What is the Best Credit Card?

May 28, 2021

What does the word best mean to you? How do you define this as it pertains to your credit card? What is the best credit card? It doesn’t matter if you’re searching for your first credit card or looking to add another one to your wallet or purse, it’s critical that you know what you want and how to get it. Here are five questions you can answer to help you move closer to finding the best card for your
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What to Look for on Your Credit Report

May 15, 2021

When was the last time you reviewed your credit report? Was it within the last year? Do you ever remember seeing a copy of it? Regardless of what has happened in the past, it shouldn’t dictate your approach to the future. As a general rule of thumb, request a copy of your credit report once a year. Tip: if you have any reason to review your report more often, don’t hesitate to do so. For example, this is a good
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Should You Apply for a Credit Card Fresh Out of College?

May 12, 2021

The question of whether or not you should apply for a credit card fresh out of college is a difficult one to answer. There are pros and cons of both paths, which makes it even more difficult to decide what to do next. Before we go any further, here’s one thing to remember: you don’t want to make a rash decision to apply for a credit card. It’s better to be 100 percent sure before taking action. Here are five
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Top Reasons to Use Your Credit Card to Pay for Your Vacation

May 7, 2021

Are you planning a vacation? Are you wondering how to best pay for it? If you’ve yet to strongly consider the benefits of paying with a credit card, now’s the time to do so. You may find that it’s the best way to not only book your vacation, but to also pay for expenses while you’re away from home. With all that in mind, let’s examine five top reasons to use your credit card to pay for your vacation: 1.
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Merrick Bank Double Your Line Platinum Visa Credit Card

May 5, 2021

The Merrick Bank Double Your Line Platinum Visa credit card has a little bit of something for everyone. And depending on your financial situation and what you’re trying to accomplish, it may have everything you’re looking for – plus much more. Apply Now While there’s a lot to like about this credit card (check out the benefits below), let’s start by examining four of its top features: $0 fraud liability: The Merrick Bank Double Your Line Platinum Visa credit card
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What to do if Your Credit Card is Stolen

April 22, 2021

You do your best to keep your credit card information safe. Even so, there could come a point when something goes wrong. Maybe you leave your credit card on the counter after making a purchase. Perhaps you make an online purchase from a public computer. Or it’s even possible that you could lend your credit card to someone you thought you could trust. Regardless of the details surrounding how your credit card was stolen, it’s critical that you take immediate
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What to Look for in a Student Credit Card

April 15, 2021

Are you a college student in search of a credit card? Are you in the process of helping your child apply for and secure a credit card? On the plus side, there are hundreds of student credit card offers to choose from. This increases the likelihood of finding one that suits your every want and need. Conversely, with so many choices, it takes a detailed comparison process to ensure that you make the right decision. No two students (or parents)
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Credit Spotlight: Chime® Debit Card

April 6, 2021

Sometimes, a new financial product or service comes to market and immediately takes the world by storm. Chime is one of those companies. Chime is best described as a modern online bank that provides fee-free financial services through a mobile app, as opposed to physical branches. Thanks to its customer-friendly features and targeted advertising and marketing campaigns, Chime has quickly grown into one of the top players in its niche of the financial services industry. Apply Now Here’s Chime’s mission
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The Benefits of Applying for a Personal Loan Online

April 3, 2021

Are you interested in securing a personal line? Are you wondering where to turn for the best service and the lowest rate? While there’s no shortage of options — especially if you have a relationship with a local bank — more borrowers than ever before are turning their attention to the internet. There are many benefits of applying for a personal loan online, including but not limited to the following. 1. Speed and Efficiency One of the biggest drawbacks of
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How to Find the Best Travel Rewards Credit Card

March 25, 2021

Do you enjoy traveling? Are you always looking for ways to save? Have you yet to apply for a travel rewards credit card? If you answered yes to these questions, now’s the time to take action. And by taking action, that means finding a travel rewards credit card that will help you earn points for future use. As you search online for the best travel rewards credit card, you’ll soon find that there are hundreds of offers to consider. While
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What to do if You Don’t Qualify for a Credit Card

