Highlights
Applying for an account is free, takes less than 2 minutes, and won’t affect your credit score.
When you sign up for a Chime account, you’ll receive:
- A Chime Visa® debit card
- A Spending Account
- Access to our award-winning mobile app to keep you in control of your money
We provide simple, lowest-cost services across spending and saving that align with our members’ interests. They use us because of features like:
- Fee-free overdraft through SpotMe*: Traditional banks took $11 Billion in overdraft fees in 2019# At Chime, we do things differently. We will allow you to overdraw up to $100* on debit card purchases without charging a fee.
- No unnecessary bank fees˜: No minimum balance requirements. No monthly service fees. No foreign transaction fees. No transfer fees.
- Get your paycheck earlyˆ: Set up Direct Deposit and receive your paycheck up to 2 days earlier than some of your co-workers!
- Chime accounts are FDIC insured up to $250,000 through The Bancorp Bank or Stride Bank, N.A., Members FDIC, so you know your money is safe with us!
“Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A., Members FDIC.”
Card Details Page
