Limited Credit Credit Cards - ApplyNowCredit.com

Credit Cards for Limited Credit

How can you build credit when no one will give you the chance? This is a great question, and there’s a simple answer: credit cards for limited credit. There are many credit cards designed for people with limited credit, such as recent college graduates. Once you apply for one of these, you’re closer than ever to building your credit and boosting your score. Soon enough, you’ll be able to look into other options. Below, we share a long list of some of the best credit cards for limited credit.

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Limited Credit

Applied Bank® Unsecured Classic Visa® Card

Fast and Easy Application and Approval Process! Click “Apply Now” to apply online

Rating

Credit Brand Visa

Credit Needed

Bad/Poor

Annual Fee

*See Terms

Regular APR

*See Terms

Rewards

n/a

Full Details

Card Page

Updated for

Thu 03 Dec 2020

Highlights

• Fast and Easy Application and Approval Process! Click “Apply Now” to apply online
• Reports to All Three Major Credit Bureaus
• Access Additional Credit with On-Time Payments and Responsible Usage
• Fixed APR and Manageable Monthly Payments
• A true Unsecured EMV enabled (chip) Visa Credit card that does not require perfect credit for approval.

Card Details Page

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Limited Credit

Net First Platinum

Instant Approval / $500 Credit Line!

Rating

Credit Brand Other

Credit Needed

Poor

Annual Fee

see terms

Regular APR

0.00%

Rewards

N/A

Full Details

Card Page

Updated for

Thu 03 Dec 2020

Highlights

Instant Approval / $500 Credit Line!
No Employment or Credit Check
Reports to Major Bureau
Always 0.0% APR
Fast Online Applications

Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $500 credit line could be available to you faster than you ever thought possible.

The Net First Platinum card could be the perfect card for you.

*See Terms & Conditions for Details

Card Details Page

Quick Tip: Applying for Credit Card

Applying for a credit card is generally a decision based on your personal finances. For instance, a credit card is one of the best tools for building your credit history after graduating from college. That’s a good reason to apply. Conversely, if you’re searching for a credit card to make a purchase, you'll need to consider other factors like if intend to carry a balance.

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Limited Credit

Petal® 1 “No Annual Fee” Visa® Credit Card

$500 - $5,000 credit limits.

Rating

Credit Brand Visa

Credit Needed

Fair/Bad/Limited/No Credit

Annual Fee

Regular APR

19.99 - 29.49% Variable

Rewards

Up to 10% cash back from select merchants

Full Details

Card Page

Updated for

Thu 03 Dec 2020

Highlights

$0 Annual Fee
2% – 10% cash back from select merchants
$500 – $5,000 credit limits
Variable APRs 19.99 – 29.49% APR
No annual or international transaction fees. Late and returned payment fees may apply
Build credit alongside tens of thousands of Petal Card members
Cash flow technology may help applicants without credit history get approved
Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments
See if you’re pre-approved within minutes without impacting your credit score
Petal reports to all 3 major credit bureaus
No deposits required
Card issued by WebBank, Member FDIC

Card Details Page

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Limited Credit

First Access Visa® Card

Get a result in as little as 60 seconds upon completion of the online application

Rating

Credit Brand Visa

Credit Needed

Bad

Annual Fee

See Terms

Regular APR

See Terms

Rewards

n/a

Full Details

Card Page

Updated for

Thu 03 Dec 2020

Highlights

Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.

Reporting monthly to all three major credit reporting agencies
Perfect credit not required for approval; we may approve you when others won’t
Easy and secure online application
$300 credit limit (subject to available credit)
Receive your card more quickly with optional Expedited Processing (additional fee applies)
Get a result in as little as 60 seconds upon completion of the online application
Online Customer Center available 24 x 7
Checking account required
The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.

Card Details Page

Quick Tip: Check Your Credit Score

When was the last time you checked your credit score? Can you remember, or was it so long ago that it has slipped your mind? While there’s no good reason to check your credit score every day of the week, you should get into the habit of doing so regularly. Check out is this great article on the topic.

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Limited Credit

First Digital Mastercard®

Easy and secure online application – It takes just moments to apply.

Rating

Credit Brand Mastercard

Credit Needed

Poor

Annual Fee

$75.00 for first year. After that, $48.00 annually.

