Limited Credit Credit Cards - ApplyNowCredit.com

Credit Cards for Limited Credit

How can you build credit when no one will give you the chance? This is a great question, and there’s a simple answer: credit cards for limited credit. There are many credit cards designed for people with limited credit, such as recent college graduates. Once you apply for one of these, you’re closer than ever to building your credit and boosting your score. Soon enough, you’ll be able to look into other options. Below, we share a long list of some of the best credit cards for limited credit.

Limited Credit

Net First Platinum

$750.00 Line of Credit*

  • Rating :
  • Credit Brand : Other
  • Credit Needed : Damaged credit to Fair credit
  • Rewards : N/A
  • Annual Fee : See website for Details*
  • Regular APR : 0.00%
  • Updated for : Thu 08 Jun 2023
  • Full Details : View Card Page

Limited Credit

Destiny Mastercard®

Less than perfect credit is okay, even with a prior bankruptcy!

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Poor to Good
  • Rewards : n/a
  • Annual Fee : See Terms
  • Regular APR : See Terms
  • Updated for : Thu 08 Jun 2023
  • Full Details : View Card Page

Limited Credit

Self Credit Builder + Credit Card Combo

Reports to all 3 credit bureaus. No hard credit pull and no credit history required

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : No Credit History
  • Rewards : n/a
  • Annual Fee : One Time $9 - $15 Account Fee (Varies by Product)
  • Regular APR : 12.03% - 15.98% (Varies by Product)
  • Updated for : Thu 08 Jun 2023
  • Full Details : View Card Page

Limited Credit

Walmart MoneyCard®

Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : n/a
  • Rewards : n/a
  • Annual Fee : See Terms
  • Regular APR : n/a
  • Updated for : Thu 08 Jun 2023
  • Full Details : View Card Page

Limited Credit

PREMIER Bankcard® Mastercard® Credit Card

Fill out an application and know in 60 seconds if you’re approved!

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair/Poor
  • Rewards : n/a
  • Annual Fee : See Provider Website
  • Regular APR : See Provider Website
  • Updated for : Thu 08 Jun 2023
  • Full Details : View Card Page

Limited Credit

Milestone® Mastercard®

Greater access to credit than before - $700 credit limit

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair/Good
  • Rewards : n/a
  • Annual Fee : See Terms
  • Regular APR : See Terms
  • Updated for : Thu 08 Jun 2023
  • Full Details : View Card Page

Limited Credit

Chime® Debit Card

Applying for an account is free, takes less than 2 minutes, and won’t affect your credit score.

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Limited to Good
  • Rewards : n/a
  • Annual Fee : 0.00
  • Regular APR : 0.00%
  • Updated for : Thu 08 Jun 2023
  • Full Details : View Card Page

Limited Credit

FIT® Platinum Mastercard®

$400 credit limit doubles to $800!*

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Bad/Fair
  • Rewards : N/A
  • Annual Fee : See Terms*
  • Regular APR : See Terms*
  • Updated for : Thu 08 Jun 2023
  • Full Details : View Card Page

Limited Credit

First Access Visa® Card

Perfect credit not required for approval; we may approve you when others won’t

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Fair/Bad
  • Rewards : n/a
  • Annual Fee : See Terms
  • Regular APR : See Terms
  • Updated for : Thu 08 Jun 2023
  • Full Details : View Card Page

Limited Credit

First Digital Mastercard®

Easy and secure online application – It takes just moments to apply.

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : See website for Details*
  • Rewards : n/a
  • Annual Fee : $75.00 for first year. After that, $48.00 annually.
  • Regular APR : 35.99%
  • Updated for : Thu 08 Jun 2023
  • Full Details : View Card Page

Limited Credit

GO2bank

Overdraft protection up to $200 with opt-in and eligible direct deposit*

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : All Credit Types Considered
  • Rewards : Earn up to 7% cash back when you buy eGift Cards in the app
  • Annual Fee : $0.00
  • Regular APR : n/a
  • Updated for : Thu 08 Jun 2023
  • Full Details : View Card Page

Limited Credit

Petal® 1 “No Annual Fee” Visa® Credit Card

$300 - $5,000 credit limits

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Fair, Limited History, No History, Limited, No Credit
  • Rewards : 2% - 10% cash back at select merchants
  • Annual Fee : $0
  • Regular APR : 24.99% - 34.49% Variable
  • Updated for : Thu 08 Jun 2023
  • Full Details : View Card Page

Limited Credit

PREMIER Bankcard® Grey Credit Card

Just complete the short application and find out in 60 seconds if you’re approved

