5 Types of Credit Card to Consider

January 3, 2019

The more time you spend on your search for the perfect credit card the more you’ll realize that there are hundreds of offers to choose from. Understanding the most common types of credit cards can help you narrow your options. Here are five types to consider: 1. Standard Credit Card There’s nothing special about these, Read more…

5 Times it Makes Sense to Cancel a Credit Card

December 17, 2018

There may come a point when you feel that you no longer need your credit card. This happens for many reasons. Maybe you have another credit card with more to offer. Or maybe you’re tired of finding yourself in debt. Regardless of the reason, you have the right to cancel your credit card. However, if Read more…

4 Ways to Improve Your Credit Score in 2019

December 10, 2018

When was the last time you checked your credit score? Were you happy with what you saw? Do you need to take immediate action with the idea of boosting your score as soon as possible? With 2018 coming to an end, it’s time to turn your attention to the new year. This means many things Read more…

4 Things to Look for in an Emergency Credit Card

December 3, 2018

You hope you never find yourself face-to-face with an emergency, but there’s no way to predict the future. For example, your car could breakdown or you could be struck with a serious illness that requires immediate medical attention. Many emergencies will directly impact your finances. For this reason, it’s important to have a plan in Read more…

Top 5 Questions Associated with a Balance Transfer Credit Card

November 26, 2018

Do you have multiple credit cards with a balance? Are you finding it difficult to organize your debt and make regular monthly payments? If you answered yes to these questions, it may be time to consider a balance transfer credit card. The primary purpose of a balance transfer credit card is to consolidate multiple credit Read more…

5 Things to Check On Before Applying for a Credit Card

November 19, 2018

Are you in the process of searching for the perfect credit card? Are you closing in on a decision, but concerned about making the wrong selection? Despite your concerns, there are steps you can take to make the right choice at the right time. Most importantly, check on these five details of any offer you’re Read more…

7 Things That Can Harm Your Good Credit Score

November 12, 2018

It takes quite a bit of time and effort, combined with sound financial decisions, to achieve a good or excellent credit score. Not only is this something to be proud of right now, but a good score is also something you want to hold onto for the rest of your life. Unfortunately, if you’re not Read more…

Comparing Credit Cards? 5 Questions to Answer

November 5, 2018

With hundreds upon hundreds of credit card offers to choose from, you should be able to find one that suits your financial situation and goals. Conversely, with so many to consider, it can take a good amount of time to learn what each one has to offer. The best way to successfully compare credit cards Read more…

Prepaid or Secured Credit Card

October 30, 2018

Prepaid or Secured Credit Card : Which is Best for You?  Do you have poor credit?  How about no credit history? If so, you may find it difficult to obtain an unsecured credit card. Fortunately, there are other options available to you. Most people with poor credit or no credit find that they can use Read more…

Magnetic Strip and Chip Credit Cards

October 21, 2018

Magnetic Strip and Chip Credit Cards: What’s the Difference? Here’s a scenario that you play out time and time again. You visit a local store, grab the items you need, and head for the cash register. At that point, you’re asked to swipe or insert your credit card. While you never think twice about the Read more…