Credit Cards for Poor Credit
Poor credit doesn’t have to stop you from reaching your financial goals. You simply need to get creative, such as by finding a poor credit credit card that can help boost your score. Many credit card issuers offer credit cards for poor credit, as they realize that this financial tool can help consumers get back on the right track. If your credit is poor and you need a credit card to improve your finances, check out some of the many offers detailed below.
APPLY NOW Poor Credit
Total Visa® Card
Choose from 6 different FREE card designs!
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Annual FeeSee Terms*
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Credit Needed Bad CreditSee Terms*
Credit Brand VisaPoor Credit
Reflex Mastercard®
Fast and easy application process; results in seconds
See Terms*
Annual FeeSee Terms*
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Credit Needed Bad CreditSee Terms*
Credit Brand MastercardPoor Credit
FIT Mastercard®
All credit types welcome to apply
See Terms*
Annual FeeSee Terms*
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Credit Needed Poor CreditSee Terms*
Credit Brand MastercardPoor Credit
Surge Mastercard® Credit Card
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Annual FeeSee Terms*
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Credit Needed Poor CreditSee Terms*
Credit Brand MastercardPoor Credit
Net First Platinum
Instant Approval / $500 Credit Line!
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Annual Fee0.00
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Credit Needed Poor Credit0.0%
Credit Brand OtherPoor Credit
Indigo® Mastercard® for Less than Perfect Credit
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Annual Fee$0 - $99
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Credit Needed Fair Credit24.9%
Credit Brand MastercardPoor Credit
Credit One Bank® Unsecured Platinum Visa®
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Annual Fee$0 - $99
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Credit Needed Bad Credit20.24%-26.24% Variable
Credit Brand VisaPoor Credit
First Access Visa® Card
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Annual FeeSee Terms
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Credit Needed Poor CreditSee Terms
Credit Brand VisaPoor Credit
Fingerhut Credit Account
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Annual FeeNone
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Credit Needed Poor CreditSee website for Details*
Credit Brand OtherPoor Credit
Credit One Bank® Unsecured Visa® for Rebuilding Credit
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Annual Fee$0 - $99
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Credit Needed Fair Credit20.24%-26.24% Variable
Credit Brand VisaPoor Credit
Milestone® Mastercard® – Unsecured For Less Than Perfect Credit
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Annual Fee$35 - $99*
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Credit Needed Fair Credit24.9%
Credit Brand MastercardPoor Credit
Credit One Bank® Visa® with Free Credit Score Tracking
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Annual Fee$0 - $99
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Credit Needed Poor Credit20.24%-26.24% Variable
Credit Brand Visa
If you have a Poor Credit history and score, you've probably found it quite difficult to get a credit card. Here at Apply Now Credit, we put some light at the end of the Poor Credit tunnel by compiling a listing of Poor Credit credit cards that accept applicants with bad, damaged and dinged credit ratings.
Issued by top-rate providers, these Poor Credit credit cards are designed solely for those who may be at risk of having their applications denied by standard credit card providers. Although most come with relatively high interest rates, responsible use and timely payments can improve your credit score and allow you to get credit cards with better rates in the future.
For example, First Progress offers a range of cards featuring expedited processing options that help get a Poor Credit credit card in your hands quickly — perfect for when you need funds in a hurry. Monthly reporting to the three major credit bureaus — Experian, Equifax and TransUnion — means that on-time repayments get reported and your credit score rises, helping you establish a better rating.
Some of these Poor Credit credit cards require that you pay a small processing fee, and many only provide small credit limits at the beginning. But just as you can improve your credit score with responsible use, providers can also raise your limit as they see you working to improve your financial habits. The fast, easy and secure online applications here at Apply Now Credit can get you results in as little as 60 seconds.
General Disclaimer
Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s).
Editorial Note
Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).