

Office Location

Contact Information

General Disclaimer

Editorial Note

Cards by Credit Quality

Card Categories

Personal Loans

Resources

Company