MAGNUM – Credit Builder Account

No credit history needed; no hard check required

Credit Brand

Other

Credit Needed

All Credit Types Considered

Annual Fee

N/A

Monthly Fee

N/A

Regular APR

N/A

Rewards Rate

N/A

Rating

Card Details Hide Details

Credit Card Details

  • Get up to a +88 average* FICO® Score increase on autopilot
  • Designed for the biggest long-term impact on your credit score
  • Build from $2,000 up to $30,000 of credit history starting at low monthly payments
  • Great if you want to access premium CCs & higher credit limits
  • No credit history needed; no hard check required
  • No prepayment or early cancellation fees

    *Average first-year credit score impact of +88 points in 2024 for CreditStrong account users who started with a score below 550; who paid on-time for consecutively 12 months; and who had no delinquencies or collections added to their credit profile during the period. Individual results may vary.

Additional Info

  • Credit Check: No
  • Credit Recommended: All Credit Types Considered
  • Reports to Consumer Reporting Agencies: Experian, TransUnion, Equifax
  • Coverage: Excludes: WI, VT

Specifications

Regular APR
N/A
Annual Fee
N/A
Monthly Fee
N/A
Intro (Purchases)
N/A
Intro (Transfers)
N/A
Credit Recommended
All Credit Types Considered
Purchase Grace Period
See Terms
Transfer Grace Period
See Terms
Cash Grace Period
See Terms
Cash Advance APR
See Terms
Cash Advance Fee
See Terms
Balance Transfer Fee
See Terms
Penalty APR
See Terms
Return Check Fee
See Terms
Late Payment Fee
See Terms
Overlimit Fee
See Terms
Foreign Trans Fee
See Terms
Intro Rewards Bonus
See Terms
Rewards Rate
N/A
Fraud Coverage
See Terms
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