Any Credit History Credit Cards - ApplyNowCredit.com

Credit Cards for Any Credit History

Applying for a credit card can be challenging especially when your credit score has seen better days or you're just new to credit and looking to build it. We’ve taken the hassle out of finding issuers willing to work with you. Each of these cards have been carefully selected based on application security, bank rate transparency and clear credit terms. It only takes a few minutes to apply, so let's get started below.

Any Credit History

Experian Credit Match

Get matched to credit cards based on your credit profile

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Any Credit History
  • Rewards : See Terms
  • Annual Fee : See Terms
  • Regular APR : See Terms
  • Updated for : Mon 29 May 2023
  • Full Details : View Card Page

Any Credit History

Self Credit Builder + Credit Card Combo

Reports to all 3 credit bureaus. No hard credit pull and no credit history required

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : No Credit History
  • Rewards : n/a
  • Annual Fee : One Time $9 - $15 Account Fee (Varies by Product)
  • Regular APR : 12.03% - 15.98% (Varies by Product)
  • Updated for : Mon 29 May 2023
  • Full Details : View Card Page

Any Credit History

Mission Lane Visa® Credit Card

Instant decision on your application

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Fair
  • Rewards : n/a
  • Annual Fee : $0-59
  • Regular APR : 26.99 - 29.99% Variable
  • Updated for : Mon 29 May 2023
  • Full Details : View Card Page

Any Credit History

Petal® 1 “No Annual Fee” Visa® Credit Card

$300 - $5,000 credit limits

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Fair/Bad/Limited/No Credit
  • Rewards : 2% - 10% cash back at select merchants
  • Annual Fee : $0
  • Regular APR : 24.74 - 34.24% Variable
  • Updated for : Mon 29 May 2023
  • Full Details : View Card Page

Any Credit History

Aspire® Cash Back Reward Card

Up to $1,000 credit limit subject to credit approval

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair
  • Rewards : Up to a 3% Cash Back Reward
  • Annual Fee : As low as $85
  • Regular APR : 29.99% or 36% Fixed
  • Updated for : Mon 29 May 2023
  • Full Details : View Card Page

Any Credit History

First Digital Mastercard®

Easy and secure online application – It takes just moments to apply.

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : See website for Details*
  • Rewards : n/a
  • Annual Fee : $75.00 for first year. After that, $48.00 annually.
  • Regular APR : 35.99%
  • Updated for : Mon 29 May 2023
  • Full Details : View Card Page

Any Credit History

Chime® Debit Card

Applying for an account is free, takes less than 2 minutes, and won’t affect your credit score.

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Limited to Good
  • Rewards : n/a
  • Annual Fee : 0.00
  • Regular APR : 0.00%
  • Updated for : Mon 29 May 2023
  • Full Details : View Card Page

Any Credit History

Fortiva® Mastercard® Credit Card

Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair
  • Rewards : Up to 3% Cash Back Rewards
  • Annual Fee : As low as $85
  • Regular APR : 29.99% OR 36% (V)
  • Updated for : Mon 29 May 2023
  • Full Details : View Card Page

Any Credit History

FIT® Platinum Mastercard®

$400 credit limit doubles to $800!*

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Bad/Fair
  • Rewards : N/A
  • Annual Fee : See Terms*
  • Regular APR : See Terms*
  • Updated for : Mon 29 May 2023
  • Full Details : View Card Page

Any Credit History

Net First Platinum

$750.00 Line of Credit*

  • Rating :
  • Credit Brand : Other
  • Credit Needed : Damaged credit to Fair credit
  • Rewards : N/A
  • Annual Fee : See website for Details*
  • Regular APR : 0.00%
  • Updated for : Mon 29 May 2023
  • Full Details : View Card Page

Any Credit History

Reflex® Platinum Mastercard®

Up to $1,000 credit limit doubles up to $2,000*

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Bad/Fair
  • Rewards : N/A
  • Annual Fee : See Terms*
  • Regular APR : See Terms*
  • Updated for : Mon 29 May 2023
  • Full Details : View Card Page

Trusted Partner

Experian Boost™

Improve Your Credit Scores Instantly for Free

  • Get credit for bills like your phone, utilities and popular streaming services—free, with Experian Boost™
  • Access your free Experian® Credit Report & FICO® Score
  • Includes Experian® credit monitoring and alerts
Get Started Here

Additional Resources

Credit Spotlight: Kovo Credit Builder

When it comes to building credit, living your life and hoping for the best isn’t a winning strategy. Instead, there are specific steps you can take to accelerate the process and ensure that you’re on the right path. Using Kovo Credit Builder is one of the many steps you should consider. What is Kovo Credit Builder? Get Started Here Kovo Credit Builder is designed to help you build credit with small monthly payments. Here’s the basic three-step process: Build your
Continue Reading »

