Any Credit History Credit Cards - ApplyNowCredit.com

Credit Cards for Any Credit History

Applying for a credit card can be challenging especially when your credit score has seen better days or you're just new to credit and looking to build it. We’ve taken the hassle out of finding issuers willing to work with you. Each of these cards have been carefully selected based on application security, bank rate transparency and clear credit terms. It only takes a few minutes to apply, so let's get started below.

Any Credit History

Revvi Card

Fast and easy application; response provided in seconds

Rating

Credit Brand Visa®
Credit Needed

See website for Details*

Annual Fee

$75 1st year, $48 after

Regular APR

34.99%

Rewards

n/a

Full Details

Card Page

Updated for

Sun 19 Sep 2021

Any Credit History

Merrick Bank Double Your Line™ Platinum Visa® Credit Card

See if you are pre-approved within minutes, without affecting your credit score

Rating

Credit Brand Visa®
Credit Needed

See website for Details*

Annual Fee

$0-$72

Regular APR

19.45% to 28.45% *Variable

Rewards

n/a

Full Details

Card Page

Updated for

Sun 19 Sep 2021

Any Credit History

Applied Bank® Unsecured Classic Visa® Card

Fast and Easy Application and Approval Process!

Rating

Credit Brand Visa®
Credit Needed

Poor/Limited

Annual Fee

*See Terms

Regular APR

*See Terms

Rewards

n/a

Full Details

Card Page

Updated for

Sun 19 Sep 2021

Any Credit History

Surge Mastercard® Credit Card

Initial Credit Limit of $300 - $1,000* (subject to available credit)

Rating

Credit Brand Mastercard®
Credit Needed

Bad/Fair

Annual Fee

see terms

Regular APR

24.99% - 29.99% APR

Rewards

N/A

Full Details

Card Page

Updated for

Sun 19 Sep 2021

Any Credit History

Net First Platinum

Instant Approval / $750 Credit Line!

Rating

Credit Brand Other
Credit Needed

Damaged credit to Fair credit

Annual Fee

See website for Details*

Regular APR

0.00%

Rewards

N/A

Full Details

Card Page

Updated for

Sun 19 Sep 2021

Any Credit History

Destiny Mastercard®

Get access to the credit you need, no deposit required

Rating

Credit Brand Mastercard®
Credit Needed

Poor to Good

Annual Fee

$59-$99

Regular APR

24.9%

Rewards

n/a

Full Details

Card Page

Updated for

Sun 19 Sep 2021

Any Credit History

FIT Mastercard®

Fast & Easy Application; Results Online in Seconds

Rating

Credit Brand Mastercard®
Credit Needed

Bad/Fair

Annual Fee

see terms

Regular APR

29.99%

Rewards

N/A

Full Details

Card Page

Updated for

Sun 19 Sep 2021

Any Credit History

Mission Lane Visa® Credit Card

Instant decision on your application

Rating

Credit Brand Visa®
Credit Needed

Fair

Annual Fee

$59.00

Regular APR

29.99% (Variable)

Rewards

n/a

Full Details

Card Page

Updated for

Sun 19 Sep 2021

Any Credit History

Reflex Mastercard®

Initial Credit Limit of $300 - $1,000* (subject to available credit)

Rating

Credit Brand Mastercard®
Credit Needed

Bad/Fair

Annual Fee

see terms

Regular APR

24.99% - 29.99% APR

Rewards

N/A

Full Details

Card Page

Updated for

Sun 19 Sep 2021

Any Credit History

First Access Visa® Card

Get a result in as little as 60 seconds upon completion of the online application

Rating

Credit Brand Visa®
Credit Needed

Fair/Bad

Annual Fee

See Terms

Regular APR

See Terms

Rewards

n/a

Full Details

Card Page

Updated for

Sun 19 Sep 2021

Any Credit History

First Digital Mastercard®

Easy and secure online application – It takes just moments to apply.

Rating

Credit Brand Mastercard®
Credit Needed

See website for Details*

Annual Fee

$75.00 for first year. After that, $48.00 annually.

Regular APR

35.99%

Rewards

n/a

Full Details

Card Page

Updated for

Sun 19 Sep 2021

Any Credit History

First PREMIER® Bank Mastercard® Credit Card

Fill out an application and know in 60 seconds if you’re approved!

Rating

Credit Brand Mastercard®
Credit Needed

Fair/Poor

Annual Fee

See Issuer Website

Regular APR

See Issuer Website

Rewards

n/a

Full Details

Card Page

Updated for

Sun 19 Sep 2021

Any Credit History

Credit One Bank® Platinum Visa®

With $0 Fraud Liability, you won’t be responsible for unauthorized charges

Rating

Credit Brand Visa®
Credit Needed

Bad/Fair/Good

Annual Fee

$39

Regular APR

23.99% Variable

Rewards

See Details

Full Details

Card Page

Updated for

Sun 19 Sep 2021

Any Credit History

Petal® 1 “No Annual Fee” Visa® Credit Card

$500-$5,000 credit limits

Rating

Credit Brand Visa®
Credit Needed

Fair/Bad/Limited/No Credit

Annual Fee

$0

Regular APR

19.99 - 29.49% Variable

Rewards

2%-10% cash back at select merchants

Full Details

Card Page

Updated for

Sun 19 Sep 2021

Any Credit History

Credit One Bank® Platinum Visa® for Rebuilding Credit

With $0 Fraud Liability, you won’t be responsible for unauthorized charges

Rating

Credit Brand Visa®
Credit Needed

Bad/Fair

Annual Fee

$75/$99

Regular APR

23.99% Variable

Rewards

See Details

Full Details

Card Page

Updated for

Sun 19 Sep 2021

Additional Resources

Credit Spotlight: Applied Bank® Unsecured Classic Visa® Card

It’s not easy to obtain a credit card if you have bad credit or no credit. This is even more so the case if you’re interested in an unsecured (no security deposit required) credit card. Fortunately, you have plenty of options, with the Applied Bank® Unsecured Classic Visa® Card at the top of the list. Not only is this an unsecured credit card, but it’s backed by Applied Bank and powered by Visa. Features and Benefits of the Applied Bank®
Continue Reading »