Regular APR

35.99%

Rewards

n/a

Full Details

Card Page

Updated for

Thu 03 Dec 2020

Highlights

Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online.
Build up your credit history with a card that reports to all three major credit bureaus every month.
Perfect credit not required for approval; we may approve you when others won’t.
Designed to help overcome credit issues; you may be approved even if you’ve been declined elsewhere.
You may be eligible for a Credit Line Increase after 12 months.
Easy and secure online application – It takes just moments to apply.
Checking account required.
If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available credit).
Receive your card more quickly with optional Expedited Processing (additional fee applies).
Get a result in as little as 60 seconds upon completion of the online application.
Online Customer Center available 24 x 7.
Issued by Synovus Bank, Member: FDIC

Card Details Page

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Limited Credit

Freedom Gold Card

$500 Unsecured Credit Limit

Rating

Credit Brand Other

Credit Needed

No Credit

Annual Fee

see terms

Regular APR

0.00%

Rewards

N/A

Full Details

Card Page

Updated for

Thu 03 Dec 2020

Highlights

$500 Unsecured Credit Limit
Instant Approval*
No Credit Check
No Employment Check
Fast online application
Reports to a Major Bureau

You are pre-approved for a $500 unsecured credit line with the Freedom Gold Card! Sign up now, our application process is fast and easy.

*See site for details

Card Details Page

Quick Tip: Secured vs. Unsecured Credit Cards

With a secured credit card, you’re required to make a cash deposit in order to use the card. This deposit acts as your collateral and credit limit. A secured credit card is typically for consumers with no credit or bad credit. An unsecured credit card is the more traditional of the two, as it doesn’t require a deposit to get started. Instead, your credit limit is based on your credit score, credit history, and income.

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Limited Credit

Zebit – Buy Now & Pay Over Time

Get up $2,500 of credit to shop Zebit

Rating

Credit Brand Other

Credit Needed

Poor to Good

Annual Fee

0.00

Regular APR

See website for Details*

Rewards

n/a

Full Details

Card Page

Updated for

Thu 03 Dec 2020

Highlights

Get up $2,500 of credit to shop Zebit.
No membership fees. No FICO score pulled. Easy and secure online application.
Buy now and pay over time for electronics, furniture, appliances, toys, jewelry, apparel, eGift cards and more.
Shop name brands including Apple, Nintendo, Samsung, LG, Fitbit, and more.

Card Details Page

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Limited Credit

Loan Pioneer

CASH AS SOON AS NEXT BUSINESS DAY

Rating

Credit Brand Other

Credit Needed

Good/Fair/Bad

Annual Fee

$0.00

Regular APR

5.99% to 35.99%

Rewards

n/a

Full Details

Card Page

Updated for

Thu 03 Dec 2020

Highlights

CASH AS SOON AS NEXT BUSINESS DAY

Safe & secure online form
Fast approval & quick cash
All credit types accepted
Loans for any purpose

LoanPioneer.com is a convenient platform to find a personal loan. Through our network of lenders, we help people borrow up to $5,000 for any reason.

At no charge, we connect consumers needing fast, hassle-free financial assistance with reputable lenders. You can get your funds quickly, sometimes next business day!

Card Details Page

Quick Tip: The Interest Rate

In a perfect world, you would never be charged interest for using a credit card. Unfortunately, most credit cards – outside of balance transfer offers with an introductory zero percent rate – have an interest rate attached to it. The key thing to remember is that you only pay interest if you carry a balance from month to month. Get into the habit of paying your bill in full as a way to avoiding finance charges.

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Limited Credit

5kFunds

All Credit Types Accepted

Rating

Credit Brand Other

Credit Needed

Good/Fair/Bad

Annual Fee

$0.00

Regular APR

5.99% to 35.99%

Rewards

n/a

Full Details

Card Page

Updated for

Thu 03 Dec 2020

Highlights

Quick Cash You Can Use To Pay Off All Of Those Nagging Debts!

How would you like to have $500 – $35,000 in your pocket? 5kfunds can help you get the funds you need. You don’t even have to leave your home. We have extensive partnerships with large authorized lenders waiting to lend you the funds you need.

Card Details Page

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Get Free Credit Score

Limited Credit

BadCreditLoans.com

Rating

Credit Brand Other

Credit Needed

Bad

Annual Fee

0.00%

Regular APR

From 5.99% to 35.99%

Rewards

n/a

Full Details

Card Page

Updated for

Thu 03 Dec 2020

Highlights

Connects consumers with lenders in their network. You do not need to have a perfect credit score to be eligible for a low-credit loan. Customers with low credit may still qualify for a loan; however, our lenders do not typically provide loans over $1,000 to low-credit individuals.