Credit Spotlight: Kikoff

Building credit doesn’t have to be difficult. It doesn’t have to be something that consumes your life and adds to your financial stress. With Kikoff, it’s easier than ever to take the steps needed to boost your credit score in a reasonable period of time. Start Here Kikoff addresses three key factors that determine 80 percent of your credit score: 1. Payment history  We report your monthly payments to the three major credit bureaus (Equifax, Experian, and TransUnion). Every payment
Continue Reading »

Credit Spotlight: Walmart MoneyCard®

In the retail world, there aren’t many brands with a bigger name than Walmart. So, if you’re searching for a reloadable debit card account, this is a good place to start.  The Walmart MoneyCard® is full of benefits and high-level features designed to make your life easier as a consumer. It’s not a credit card but is instead a debit card that you can reload at your convenience. And of course, you can set up direct deposit if that’s easier
Continue Reading »

Credit Spotlight: Aspire® Cash Back Reward Card

It’s not always easy to decide where to start your financial journey. And that’s especially true when it comes to choosing a credit card. Fortunately, offers like the Aspire® Cash Back Reward credit card are available. Here’s how Aspire® — a credit card issued by The Bank of Missouri — describes its cash back credit card: Take the first step on your financial journey with Aspire®. With just a few clicks, you can enter your acceptance code and request your
Continue Reading »

Are you ready to apply for a credit card?

In today’s day and age, it’s easier than ever to apply for a credit card. You can search through offers online, learn more about the features of each one, and apply within a matter of minutes.

While this level of convenience is sure to put a smile on your face, it can also lead to trouble. Here’s how: many consumers begin to apply for credit cards that they don’t qualify for.

Before we get into the finer details of finding a credit card you will be approved for, let’s examine two reasons why this is so important:

1. To Protect Your Credit Score

Simply put, too many credit card applications in a short period of time will drag down your credit score. Subsequently, you’re making it more difficult to secure a card in the future.
Multiple applications in a short time span can put you in a bad light with credit card issuers, as they could consider you a bigger risk than others.

2. To Save Time

Your primary goal is to find and apply for the best credit card without wasting any time. However, if you continue to apply for credit cards that are “out of your league,” it’s possible that you could waste one day after the next and never make any real progress.

Moving forward in an efficient manner starts with having a clear idea of the types of cards you’ll qualify for.

3. Focus On These Factors

Credit card issuers consider many factors when making a decision on your application. Knowledge of these factors will move you closer to offers that best suit your situation.

4. Here are three things to think about:

Credit Score – Every credit card offer has a “credit score range” attached to it. For example, there are cards for people with poor credit as well as those for good and excellent credit. If your credit score is in the 500’s, don’t apply for an offer that requires an excellent score.

Credit History – A strong credit history will improve your chance of an approval. Conversely, if you have no history or several delinquencies on your credit report, you should understand the impact (and what you can do to help your situation).

Income – Just the same as your credit score, your income has a lot to do with whether or not you’re approved. When reviewing an offer, learn more about the minimum income requirement. If you don’t make enough money, it’s time to move on.

Final Thoughts

As noted by the Official Guide to Government Information and Services, it’s important to shop around to find the card that is best for you.

When doing so, remember that it’s best to only apply for credit cards you will be approved for. This will help your credit score avoid unnecessary damage, speed up the process, and allow you feel better about your financial situation as a whole.

Credit Card Guides

ApplyNowCredit is always looking for the best and most efficient way to making the credit card comparison process a hassle free experience. Below you will find our most popular credit card guides.


Types of Credit Cards

Types of Credit Cards


Choosing a Credit Card

Choosing a Credit Card


Fico Scores

FICO Scores


Credit Cards for Business

Business Credit


Credit Card Offers

Credit Card Offers


The Best Credit Cards

The Best Credit Cards


Financial services disclosures

Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. APR rates can range from 0% to 35.99%. Annual fees can range from $0.00 to $199.00. These financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).

Terms & Offers

Advertisements which display guaranteed lines of credit for $500.00-$750.00 are exclusively for usage through online shopping retail stores, online auctions and/or online marketplace store websites. Please review full terms and conditions prior to applying for any line of credit. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit.

Office Location

Attn: LeadDemand - 3200 E. Guasti Road, Suite 100 - Ontario, CA 91761

Contact Information

Email: support@applynowcredit.com
Phone: Customer Service

blank