Poor Credit Credit Cards - ApplyNowCredit.com

Credit Cards for Poor Credit

Poor credit doesn’t have to stop you from reaching your financial goals. You simply need to get creative, such as by finding a poor credit credit card that can help boost your score. Many credit card issuers offer credit cards for poor credit, as they realize that this financial tool can help consumers get back on the right track. If your credit is poor and you need a credit card to improve your finances, check out some of the many offers detailed below.

Poor Credit

Revvi Card

Fast and easy application; response provided in seconds

Rating

Credit Brand Visa®
Credit Needed

See website for Details*

Annual Fee

$75 1st year, $48 after

Regular APR

34.99%

Rewards

n/a

Full Details

Card Page

Updated for

Wed 20 Oct 2021

Poor Credit

Merrick Bank Double Your Line™ Platinum Visa® Credit Card

See if you are pre-approved within minutes, without affecting your credit score

Rating

Credit Brand Visa®
Credit Needed

See website for Details*

Annual Fee

$0-$72

Regular APR

19.45% to 28.45% *Variable

Rewards

n/a

Full Details

Card Page

Updated for

Wed 20 Oct 2021

Poor Credit

Applied Bank® Unsecured Classic Visa® Card

Fast and Easy Application and Approval Process!

Rating

Credit Brand Visa®
Credit Needed

Poor/Limited

Annual Fee

*See Terms

Regular APR

*See Terms

Rewards

n/a

Full Details

Card Page

Updated for

Wed 20 Oct 2021

Poor Credit

Mission Lane Visa® Credit Card

Instant decision on your application

Rating

Credit Brand Visa®
Credit Needed

Fair

Annual Fee

$59.00

Regular APR

29.99% (Variable)

Rewards

n/a

Full Details

Card Page

Updated for

Wed 20 Oct 2021

Poor Credit

Petal® 1 “No Annual Fee” Visa® Credit Card

$500-$5,000 credit limits

Rating

Credit Brand Visa®
Credit Needed

Fair/Bad/Limited/No Credit

Annual Fee

$0

Regular APR

19.99 - 29.49% Variable

Rewards

2%-10% cash back at select merchants

Full Details

Card Page

Updated for

Wed 20 Oct 2021

Poor Credit

Indigo® Platinum Mastercard® Credit Card

Unsecured credit card, no security deposit required

Rating

Credit Brand Mastercard®
Credit Needed

Fair/Good

Annual Fee

$0 - $99

Regular APR

24.9%

Rewards

N/A

Full Details

Card Page

Updated for

Wed 20 Oct 2021

Poor Credit

Surge Mastercard® Credit Card

Initial Credit Limit of $300 - $1,000* (subject to available credit)

Rating

Credit Brand Mastercard®
Credit Needed

Bad/Fair

Annual Fee

see terms

Regular APR

24.99% - 29.99% APR

Rewards

N/A

Full Details

Card Page

Updated for

Wed 20 Oct 2021

Poor Credit

First PREMIER® Bank Credit Card

Fill out an application and know in 60 seconds if you’re approved!

Rating

Credit Brand Mastercard®
Credit Needed

Fair/Poor

Annual Fee

See Issuer Website

Regular APR

See Issuer Website

Rewards

n/a

Full Details

Card Page

Updated for

Wed 20 Oct 2021

Poor Credit

Destiny Mastercard®

Get access to the credit you need, no deposit required

Rating

Credit Brand Mastercard®
Credit Needed

Poor to Good

Annual Fee

$59-$99

Regular APR

24.9%

Rewards

n/a

Full Details

Card Page

Updated for

Wed 20 Oct 2021

Poor Credit

FIT Mastercard®

Fast & Easy Application; Results Online in Seconds

Rating

Credit Brand Mastercard®
Credit Needed

Bad/Fair

Annual Fee

see terms

Regular APR

29.99%

Rewards

N/A

Full Details

Card Page

Updated for

Wed 20 Oct 2021

Poor Credit

Reflex Mastercard®

Initial Credit Limit of $300 - $1,000* (subject to available credit)

Rating

Credit Brand Mastercard®
Credit Needed

Bad/Fair

Annual Fee

see terms

Regular APR

24.99% - 29.99% APR

Rewards

N/A

Full Details

Card Page

Updated for

Wed 20 Oct 2021

Poor Credit

Total Visa® Card

Fast and easy application process; response provided in seconds

Rating

Credit Brand Visa®
Credit Needed

Fair/Bad

Annual Fee

See Terms

Regular APR

See Terms

Rewards

n/a

Full Details

Card Page

Updated for

Wed 20 Oct 2021

Poor Credit

First Digital Mastercard®

Easy and secure online application – It takes just moments to apply.

Rating

Credit Brand Mastercard®
Credit Needed

See website for Details*

Annual Fee

$75.00 for first year. After that, $48.00 annually.

Regular APR

35.99%

Rewards

n/a

Full Details

Card Page

Updated for

Wed 20 Oct 2021

Poor Credit

First PREMIER® Bank Mastercard® Credit Card

Fill out an application and know in 60 seconds if you’re approved!