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair/Poor
  • Rewards : n/a
  • Annual Fee : See Provider Website
  • Regular APR : See Provider Website
  • Updated for : Thu 08 Jun 2023
  • Full Details : View Card Page

Limited Credit

First Latitude Platinum Mastercard® Secured Credit Card

Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Poor/Limited/No Credit
  • Rewards : n/a
  • Annual Fee : $25 for the first year, after that $35 annually
  • Regular APR : 24.24%
  • Updated for : Thu 08 Jun 2023
  • Full Details : View Card Page

Trusted Partner

Experian Boost™

Improve Your Credit Scores Instantly for Free

  • Get credit for bills like your phone, utilities and popular streaming services—free, with Experian Boost™
  • Access your free Experian® Credit Report & FICO® Score
  • Includes Experian® credit monitoring and alerts
Get Started Here

Additional Resources

Credit Spotlight: Kovo Credit Builder

When it comes to building credit, living your life and hoping for the best isn’t a winning strategy. Instead, there are specific steps you can take to accelerate the process and ensure that you’re on the right path. Using Kovo Credit Builder is one of the many steps you should consider. What is Kovo Credit Builder? Get Started Here Kovo Credit Builder is designed to help you build credit with small monthly payments. Here’s the basic three-step process: Build your
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Credit Spotlight: Kikoff

Building credit doesn’t have to be difficult. It doesn’t have to be something that consumes your life and adds to your financial stress. With Kikoff, it’s easier than ever to take the steps needed to boost your credit score in a reasonable period of time. Start Here Kikoff addresses three key factors that determine 80 percent of your credit score: 1. Payment history  We report your monthly payments to the three major credit bureaus (Equifax, Experian, and TransUnion). Every payment
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Credit Spotlight: Walmart MoneyCard®

In the retail world, there aren’t many brands with a bigger name than Walmart. So, if you’re searching for a reloadable debit card account, this is a good place to start.  The Walmart MoneyCard® is full of benefits and high-level features designed to make your life easier as a consumer. It’s not a credit card but is instead a debit card that you can reload at your convenience. And of course, you can set up direct deposit if that’s easier
Continue Reading »

Credit Spotlight: Aspire® Cash Back Reward Card

It’s not always easy to decide where to start your financial journey. And that’s especially true when it comes to choosing a credit card. Fortunately, offers like the Aspire® Cash Back Reward credit card are available. Here’s how Aspire® — a credit card issued by The Bank of Missouri — describes its cash back credit card: Take the first step on your financial journey with Aspire®. With just a few clicks, you can enter your acceptance code and request your
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People with no credit history or a limited credit history often struggle to get accepted for traditional credit cards. But fret not — Apply Now Credit has a range of cards from top-rate credit providers designed especially for people with limited credit histories. This list we’ve compiled helps you discover some of the best limited credit credit cards in today’s market.

Whether you’re looking for something to tide you over through a difficult time or a credit card that helps you build your credit score, Apply Now Credit has something for you. First Progress limited credit credit cards offer easy access to credit by matching your credit line to a security deposit rather than your credit score. This helps you accumulate positive ratings as the company reports timely repayments to the three major credit bureaus — Equifax, Experian and TransUnion.

Limited credit credit cards by Primor also help you strengthen your credit rating through responsible use and keeps major bureaus updated on your activity. This company has no minimum score requirements, nor does it require processing or application fees. OpenSky offers limited credit credit cards as well, and this company lets you choose your credit line, which ranges from a low of $200 up to $3,000.

Get started on building your credit history today at Apply Now Credit. By doing the leg work of searching out a variety of cards for a variety of needs, we save you time and help you get the credit you deserve.

Credit Card Guides

ApplyNowCredit is always looking for the best and most efficient way to making the credit card comparison process a hassle free experience. Below you will find our most popular credit card guides.


Types of Credit Cards

Types of Credit Cards


Choosing a Credit Card

Choosing a Credit Card


Fico Scores

FICO Scores


Credit Cards for Business

Business Credit


Credit Card Offers

Credit Card Offers


The Best Credit Cards

The Best Credit Cards


Financial services disclosures

Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. APR rates can range from 0% to 35.99%. Annual fees can range from $0.00 to $199.00. These financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).

Terms & Offers

Advertisements which display guaranteed lines of credit for $500.00-$750.00 are exclusively for usage through online shopping retail stores, online auctions and/or online marketplace store websites. Please review full terms and conditions prior to applying for any line of credit. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit.

Office Location

Attn: LeadDemand - 3200 E. Guasti Road, Suite 100 - Ontario, CA 91761

Contact Information

Email: support@applynowcredit.com
Phone: Customer Service

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