Boost to your FICO Score – Quickly!

July 13, 2020

You’ve seen the commercials. You’ve read about it online. You may have even heard friends and family talk about it. Experian Boost is a relatively new financial product that’s helping millions of consumers in a variety of ways. Here’s the Experian Boost tagline: Only Experian can raise your FICO® Score instantly How does that sound Read more…

Upgrade Rolls Out Contactless Credit Card

April 30, 2020

As a result of the COVID-19 pandemic, people from one side of the country to the next are more concerned about their health than ever before. And for this reason, they’re looking for ways to minimize contact with other people and objects that could transmit the virus. Upgrade recently rolled out its contactless credit card, Read more…

Do You Have an Emergency Credit Card?

March 15, 2020

You never know when you’ll come face-to-face with an emergency. Should that happen, it has the potential to turn your finances upside down. Fortunately, if you prepare in advance, you’re in better position to deal with anything that comes your way. And that’s why you should consider carrying an emergency credit card. As the name Read more…

What to Consider When Upgrading Your Credit Card

March 7, 2020

There’s a lot to be said for using the same credit card, year in and year out. In addition to the comfort level, you’re confident that your issuer will take care of you should a problem arise. However, there may come a point when you realize it’s time to upgrade your credit card. There are Read more…

What are the Benefits of Cash Back Credit Cards?

February 10, 2020

Cash back Credit cards – As you begin your search for the perfect credit card, it makes sense to focus on those that give you something in return for using it. And that’s why cash back and rewards credit cards have become so popular over the years. Before you apply for cash back credit cards, Read more…

Top Reasons to Use a Credit Card

December 20, 2019

Before you ever begin your search for a credit card, it’s important to understand why you want to add plastic to your wallet or purse. Without a clear idea of the reasons to use a credit card, you may find yourself applying for no purpose. And what sense does that make? Fortunately, you don’t have Read more…

5 Purchases to Make on Your Credit Card

November 25, 2019

You have a credit card and you want to make the best use of it at all times. To do so, it’s critical to have a clear idea of which purchases to make on your card and which ones are best for another form of payment. What you purchase on your credit card is based Read more…

Should You Apply for an Exclusive Credit Card?

November 10, 2019

You have excellent credit, you use a credit card often, and you’re looking for ways to make the most of your spending. In this case, it won’t be long before you come face-to-face with a few exclusive credit card offers. While the word “exclusive” means something different to everyone, when it comes to the credit Read more…

Unique Questions to Ask a Credit Card Issuer Before Accepting an Offer

November 5, 2019

You’ve pulled your credit report and score. You’ve compared credit card offers. You know exactly what you’re looking for. It’s exciting to receive a credit card approval, but there’s something you need to know: you don’t necessarily have to accept the offer. Before you say “yes” and begin to use your new credit card, there Read more…

So, You Want a Higher Credit Limit?

October 10, 2019

You like almost everything about your credit card, but there’s one primary detail holding you back from falling in love: your credit limit. It’s frustrating to carry a credit card with all the features and benefits you could ever need, but not be able to use it as often as you would like.  There is Read more…

How to Find and Apply for a Credit Card with Excellent Credit

September 2, 2019

Excellent credit gives you a leg up when searching for a credit card (or a loan). Credit card companies and lenders are more likely to approve your application, as they can do so with confidence that you’ll abide by the terms and conditions of the agreement. While excellent credit is a solid jumping off point, Read more…

An Excellent Credit Score Gets You the Best Credit Card Features

August 22, 2019

An excellent credit score puts you in position to obtain a credit card with top of the line features. But, remember this: no two credit cards are identical. It’s important to use your excellent credit score to secure a card that meets all your wants and needs. Here are some of the many features to Read more…

5 Ways to Kill Your Excellent Credit Score

August 15, 2019

It takes a lot of time, effort, and financial dedication to achieve an excellent credit score. Once you reach the top, there’s only one thing on your mind: staying there for the rest of your life. While it’s difficult to obtain an excellent credit score, it’s easy to destroy it. In fact, if you make Read more…

What Do You Really Get for an Excellent Credit Score?

June 25, 2019

It’s no easy task to build an excellent credit score. It takes many years of using your credit, paying your bills on time, and avoiding costly mistakes. Once you reach this level, don’t just sit back and enjoy the fact that you’re on top. Instead, search for ways to use your excellent credit score to Read more…

How to Use and Benefit from a Business Rewards Credit Card

June 18, 2019

As a business owner, one of your biggest responsibilities is managing the financial well-being of your organization. While there are many decisions to make, here’s a question you should address the first chance you get: does it make sense to apply for and use a business rewards credit card? Before we go any further, it’s Read more…

Excellent Credit Will Aid Your Online Credit Card Search

June 11, 2019

Regardless of your credit history and score, the internet has made it simple to find and compare offers.  However, you’re in much better position if you have excellent credit. Not only does this give you the confidence to find the right offer, but it also ensures that almost every issuer is willing to approve your Read more…

Good Credit? Questions to Help You Choose the Right Card

May 28, 2019

If you have poor (under 580) or fair (580 to 669) credit, you typically have to take what you can get when applying for a credit card. In fact, you may even have to rely on a secured credit card (requires a cash deposit as collateral) until your score is high enough to obtain an Read more…

Got Excellent Credit? Use it to Negotiate With Your Credit Card Company

May 20, 2019

There are many benefits of excellent credit, including the power you gain when negotiating with your credit card company (and other creditors). Since you have an excellent credit score, your credit card company doesn’t want to lose your business. In fact, they want to keep you happy for as long as possible. With this in Read more…

Top Credit Card Perks Associated with Excellent Credit

May 18, 2019

According to Experian, an excellent or exceptional credit score falls between 800 and 850. While only 20 percent of consumers have an excellent score, if you’re lucky enough to reach this level it will provide you with a variety of financial benefits. This is particularly true when applying for a credit card. There are credit Read more…