Rating

Credit Brand Mastercard®
Credit Needed

Fair/Poor

Annual Fee

See Issuer Website

Regular APR

See Issuer Website

Rewards

n/a

Full Details

Card Page

Updated for

Wed 20 Oct 2021

Poor Credit

Milestone® Mastercard® – Less Than Perfect Credit Considered

Rating

Credit Brand Mastercard®
Credit Needed

Poor/Bad

Annual Fee

$35 - $99*

Regular APR

24.9%

Rewards

n/a

Full Details

Card Page

Updated for

Wed 20 Oct 2021

Poor Credit

Milestone® Mastercard® – Unsecured For Less Than Perfect Credit

Easy pre-qualification process which does not affect your credit score

Rating

Credit Brand Mastercard®
Credit Needed

Poor/Bad

Annual Fee

$35 - $99*

Regular APR

24.9%

Rewards

n/a

Full Details

Card Page

Updated for

Wed 20 Oct 2021

Poor Credit

Net First Platinum

Instant Approval / $750 Credit Line!

Rating

Credit Brand Other
Credit Needed

Damaged credit to Fair credit

Annual Fee

See website for Details*

Regular APR

0.00%

Rewards

N/A

Full Details

Card Page

Updated for

Wed 20 Oct 2021

Additional Resources

Credit Spotlight: Applied Bank® Unsecured Classic Visa® Card

It’s not easy to obtain a credit card if you have bad credit or no credit. This is even more so the case if you’re interested in an unsecured (no security deposit required) credit card. Fortunately, you have plenty of options, with the Applied Bank® Unsecured Classic Visa® Card at the top of the list. Not only is this an unsecured credit card, but it’s backed by Applied Bank and powered by Visa. Features and Benefits of the Applied Bank®
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4 Ways to Get a Higher Limit on Your Credit Card

4 Ways to Get a Higher Limit on Your Credit Card There may come a time when you realize that your current credit card limit is not high enough. Here are some tips to get a higher limit. Getting a higher credit limit sounds like a great idea, but it’s important to understand the risks. If you pay your bill in full every month, increasing your credit limit can provide you with additional spending flexibility. Furthermore, with a higher limit
Continue Reading »

Comparing Credit Cards? 5 Questions to Answer

With hundreds upon hundreds of credit card offers to choose from, you should be able to find one that suits your financial situation and goals. Conversely, with so many to consider, it can take a good amount of time to learn what each one has to offer. The best way to successfully compare credit cards is to answer these five questions for each offer you’re considering: 1. What makes it stand out from the crowd? Even when two credit card
Continue Reading »

Your FICO Score and Getting the Best Credit Card

Are you in the process of comparing credit cards? Are you obsessed with the idea of securing the best offer? Do you understand what credit card issuers look at when reviewing your application? Your FICO score plays a big role when applying for a credit card. For example, if you have an excellent score, you’ll qualify for almost every offer you come across. Conversely, if you have a poor credit score, your options are a bit limited, thus forcing you
Continue Reading »

Choose the Right Credit Card for Your Credit Score

There is a lot to consider when applying for a credit card. In addition to hundreds upon hundreds of offers, your credit score, history, and personal finances will have a big impact on what happens next. Here’s an often overlooked tip: you need to choose a credit card based largely on your credit score. When you know your credit score, there’s less guesswork when selecting an offer and completing an application. Instead, you’ll know exactly where you stand, which makes
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If you have a Poor Credit history and score, you’ve probably found it quite difficult to get a credit
card. Here at Apply Now Credit, we put some light at the end of the Poor Credit tunnel by
compiling a listing of Poor Credit credit cards that accept applicants with bad, damaged and
dinged credit ratings.

Issued by top-rate providers, these Poor Credit credit cards are designed solely for those who
may be at risk of having their applications denied by standard credit card providers. Although
most come with relatively high interest rates, responsible use and timely payments can improve
your credit score and allow you to get credit cards with better rates in the future.

For example, First Progress offers a range of cards featuring expedited processing options that
help get a Poor Credit credit card in your hands quickly — perfect for when you need funds in a
hurry. Monthly reporting to the three major credit bureaus — Experian, Equifax and
TransUnion — means that on-time repayments get reported and your credit score rises, helping
you establish a better rating.

Some of these Poor Credit credit cards require that you pay a small processing fee, and many
only provide small credit limits at the beginning. But just as you can improve your credit score
with responsible use, providers can also raise your limit as they see you working to improve
your financial habits. The fast, easy and secure online applications here at Apply Now Credit
can get you results in as little as 60 seconds.

Credit Card Guides

ApplyNowCredit is always looking for the best and most efficient way to making the credit card comparison process a hassle free experience. Below you will find our most popular credit card guides.


Types of Credit Cards

Types of Credit Cards


Choosing a Credit Card

Choosing a Credit Card


Fico Scores

FICO Scores


Credit Cards for Business

Business Credit


Credit Card Offers

Credit Card Offers


The Best Credit Cards

The Best Credit Cards


Financial services disclosures

Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. APR rates can range from 0% to 35.99%. Annual fees can range from $0.00 to $199.00. These financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).

Terms & Offers

Advertisements which display guaranteed lines of credit for $500.00-$750.00 are exclusively for usage through online shopping retail stores, online auctions and/or online marketplace store websites. Please review full terms and conditions prior to applying for any line of credit. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit.

Office Location

Attn: LeadDemand - 3200 E. Guasti Road, Suite 100 - Ontario, CA 91761

Contact Information

Email: support@applynowcredit.com
Phone: Customer Service

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