Credit Spotlight: Applied Bank® Unsecured Classic Visa® Card

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Applying for a credit card can be challenging especially when your credit score has seen better days or you're just new to credit and looking to build it. We’ve taken the hassle out of finding issuers willing to work with you. Each of these cards have been carefully selected based on application security, bank rate transparency and clear credit terms. It only takes a few minutes to apply, so let's get started below.
Credit Brand
see terms
25.90% - 29.99% APR
RewardsN/A
Sun 11 Apr 2021
Credit Brand Mastercard®
See Issuer Website
See Issuer Website
Rewardsn/a
Sun 11 Apr 2021
*Build credit by keeping your balance low and paying all your bills on time every month.
Credit Brand Mastercard®
see terms
25.90% - 29.99% APR
RewardsN/A
Sun 11 Apr 2021
Credit Brand Personal Loan
See website for Details*
0.00%
RewardsN/A
Sun 11 Apr 2021
Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line could be available to you faster than you ever thought possible.
Credit Brand Mastercard®
$59-$99
24.9%
Rewardsn/a
Sun 11 Apr 2021
Credit Brand Mastercard®
see terms
29.99%
RewardsN/A
Sun 11 Apr 2021
Credit Brand Visa®
See Terms
See Terms
Rewardsn/a
Sun 11 Apr 2021
Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.
Credit Brand Mastercard®
$75.00 for first year. After that, $48.00 annually.
35.99%
Rewardsn/a
Sun 11 Apr 2021
Credit Brand Visa®
$0 - $99
17.99% to 23.99% Variable
RewardsGet 1% cash back rewards on eligible purchases - See Terms
Sun 11 Apr 2021
Credit One Bank® is one of America’s leading credit card providers, serving millions of card members nationwide. Credit One is committed to providing customers with credit card products that offer more value through cash back rewards and free online monthly credit score tracking.
Credit Brand Visa®
$0 - $99
17.99% to 23.99% Variable
RewardsReceive 1% cash back rewards on eligible purchases - See Terms
Sun 11 Apr 2021
Credit One Bank® is one of America’s leading credit card providers, serving millions of card members nationwide. Credit One is committed to providing customers with credit card products that offer more value through cash back rewards and free online monthly credit score tracking.
Credit Brand Visa®
$0 - $99
17.99% to 23.99% Variable
RewardsEligible purchases earn 1% cash back rewards automatically - See Terms
Sun 11 Apr 2021
Credit One Bank® is one of America’s leading credit card providers, serving millions of card members nationwide. Credit One is committed to providing customers with credit card products that offer more value through cash back rewards and free online monthly credit score tracking.
Credit Brand Visa®
*See Terms
*See Terms
Rewardsn/a
Sun 11 Apr 2021
• Fast and Easy Application and Approval Process! Click “Apply Now” to apply online
• Reports to All Three Major Credit Bureaus
• Access Additional Credit with On-Time Payments and Responsible Usage
• Fixed APR and Manageable Monthly Payments
• A true Unsecured EMV enabled (chip) Visa Credit card that does not require perfect credit for approval.
Credit Brand Mastercard®
see terms
25.90% - 29.99% APR
RewardsN/A
Sun 11 Apr 2021
Give Your Credit a Surge
It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!
How it Works
The Surge credit card is designed for people with less than perfect credit who want to get back on track. After you complete our short and easy online application, your results will be ready in a matter of seconds! Don’t miss this chance to Surge!
Why Choose the Surge Card?
If you have poor credit and are trying to improve your credit score, using a credit card responsibly may help. The Surge Mastercard® will report your payment activity to the three major credit bureaus on a monthly basis. Maintaining a low balance and paying your bill on time every month are two of the best practices for positive credit.
Get Approved Today!
It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!
Credit Brand Visa®
$0
19.99 - 29.49% Variable
RewardsUp to 10% cash back from select merchants
Sun 11 Apr 2021
Are you ready to apply for a credit card?
In today’s day and age, it’s easier than ever to apply for a credit card. You can search through offers online, learn more about the features of each one, and apply within a matter of minutes.
While this level of convenience is sure to put a smile on your face, it can also lead to trouble. Here’s how: many consumers begin to apply for credit cards that they don’t qualify for.
Before we get into the finer details of finding a credit card you will be approved for, let’s examine two reasons why this is so important:
1. To Protect Your Credit Score
Simply put, too many credit card applications in a short period of time will drag down your credit score. Subsequently, you’re making it more difficult to secure a card in the future.
Multiple applications in a short time span can put you in a bad light with credit card issuers, as they could consider you a bigger risk than others.
2. To Save Time
Your primary goal is to find and apply for the best credit card without wasting any time. However, if you continue to apply for credit cards that are “out of your league,” it’s possible that you could waste one day after the next and never make any real progress.
Moving forward in an efficient manner starts with having a clear idea of the types of cards you’ll qualify for.
3. Focus On These Factors
Credit card issuers consider many factors when making a decision on your application. Knowledge of these factors will move you closer to offers that best suit your situation.
4. Here are three things to think about:
Credit Score – Every credit card offer has a “credit score range” attached to it. For example, there are cards for people with poor credit as well as those for good and excellent credit. If your credit score is in the 500’s, don’t apply for an offer that requires an excellent score.
Credit History – A strong credit history will improve your chance of an approval. Conversely, if you have no history or several delinquencies on your credit report, you should understand the impact (and what you can do to help your situation).
Income – Just the same as your credit score, your income has a lot to do with whether or not you’re approved. When reviewing an offer, learn more about the minimum income requirement. If you don’t make enough money, it’s time to move on.
Final Thoughts
As noted by the Official Guide to Government Information and Services, it’s important to shop around to find the card that is best for you.
When doing so, remember that it’s best to only apply for credit cards you will be approved for. This will help your credit score avoid unnecessary damage, speed up the process, and allow you feel better about your financial situation as a whole.
ApplyNowCredit is always looking for the best and most efficient way to making the credit card comparison process a hassle free experience. Below you will find our most popular credit card guides.
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