March 15, 2021

There’s no worse feeling than applying for a credit card, just to receive a denial. When this happens, it’s easy to feel stuck. It’s easy to feel like there’s no way out. As frustrated as you may be, it’s no time to get down on yourself. Instead, it’s time to realize that you have options and to take the steps necessary to get what you want. Here are some of the basic steps you can take: 1. Find Out Why
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Reasons Why a High Credit Score is Important

March 10, 2021

Some people take great pride in maintaining a high credit score, while others believe this to be overrated. Don’t make the mistake of turning the other way and hoping that everything works out with your credit score. This is way too important to your financial health, both in the present time and in the future. There are many reasons why a high credit score is important, including but not limited to the following: 1. Loan Approval With fair or poor
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Credit Spotlight: Petal® 1 “No Annual Fee” Visa® Credit Card

February 28, 2021

The Petal® 1 “No Annual Fee” Visa® Credit Card is a big step forward for consumers interested in a high quality offer without the bells and whistles. In simple terms, here’s how the Petal® 1 “No Annual Fee” Visa® Credit Card works: Use your credit card for everyday purchases Pay on time each month Build credit Avoid paying fees Apply Now By following these steps, you’ll feel comfortable regularly using your credit card and building your history and score along
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How to Avoid Running Up Credit Card Debt

February 22, 2021

It’s one thing to add a credit card to your wallet or purse. It’s another thing entirely to use your credit card in a responsible manner. There’s no denying the fact that a credit card is a useful financial tool that can bring many benefits to your life. Conversely, if you don’t watch what you’re doing, you could soon find yourself swimming in credit card debt and wondering what went wrong. So, with all this in mind, you should have
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Are You Stuck in a Minimum Payment Trap?

February 10, 2021

When using a credit card, it’s important that you never lose track of one important detail: the fact that a payment will come due sooner rather than later. When your statement arrives, you’ll see two things: Total balance Minimum payment If the total balance blows you away, it’s easy to turn your attention to the minimum payment. After all, this number is sure to be much smaller and easier to digest. The problem with this is simple: if you fall
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Bad Credit? Six Must-Read Tips to Getting a New Card

January 27, 2021

Are you planning to get a new card to rebuild your credit history or simply obtain an extra source of much-needed funds? When you have bad credit, you may feel that it’s next to impossible to get approved by credit card providers. You may not have the favorable options people with excellent credit scores have, but you can still use several handy methods to fix your credit history and work your way toward being financially responsible and capable. Read on
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Credit Spotlight: Jasper Cash Back Mastercard®

January 20, 2021

The Jasper Cash Back Mastercard®, issued by WebBank, is designed for professionals seeking a different type of credit card experience. Forget everything you know about credit cards. That’s the Jasper Cash Back Mastercard® tagline, and it provides a clear idea of what the company is trying to portray to its audience. They want people to see credit cards in a different light. Apply Now How is the Jasper Cash Back Mastercard® Different? There are quite a few details that set
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Choosing a Credit Card That Works for You

January 18, 2021

Once upon a time, it was relatively easy to choose a credit card.   There were basically three choices: Visa, American Express, or MasterCard. There now exists a plethora of options, turning a once simple decision into an incredibly difficult one.  For example, you have to consider a number of potential features: lower interest rate, no-fee, travel rewards, cash-back, or even regular rewards points.  The decision can be mind-boggling. Become familiar with associated fees First you need to determine if you are
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Credit Card Benefits to Look Out For

January 17, 2021

With a greater choice of credit cards available than ever before, it can be difficult to determine which one is best for you. Some credit cards are best suited to managing existing debts more effectively, while others are ideal for everyday purchases. The options which you have available to you will depend largely on your credit score. If you have managed to pay off your debts on time in the past, then you should have a better credit score than
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When is a Credit Card Annual Fee Worth It?

January 10, 2021

Are you on the search for a new credit card? Are you wondering if it’s a good idea to pay an annual fee? In an overall sense, only you know if you’re comfortable paying an annual fee. You have to ultimately make this decision on your own. However, before you decide for or against this, it never hurts to take a closer look at the finer details. Before we go any further, let’s make sure you’re familiar with what an
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