Why Your Credit Application Was Declined and What You Can Do

August 20, 2018

Credit Application Was Declined and What You Can Do It doesn’t matter if you’re applying for a credit card or some type of loan (such as for a car or home), you hope to receive an immediate approval that allows you to move forward with your plans. Unfortunately, this doesn’t always happen. It’s possible your Read more…

Not Paying Late is the Best Way to Keep Your Good Credit

August 13, 2018

Not Paying Late is the Best Way to Keep Your Good Credit. Making a late payment on a loan or credit card can (and probably will) harm your credit score. It doesn’t matter if you’re five days late or 100 days late, neglecting to pay your bills on time will impact your finances in many ways. Read more…

Why People With Bad Credit Pay Higher Interest Rates

July 29, 2018

Why People With Bad Credit Pay Higher Interest Rates Do you have bad credit? Are you concerned about the impact on your finances? Are you worried that it will cost you money both now and over the long run? According to Experian, bad or very poor credit is defined as a score between 300 and Read more…

Best Practices For Paying Your Credit Card Bill On Time

July 20, 2018

Best Practices For Paying Your Credit Card Bill On Time With credit card debt at a record high, there’s no better time than now to review your finances with an eye toward avoiding trouble. Like millions of others, you use a credit card to make a variety of purchases. And like millions of others, you Read more…

How to Avoid Paying Credit Card Late Fees

July 13, 2018

How to Avoid Paying Credit Card Late Fees Upon signing up for a credit card you are provided a list of fees, all of which have the potential to come into play at some point in the future. While you have the opportunity to avoid late fees, this is often easier said than done. A Read more…

Why Some Credit Card Issuers Might Require a Deposit

July 6, 2018

Why Some Credit Card Issuers Might Require a Deposit Depending on your credit score and history, you may find that many (or all) credit card companies are requiring you to make a deposit. A secured credit card is one of the better ways for someone with no credit or bad credit to improve their score, Read more…

Credit One Cash Back Rewards Credit Card

June 22, 2018

The Credit One Cash Back Rewards Credit Card provides cardholders with everything they’d expect, plus a little bit more. Although there are hundreds of rewards credit cards to choose from, this one stands out as a result of its solid performance across the board. The Credit One Cash Back Rewards credit card is perfect for Read more…

Milestone Gold Mastercard®

June 15, 2018

Let’s face it: it’s not always easy to choose a credit card, until now. Introducing the Milestone Gold Mastercard®. Don’t let the name confuse you: the Milestone Gold Mastercard® is designed for many types of consumers (especially those with bad or no credit). Issued by Mid America Bank & Trust Company, this is one of Read more…

Milestone® Mastercard® with Free Choice of Card Image

June 8, 2018

The Milestone® Mastercard® with Free Choice of Card Image, issued by The Bank of Missouri, is designed for consumers with less than perfect credit. With the Milestone® Mastercard® with Free Choice of Card Image in hand, consumers have the opportunity to both access and build credit. Before we discuss the finer details of the offer, Read more…

Indigo® Platinum Mastercard® Credit Card Designed for You

June 1, 2018

Indigo® Platinum Mastercard® Credit Card Is it possible that you could get your hands on a platinum credit card with less than perfect credit? While this sounds like a dream, the Indigo® Platinum Mastercard® Credit Card is out to prove you wrong. This offer is designed specifically for people with bad credit or no credit Read more…