Card Details Page

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Get Free Credit Score

Limited Credit

Unique Platinum

Guaranteed $1000 Credit Line! Get the things you want today!*

Rating

Credit Brand Other

Credit Needed

Limited

Annual Fee

See Terms*

Regular APR

Rewards

n/a

Full Details

Card Page

Updated for

Thu 03 Dec 2020

Highlights

Guaranteed $1000 Credit Line! Get the things you want today!*

$1000 Credit Limit
No Credit Checks
Instant Approval
0% Financing
No application denied for bad credit!

Card Details Page

People with no credit history or a limited credit history often struggle to get accepted for traditional credit cards. But fret not — Apply Now Credit has a range of cards from top-rate credit providers designed especially for people with limited credit histories. This list we’ve compiled helps you discover some of the best limited credit credit cards in today’s market.

Whether you’re looking for something to tide you over through a difficult time or a credit card that helps you build your credit score, Apply Now Credit has something for you. First Progress limited credit credit cards offer easy access to credit by matching your credit line to a security deposit rather than your credit score. This helps you accumulate positive ratings as the company reports timely repayments to the three major credit bureaus — Equifax, Experian and TransUnion.

Limited credit credit cards by Primor also help you strengthen your credit rating through responsible use and keeps major bureaus updated on your activity. This company has no minimum score requirements, nor does it require processing or application fees. OpenSky offers limited credit credit cards as well, and this company lets you choose your credit line, which ranges from a low of $200 up to $3,000.

Get started on building your credit history today at Apply Now Credit. By doing the leg work of searching out a variety of cards for a variety of needs, we save you time and help you get the credit you deserve.

Resources: Credit Cards and your Credit Standing

4 Ways to Get a Higher Limit on Your Credit Card

4 Ways to Get a Higher Limit on Your Credit Card There may come a time when you realize that your current credit card limit is not high enough. Here are some tips to get a higher limit. Getting a higher credit limit sounds like a great idea, but it’s important to understand the risks. If you pay your bill in full every month, increasing your credit limit can provide you with additional spending flexibility. Furthermore, with a higher limit you’ll have a lower credit utilization ratio, thus leading to a higher credit score. Conversely, if you have problems keeping
Continue Reading »

Comparing Credit Cards? 5 Questions to Answer

With hundreds upon hundreds of credit card offers to choose from, you should be able to find one that suits your financial situation and goals. Conversely, with so many to consider, it can take a good amount of time to learn what each one has to offer. The best way to successfully compare credit cards is to answer these five questions for each offer you’re considering: 1. What makes it stand out from the crowd? Even when two credit card offers appear to be the same, nothing could be further from the truth. Dig around to find out what makes
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Your FICO Score and Getting the Best Credit Card

Are you in the process of comparing credit cards? Are you obsessed with the idea of securing the best offer? Do you understand what credit card issuers look at when reviewing your application? Your FICO score plays a big role when applying for a credit card. For example, if you have an excellent score, you’ll qualify for almost every offer you come across. Conversely, if you have a poor credit score, your options are a bit limited, thus forcing you to spend more time on your search. It’s important to do two things before you begin your search for the
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Choose the Right Credit Card for Your Credit Score

Credit Card - Choosing the Right One There is a lot to consider when applying for a credit card. In addition to hundreds upon hundreds of offers, your credit score, history, and personal finances will have a big impact on what happens next. Here’s an often overlooked tip: you need to choose a credit card based largely on your credit score. When you know your credit score, there’s less guesswork when selecting an offer and completing an application. Instead, you’ll know exactly where you stand, which makes it easier to focus on the offers that you actually qualify for. Your
Continue Reading »

Credit Card Guides

ApplyNowCredit is always looking for the best and most efficient way to making the credit card comparison process a hassle free experience. Below you will find our most popular credit card guides.

Types of Credit Cards

Choosing a Credit Card

FICO Scores

Business Credit

Credit Card Offers

The Best Credit Cards

Financial services disclosures

Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. Financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit card organization those fees plus your current balance. Interest fees range from 0% to 35% APR and annual fees range from $0.00 to $99.00 according to contractually agreed upon terms. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).

Terms & Offers

* Advertisements which display guaranteed lines of credit for $500.00 are exclusively for usage through online shopping retail stores, online auctions and/or online marketplace stores. Please review full terms and conditions prior to applying for any credit card. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit.

