Limited Credit Credit Cards - ApplyNowCredit.com

Credit Cards for Limited Credit

How can you build credit when no one will give you the chance? This is a great question, and there’s a simple answer: credit cards for limited credit. There are many credit cards designed for people with limited credit, such as recent college graduates. Once you apply for one of these, you’re closer than ever to building your credit and boosting your score. Soon enough, you’ll be able to look into other options. Below, we share a long list of some of the best credit cards for limited credit.

Limited Credit

Applied Bank® Unsecured Classic Visa® Card

Fast and Easy Application and Approval Process! Click “Apply Now” to apply online

Rating

Credit Brand Visa
Credit Needed

Bad/Poor

Annual Fee

*See Terms

Regular APR

*See Terms

Rewards

n/a

Full Details

Card Page

Updated for

Thu 03 Dec 2020

Limited Credit

Net First Platinum

Instant Approval / $500 Credit Line!

Rating

Credit Brand Other
Credit Needed

Poor

Annual Fee

see terms

Regular APR

0.00%

Rewards

N/A

Full Details

Card Page

Updated for

Thu 03 Dec 2020

Quick Tip: Applying for Credit Card

Applying for a credit card is generally a decision based on your personal finances. For instance, a credit card is one of the best tools for building your credit history after graduating from college. That’s a good reason to apply. Conversely, if you’re searching for a credit card to make a purchase, you'll need to consider other factors like if intend to carry a balance.

Limited Credit

Petal® 1 “No Annual Fee” Visa® Credit Card

$500 - $5,000 credit limits.

Rating

Credit Brand Visa
Credit Needed

Fair/Bad/Limited/No Credit

Annual Fee

$0

Regular APR

19.99 - 29.49% Variable

Rewards

Up to 10% cash back from select merchants

Full Details

Card Page

Updated for

Thu 03 Dec 2020

Limited Credit

First Access Visa® Card

Get a result in as little as 60 seconds upon completion of the online application

Rating

Credit Brand Visa
Credit Needed

Bad

Annual Fee

See Terms

Regular APR

See Terms

Rewards

n/a

Full Details

Card Page

Updated for

Thu 03 Dec 2020

Quick Tip: Check Your Credit Score

When was the last time you checked your credit score? Can you remember, or was it so long ago that it has slipped your mind? While there’s no good reason to check your credit score every day of the week, you should get into the habit of doing so regularly. Check out is this great article on the topic.

Limited Credit

First Digital Mastercard®

Easy and secure online application – It takes just moments to apply.

Rating

Credit Brand Mastercard
Credit Needed

Poor

Annual Fee

$75.00 for first year. After that, $48.00 annually.

Regular APR

35.99%

Rewards

n/a

Full Details

Card Page

Updated for

Thu 03 Dec 2020

Limited Credit

Freedom Gold Card

$500 Unsecured Credit Limit

Rating

Credit Brand Other
Credit Needed

No Credit

Annual Fee

see terms

Regular APR

0.00%

Rewards

N/A

Full Details

Card Page

Updated for

Thu 03 Dec 2020

Quick Tip: Secured vs. Unsecured Credit Cards

With a secured credit card, you’re required to make a cash deposit in order to use the card. This deposit acts as your collateral and credit limit. A secured credit card is typically for consumers with no credit or bad credit. An unsecured credit card is the more traditional of the two, as it doesn’t require a deposit to get started. Instead, your credit limit is based on your credit score, credit history, and income.

Limited Credit

Zebit – Buy Now & Pay Over Time

Get up $2,500 of credit to shop Zebit

Rating

Credit Brand Other
Credit Needed

Poor to Good

Annual Fee

0.00

Regular APR

See website for Details*

Rewards

n/a

Full Details

Card Page

Updated for

Thu 03 Dec 2020

Limited Credit

Loan Pioneer

CASH AS SOON AS NEXT BUSINESS DAY

Rating

Credit Brand Other
Credit Needed

Good/Fair/Bad

Annual Fee

$0.00

Regular APR

5.99% to 35.99%

Rewards

n/a

Full Details

Card Page

Updated for

Thu 03 Dec 2020

Quick Tip: The Interest Rate

In a perfect world, you would never be charged interest for using a credit card. Unfortunately, most credit cards – outside of balance transfer offers with an introductory zero percent rate – have an interest rate attached to it. The key thing to remember is that you only pay interest if you carry a balance from month to month. Get into the habit of paying your bill in full as a way to avoiding finance charges.