4 Ways to Get a Higher Limit on Your Credit Card

4 Ways to Get a Higher Limit on Your Credit Card There may come a time when you realize that your current credit card limit is not high enough. Here are some tips to get a higher limit. Getting a higher credit limit sounds like a great idea, but it’s important to understand the risks. If you pay your bill in full every month, increasing your credit limit can provide you with additional spending flexibility. Furthermore, with a higher limit
Continue Reading »

Comparing Credit Cards? 5 Questions to Answer

With hundreds upon hundreds of credit card offers to choose from, you should be able to find one that suits your financial situation and goals. Conversely, with so many to consider, it can take a good amount of time to learn what each one has to offer. The best way to successfully compare credit cards is to answer these five questions for each offer you’re considering: 1. What makes it stand out from the crowd? Even when two credit card
Continue Reading »

Your FICO Score and Getting the Best Credit Card

Are you in the process of comparing credit cards? Are you obsessed with the idea of securing the best offer? Do you understand what credit card issuers look at when reviewing your application? Your FICO score plays a big role when applying for a credit card. For example, if you have an excellent score, you’ll qualify for almost every offer you come across. Conversely, if you have a poor credit score, your options are a bit limited, thus forcing you
Continue Reading »

Choose the Right Credit Card for Your Credit Score

There is a lot to consider when applying for a credit card. In addition to hundreds upon hundreds of offers, your credit score, history, and personal finances will have a big impact on what happens next. Here’s an often overlooked tip: you need to choose a credit card based largely on your credit score. When you know your credit score, there’s less guesswork when selecting an offer and completing an application. Instead, you’ll know exactly where you stand, which makes
Continue Reading »

Are you ready to apply for a credit card?

In today’s day and age, it’s easier than ever to apply for a credit card. You can search through offers online, learn more about the features of each one, and apply within a matter of minutes.

While this level of convenience is sure to put a smile on your face, it can also lead to trouble. Here’s how: many consumers begin to apply for credit cards that they don’t qualify for.

Before we get into the finer details of finding a credit card you will be approved for, let’s examine two reasons why this is so important:

1. To Protect Your Credit Score

Simply put, too many credit card applications in a short period of time will drag down your credit score. Subsequently, you’re making it more difficult to secure a card in the future.
Multiple applications in a short time span can put you in a bad light with credit card issuers, as they could consider you a bigger risk than others.

2. To Save Time

Your primary goal is to find and apply for the best credit card without wasting any time. However, if you continue to apply for credit cards that are “out of your league,” it’s possible that you could waste one day after the next and never make any real progress.

Moving forward in an efficient manner starts with having a clear idea of the types of cards you’ll qualify for.

3. Focus On These Factors

Credit card issuers consider many factors when making a decision on your application. Knowledge of these factors will move you closer to offers that best suit your situation.

4. Here are three things to think about:

Credit Score – Every credit card offer has a “credit score range” attached to it. For example, there are cards for people with poor credit as well as those for good and excellent credit. If your credit score is in the 500’s, don’t apply for an offer that requires an excellent score.

Credit History – A strong credit history will improve your chance of an approval. Conversely, if you have no history or several delinquencies on your credit report, you should understand the impact (and what you can do to help your situation).

Income – Just the same as your credit score, your income has a lot to do with whether or not you’re approved. When reviewing an offer, learn more about the minimum income requirement. If you don’t make enough money, it’s time to move on.

Final Thoughts

As noted by the Official Guide to Government Information and Services, it’s important to shop around to find the card that is best for you.

When doing so, remember that it’s best to only apply for credit cards you will be approved for. This will help your credit score avoid unnecessary damage, speed up the process, and allow you feel better about your financial situation as a whole.

Credit Card Guides

ApplyNowCredit is always looking for the best and most efficient way to making the credit card comparison process a hassle free experience. Below you will find our most popular credit card guides.


Types of Credit Cards

Types of Credit Cards


Choosing a Credit Card

Choosing a Credit Card


Fico Scores

FICO Scores


Credit Cards for Business

Business Credit


Credit Card Offers

Credit Card Offers


The Best Credit Cards

The Best Credit Cards


Financial services disclosures

Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. APR rates can range from 0% to 35.99%. Annual fees can range from $0.00 to $199.00. These financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).

Terms & Offers

Advertisements which display guaranteed lines of credit for $500.00-$750.00 are exclusively for usage through online shopping retail stores, online auctions and/or online marketplace store websites. Please review full terms and conditions prior to applying for any line of credit. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit.

Office Location

Attn: LeadDemand - 3200 E. Guasti Road, Suite 100 - Ontario, CA 91761

Contact Information

Email: support@applynowcredit.com
Phone: Customer Service

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