Office Location

Address: 3281 E. Guasti Road, 7th Flr - Ontario, CA 91761

Contact Information

Email: support@applynowcredit.com
Phone: Customer Service

How to Prepare Yourself to Apply for a Credit Card

You’ve been doing a lot of thinking, and you realize there’s no better time than now to apply for a credit card. While this is a big decision, once you know it’s right for you it’s time to take action. This means something different to everyone, but there are basic steps you can take to prepare yourself. Here are four things you should do: 1. Check Your Credit Score This will give you a better idea of the type of credit card to apply for. For example, if you have an excellent credit score, you’ll qualify for almost every card
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Why People With Bad Credit Pay Higher Interest Rates

Why People With Bad Credit Pay Higher Interest Rates Do you have bad credit? Are you concerned about the impact on your finances? Are you worried that it will cost you money both now and over the long run? According to Experian, bad or very poor credit is defined as a score between 300 and 579. While you may feel alone with a credit score in this range, Experian also notes that approximately 16 percent of people are in the same position. One of the primary downfalls of bad credit is higher interest rates. Generally speaking, a low credit score
Continue Reading »

Top Reasons for a Credit Card Denial

Are you in the process of searching for the perfect credit card? Do you have some concerns about the application process? Are you worried that you will receive a denial? There is no way of knowing for sure if you will be approved for a credit card, but you can improve your odds by understanding the eligibility requirements before applying. For example, if you have average or poor credit, don’t apply for a credit card that requires an excellent score. Since you want to avoid a denial at all costs, it’s a good idea to learn why this could happen.
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Disclaimer : ApplyNowCredit endeavors to keep its data precise and state-of-the-art. This data might be unique in relation to what you see when you visit a credit institution, specialist organization or financial-related website. Every single credit product, credit offer and/or personal loan item are displayed without guarantee. When assessing offers, please survey the credit institutions’s Terms and Conditions. Pre-qualified offers are not authoritative. On the off chance that you discover errors with your financial assessment or data from your credit report, please contact the credit institution generating inaccuracies.

Advertiser Disclosure : We receive remuneration from our partners when someone applies or gets endorsed for a money related item through our website. Be that as it may, the consequences of our aides and publication surveys depend on quantitative and subjective evaluations of item elements — nothing else. Remuneration may impact the items we survey and expound on, the request in which classifications show up in “featured” pages, regardless of whether items show up on our site or articles. While we attempt to highlight the greatest number of credit offers on our site as we can keep up, we perceive that our site does not include each organization or credit item accessibly available.

Credit Score Disclaimer : Results may vary. See website for details

Office Location : 3281 E. Guasti Road, 7th Flr, Ontario, CA. 91761 Contact Us : support@applynowcredit.com Phone Support Customer Service

Credit Cards for Limited Credit

Limited Credit

Applied Bank® Unsecured Classic Visa® Card

Fast and Easy Application and Approval Process! Click “Apply Now” to apply online

Highlights

Limited Credit

Net First Platinum

Instant Approval / $500 Credit Line!

Highlights

Quick Tip: Applying for Credit Card

Limited Credit

Petal® 1 “No Annual Fee” Visa® Credit Card

$500 - $5,000 credit limits.

Highlights

Limited Credit

First Access Visa® Card

Get a result in as little as 60 seconds upon completion of the online application

Highlights

Quick Tip: Check Your Credit Score

Limited Credit

First Digital Mastercard®

Easy and secure online application – It takes just moments to apply.

Highlights

Limited Credit

Freedom Gold Card

$500 Unsecured Credit Limit

Highlights

Quick Tip: Secured vs. Unsecured Credit Cards

Limited Credit

Zebit – Buy Now & Pay Over Time

Get up $2,500 of credit to shop Zebit

Highlights

Limited Credit

Loan Pioneer

CASH AS SOON AS NEXT BUSINESS DAY

Highlights

Quick Tip: The Interest Rate

Limited Credit

5kFunds

All Credit Types Accepted

Highlights

Limited Credit

BadCreditLoans.com

Highlights

Limited Credit

Unique Platinum

Guaranteed $1000 Credit Line! Get the things you want today!*

Highlights

Resources: Credit Cards and your Credit Standing

4 Ways to Get a Higher Limit on Your Credit Card

Comparing Credit Cards? 5 Questions to Answer

Your FICO Score and Getting the Best Credit Card

Choose the Right Credit Card for Your Credit Score

Credit Card Guides

Types of Credit Cards

Choosing a Credit Card

FICO Scores

Business Credit

Credit Card Offers

The Best Credit Cards

Financial services disclosures

Terms & Offers

Office Location

Contact Information

General Disclaimer

Editorial Note

Cards by Credit Quality

Card Categories

Personal Loans

Resources

Company