Prepaid or Secured Credit Card

October 30, 2018

Prepaid or Secured Credit Card : Which is Best for You?  Do you have poor credit?  How about no credit history? If so, you may find it difficult to obtain an unsecured credit card. Fortunately, there are other options available to you. Most people with poor credit or no credit find that they can use Read more…

Magnetic Strip and Chip Credit Cards

October 21, 2018

Magnetic Strip and Chip Credit Cards: What’s the Difference? Here’s a scenario that you play out time and time again. You visit a local store, grab the items you need, and head for the cash register. At that point, you’re asked to swipe or insert your credit card. While you never think twice about the Read more…

Do You Know Why Your Credit Card Application was Denied?

October 15, 2018

Do You Know Why Your Credit Card Application was Denied? When you apply for a credit card, you hope to receive an immediate approval. If this happens, you know it won’t be long before you can start using your credit card. Unfortunately, there is no guarantee of an approval. If your application is denied, it’s Read more…

Apply for a Credit Card with an Approval in Mind

October 7, 2018

Apply for a Credit Card with an Approval in Mind You don’t apply for a credit card with the idea that your application will be denied. Instead, you hope for an immediate approval, so you can begin using the credit card in the near future. While you can only do so much to improve the Read more…

5 of the Most Common Types of Credit Cards

October 1, 2018

5 of the Most Common Types of Credit Cards When searching for a credit card the last thing you want to do is assume that every offer is the same. There are many types of credit cards, all of which provide a variety of features and benefits. As a consumer, it’s your job to compare Read more…

7 Things To Think About Before Applying For Your First Credit Card

September 17, 2018

7 Things To Think About Before Applying For Your First Credit Card There are many benefits of carrying a credit card. From building a strong credit history to collecting points for every purchase you make, now may be the time to begin your search. Here are some tips for applying for your first credit card. Read more…

4 Ways to Get a Higher Limit on Your Credit Card

September 3, 2018

4 Ways to Get a Higher Limit on Your Credit Card There may come a time when you realize that your current credit card limit is not high enough. Here are some tips to get a higher limit. Getting a higher credit limit sounds like a great idea, but it’s important to understand the risks. Read more…

Why Your Credit Application Was Declined and What You Can Do

August 20, 2018

Credit Application Was Declined and What You Can Do It doesn’t matter if you’re applying for a credit card or some type of loan (such as for a car or home), you hope to receive an immediate approval that allows you to move forward with your plans. Unfortunately, this doesn’t always happen. It’s possible your Read more…

Not Paying Late is the Best Way to Keep Your Good Credit

August 13, 2018

Not Paying Late is the Best Way to Keep Your Good Credit. Making a late payment on a loan or credit card can (and probably will) harm your credit score. It doesn’t matter if you’re five days late or 100 days late, neglecting to pay your bills on time will impact your finances in many ways. Read more…

Fit Mastercard ®

August 6, 2018

Do you have less than perfect credit? Are you hoping to secure a credit card, despite your past financial struggles? Try the Fit Mastercard . While anyone can apply for the Fit Mastercard – even consumers with good or excellent credit – it’s best for the following groups of people: Those with fair or poor Read more…