Credit Cards for Limited Credit
How can you build credit when no one will give you the chance? This is a great question, and there’s a simple answer: credit cards for limited credit. There are many credit cards designed for people with limited credit, such as recent college graduates. Once you apply for one of these, you’re closer than ever to building your credit and boosting your score. Soon enough, you’ll be able to look into other options. Below, we share a long list of some of the best credit cards for limited credit.
Limited Credit
Net First Platinum
Instant Approval / $500 Credit Line!
Intro Purchase APR
0%
Annual Fee
See Terms*
Regular Purchase APR
0.0%
Credit Brand
Horizon
.
Credit Card Details
- Instant Approval / $500 Credit Line!
- No Employment or Credit Check
- Reports to Major Bureau
- Bad Credit, No Credit – OK
- Always 0.0% APR
- Fast Online Applications
Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $500 credit line could be available to you faster than you ever thought possible.
The Net First Platinum card could be the perfect card for you.
*See Terms & Conditions for Details
Additional Info
Credit Line : $500 Limit
Regular APR : 0% APR
Monthly Fee : See website for Details*
Credit Recommended : Damaged credit to Fair credit
Limited Credit
First Access Visa® Card
Intro Purchase APR
n/a
Annual Fee
See Terms
Regular Purchase APR
See Terms
Credit Brand
Visa
.
Credit Card Details
Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.
- Reporting monthly to all three major credit reporting agencies
- Perfect credit not required for approval; we may approve you when others won’t
- Easy and secure online application
- If approved, pay a Program Fee and you can access the $300 credit limit (subject to available credit)
- Receive your card more quickly with optional Expedited Processing (additional fee applies)
- Get a result in as little as 60 seconds upon completion of the online application
- Online Customer Center available 24 x 7
- Checking account required
- The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.
Additional Info
- Intro Rate : N/A
- Intro Period : N/A
- Regular APR : See Terms
- Annual Fee : See Terms
- Balance Transfer : N/A
- Credit Recommended : Fair/Bad
Limited Credit
First Digital Mastercard®
Easy and secure online application – It takes just moments to apply.
Intro Purchase APR
n/a
Annual Fee
$75.00 for first year. After that, $48.00 annually.
Regular Purchase APR
35.99%
Credit Brand
Mastercard
.
Credit Card Details
- Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online.
- Build up your credit history with a card that reports to all three major credit bureaus every month.
- Perfect credit not required for approval; we may approve you when others won’t.
- Designed to help overcome credit issues; you may be approved even if you’ve been declined elsewhere.
- You may be eligible for a Credit Line Increase after 12 months.
- Easy and secure online application – It takes just moments to apply.
- Checking account required.
- If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available credit).
- Receive your card more quickly with optional Expedited Processing (additional fee applies).
- Get a result in as little as 60 seconds upon completion of the online application.
- Online Customer Center available 24 x 7.
- Issued by Synovus Bank, Member: FDIC
Additional Info
- Regular APR : 35.99%
- Cash Advance APR : 35.99%
- Annual Fee : $75.00 for first year. After that, $48.00 annually.
- Late Payment Fee :Up to $39.00
- Return Check Fee : Up to $39.00
- Activation Fee : $95.00 (one-time fee)
- Cash Advance Fee : Either $10, or 3% of the amount of the Cash Advance, whichever is greater.
- Credit Recommended : See website for Details*
- Credit Line : See website for Details*
Limited Credit
Petal® Visa® Credit Card
$500 – $10,000 credit limits
Intro Purchase APR
n/a
Annual Fee
0.00
Rewards Rate
Up to 1.5% cash back after making 12 on-time monthly payments
Credit Needed
New to Credit Regular Purchase APR
14.49% - 25.49% Variable
Credit Brand
Visa
.
Credit Card Details
- No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee
- Up to 1.5% cash back after making 12 on-time monthly payments
- Variable APRs 14.49% – 25.49%
- 1% cash back on eligible purchases right away
- Up to 10% cash back from select merchants
- Build credit alongside tens of thousands of Petal Card members
- Cash flow technology may help applicants without credit history get approved
- $500 – $10,000 credit limits
- Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments
- See if you’re pre-approved within minutes without impacting your credit score
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, Member FDIC
Additional Info
- Intro (Purchases): N/A
- Intro (Transfers): N/A
- Regular APR: 14.49% – 25.49% Variable
- Annual Fee: $0
- Credit Recommended: Fair/Good/Limited/No Credit
- Credit Limit: $500 – $10,000
- Product Type: Consumer
- Overlimit Fee: $0
- Balance Transfer Fee: N/A
- Late Payment Fee: $0
- Cash Advance Fee: N/A
Limited Credit
Green Dot Visa® Secured Credit Card
Good credit or bank account not required
Intro Purchase APR
n/a
Annual Fee
39.00
Regular Purchase APR
19.99% (F)
Credit Brand
Visa
.