Limited Credit

5kFunds

All Credit Types Accepted

Rating

Credit Brand Other
Credit Needed

Good/Fair/Bad

Annual Fee

$0.00

Regular APR

5.99% to 35.99%

Rewards

n/a

Full Details

Card Page

Updated for

Thu 03 Dec 2020

Limited Credit

BadCreditLoans.com

Rating

Credit Brand Other
Credit Needed

Bad

Annual Fee

0.00%

Regular APR

From 5.99% to 35.99%

Rewards

n/a

Full Details

Card Page

Updated for

Thu 03 Dec 2020

Limited Credit

Unique Platinum

Guaranteed $1000 Credit Line! Get the things you want today!*

Rating

Credit Brand Other
Credit Needed

Limited

Annual Fee

See Terms*

Regular APR

0%

Rewards

n/a

Full Details

Card Page

Updated for

Thu 03 Dec 2020

People with no credit history or a limited credit history often struggle to get accepted for traditional credit cards. But fret not — Apply Now Credit has a range of cards from top-rate credit providers designed especially for people with limited credit histories. This list we’ve compiled helps you discover some of the best limited credit credit cards in today’s market.

Whether you’re looking for something to tide you over through a difficult time or a credit card that helps you build your credit score, Apply Now Credit has something for you. First Progress limited credit credit cards offer easy access to credit by matching your credit line to a security deposit rather than your credit score. This helps you accumulate positive ratings as the company reports timely repayments to the three major credit bureaus — Equifax, Experian and TransUnion.

Limited credit credit cards by Primor also help you strengthen your credit rating through responsible use and keeps major bureaus updated on your activity. This company has no minimum score requirements, nor does it require processing or application fees. OpenSky offers limited credit credit cards as well, and this company lets you choose your credit line, which ranges from a low of $200 up to $3,000.

Get started on building your credit history today at Apply Now Credit. By doing the leg work of searching out a variety of cards for a variety of needs, we save you time and help you get the credit you deserve.

Resources: Credit Cards and your Credit Standing

4 Ways to Get a Higher Limit on Your Credit Card

4 Ways to Get a Higher Limit on Your Credit Card There may come a time when you realize that your current credit card limit is not high enough. Here are some tips to get a higher limit. Getting a higher credit limit sounds like a great idea, but it’s important to understand the risks. If you pay your bill in full every month, increasing your credit limit can provide you with additional spending flexibility. Furthermore, with a higher limit you’ll have a lower credit utilization ratio, thus leading to a higher credit score. Conversely, if you have problems keeping
Continue Reading »

Comparing Credit Cards? 5 Questions to Answer

With hundreds upon hundreds of credit card offers to choose from, you should be able to find one that suits your financial situation and goals. Conversely, with so many to consider, it can take a good amount of time to learn what each one has to offer. The best way to successfully compare credit cards is to answer these five questions for each offer you’re considering: 1. What makes it stand out from the crowd? Even when two credit card offers appear to be the same, nothing could be further from the truth. Dig around to find out what makes
Continue Reading »

Your FICO Score and Getting the Best Credit Card

Are you in the process of comparing credit cards? Are you obsessed with the idea of securing the best offer? Do you understand what credit card issuers look at when reviewing your application? Your FICO score plays a big role when applying for a credit card. For example, if you have an excellent score, you’ll qualify for almost every offer you come across. Conversely, if you have a poor credit score, your options are a bit limited, thus forcing you to spend more time on your search. It’s important to do two things before you begin your search for the
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Choose the Right Credit Card for Your Credit Score

Credit Card - Choosing the Right One There is a lot to consider when applying for a credit card. In addition to hundreds upon hundreds of offers, your credit score, history, and personal finances will have a big impact on what happens next. Here’s an often overlooked tip: you need to choose a credit card based largely on your credit score. When you know your credit score, there’s less guesswork when selecting an offer and completing an application. Instead, you’ll know exactly where you stand, which makes it easier to focus on the offers that you actually qualify for. Your
Continue Reading »

Credit Card Guides

ApplyNowCredit is always looking for the best and most efficient way to making the credit card comparison process a hassle free experience. Below you will find our most popular credit card guides.


Types of Credit Cards

Types of Credit Cards


Choosing a Credit Card

Choosing a Credit Card


Fico Scores

FICO Scores


Credit Cards for Business

Business Credit


Credit Card Offers

Credit Card Offers


The Best Credit Cards

The Best Credit Cards


Financial services disclosures

Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. Financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit card organization those fees plus your current balance. Interest fees range from 0% to 35% APR and annual fees range from $0.00 to $99.00 according to contractually agreed upon terms. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).

Terms & Offers

* Advertisements which display guaranteed lines of credit for $500.00 are exclusively for usage through online shopping retail stores, online auctions and/or online marketplace stores. Please review full terms and conditions prior to applying for any credit card. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit.

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