Credit Card Details
- Good credit or bank account not required
- Your application will not impact your credit score
- Initial security deposit can be as low as $200
- Raise your credit score with responsible card use
- See additional Green Dot Visa® Secured Credit Card details
Additional Info
- Regular APR : 19.99% (F)
- Annual Fee : $39
- Credit Line : $200 – $5000
- Credit Recommended : Poor/Limited/No Credit
- Late Payment Fee : Up to $27
- Cash Advance Fee : Either $5 or 5% of the amount of each cash advance, whichever is greater
Limited Credit
Freedom Gold Card
$500 Unsecured Credit Limit
Intro Purchase APR
0.00%
Annual Fee
See Terms*
Regular Purchase APR
0%
Credit Brand
Horizon
.
Credit Card Details
- $500 Unsecured Credit Limit
- Instant Approval*
- No Credit Check
- No Employment Check
- Fast online application
- Reports to a Major Bureau
- Bad Credit – OK
You are pre-approved for a $500 unsecured credit line with the Freedom Gold Card! Sign up now, our application process is fast and easy.
Additional Info
Credit Line : $500 Limit
Monthly Fee : See website for Details*
Regular APR : 0% APR
Credit Recommended : Damage credit to Fair credit
Limited Credit
Merrick Bank Secured Visa® from Merrick Bank
Quick, easy application - apply online today!
Intro Purchase APR
n/a
Annual Fee
$36 for first year. Billed $3 per month thereafter
Regular Purchase APR
18.95% Variable
Credit Brand
Visa
.
Credit Card Details
- Unsecured credit line increases – After the first year, your account will be regularly reviewed for credit line increases with no additional security deposit required.
- Monthly FICO® Score for free – get your updated FICO® Score each month when it is provided to us from the credit bureau.
- Build your credit – performance is reported to all three major credit bureaus, unlike a prepaid card.
- Flexible credit line – the amount of your deposit determines your initial credit line – up to $3,000 and increase your credit line anytime with additional deposits.
- Easy funding options – several convenient options to easily fund your security deposit.
- Worldwide acceptance – use it anywhere Visa is accepted.
- Quick, easy application – apply online today!
Additional Info
- Intro (Purchases) : N/A
- Intro (Transfers) : N/A
- Credit Line : $200-$3,000, depending on deposit amount
- Regular APR : 18.95% Variable
- Cash Advance APR : 23.95% Variable
- Annual Fee : $36 for first year. Billed $3 per month thereafter
- Minimum Deposit : $200
- Return Check Fee : Up to $39
- Cash Advance Fee : 4% Min: $10
- Late Payment Fee : Up to $39
- Regular Transfer APR : N/A
- Penalty APR : N/A
- Balance Transfer Fee : N/A
- Foreign Trans Fee : 2%
- Credit Recommended : See website for Details*
Limited Credit
Horizon Gold
Instant $500 Credit Line*
Intro Purchase APR
0.00%
Annual Fee
See Terms*
Regular Purchase APR
0%
Credit Brand
Horizon
.
Credit Card Details
- Instant $500 Credit Line*
- No Credit Check
- Fast Online Application
- Bad Credit – OK
Our fast and easy application could be just what you need. A $500 credit line could be available to you faster than you ever thought possible.
*See Terms & Conditions for Details
Additional Info
Credit Line : $500 Limit
Regular APR : 0% APR
Monthly Fee : See website for Details*
Credit Recommended : Damage credit to Fair credit
Limited Credit
First Access Visa® Card
Intro Purchase APR
n/a
Annual Fee
See Terms
Regular Purchase APR
See Terms
Credit Brand
Visa
.
Credit Card Details
Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.
- Reporting monthly to all three major credit reporting agencies
- Perfect credit not required for approval; we may approve you when others won’t
- Easy and secure online application
- If approved, pay a Program Fee and you can access the $300 credit limit (subject to available credit)
- Receive your card more quickly with optional Expedited Processing (additional fee applies)
- Get a result in as little as 60 seconds upon completion of the online application
- Online Customer Center available 24 x 7
- Checking account required
- The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.
Additional Info
- Intro Rate : N/A
- Intro Period : N/A
- Regular APR : See Terms
- Annual Fee : See Terms
- Balance Transfer : N/A
- Credit Recommended : Fair/Bad
People with no credit history or a limited credit history often struggle to get accepted for traditional credit cards. But fret not — Apply Now Credit has a range of cards from top-rate credit providers designed especially for people with limited credit histories. This list we've compiled helps you discover some of the best limited credit credit cards in today's market.
Whether you're looking for something to tide you over through a difficult time or a credit card that helps you build your credit score, Apply Now Credit has something for you. First Progress limited credit credit cards offer easy access to credit by matching your credit line to a security deposit rather than your credit score. This helps you accumulate positive ratings as the company reports timely repayments to the three major credit bureaus — Equifax, Experian and TransUnion.
Limited credit credit cards by Primor also help you strengthen your credit rating through responsible use and keeps major bureaus updated on your activity. This company has no minimum score requirements, nor does it require processing or application fees. OpenSky offers limited credit credit cards as well, and this company lets you choose your credit line, which ranges from a low of $200 up to $3,000.
Get started on building your credit history today at Apply Now Credit. By doing the leg work of searching out a variety of cards for a variety of needs, we save you time and help you get the credit you deserve.
General Disclaimer
Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s).
Editorial Note
Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).
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