What Do You Really Get for an Excellent Credit Score?

June 25, 2019

It’s no easy task to build an excellent credit score. It takes many years of using your credit, paying your bills on time, and avoiding costly mistakes. Once you reach this level, don’t just sit back and enjoy the fact that you’re on top. Instead, search for ways to use your excellent credit score to Read more…

How to Use and Benefit from a Business Rewards Credit Card

June 18, 2019

As a business owner, one of your biggest responsibilities is managing the financial well-being of your organization. While there are many decisions to make, here’s a question you should address the first chance you get: does it make sense to apply for and use a business rewards credit card? Before we go any further, it’s Read more…

Excellent Credit Will Aid Your Online Credit Card Search

June 11, 2019

Regardless of your credit history and score, the internet has made it simple to find and compare offers.  However, you’re in much better position if you have excellent credit. Not only does this give you the confidence to find the right offer, but it also ensures that almost every issuer is willing to approve your Read more…

Good Credit? Questions to Help You Choose the Right Card

May 28, 2019

If you have poor (under 580) or fair (580 to 669) credit, you typically have to take what you can get when applying for a credit card. In fact, you may even have to rely on a secured credit card (requires a cash deposit as collateral) until your score is high enough to obtain an Read more…

Got Excellent Credit? Use it to Negotiate With Your Credit Card Company

May 20, 2019

There are many benefits of excellent credit, including the power you gain when negotiating with your credit card company (and other creditors). Since you have an excellent credit score, your credit card company doesn’t want to lose your business. In fact, they want to keep you happy for as long as possible. With this in Read more…

Top Credit Card Perks Associated with Excellent Credit

May 18, 2019

According to Experian, an excellent or exceptional credit score falls between 800 and 850. While only 20 percent of consumers have an excellent score, if you’re lucky enough to reach this level it will provide you with a variety of financial benefits. This is particularly true when applying for a credit card. There are credit Read more…

Top Credit Card Perks Associated with Excellent Credit

May 7, 2019

According to Experian, an excellent or exceptional credit score falls between 800 and 850. While only 20 percent of consumers have an excellent score, if you’re lucky enough to reach this level it will provide you with a variety of financial benefits. This is particularly true when applying for a credit card. There are credit Read more…

Maintain an Excellent Credit Score Before Applying for a Credit Card

April 30, 2019

Do you have an excellent credit score? Are you aware of how much good this will do you when applying for a credit card? With excellent credit, you’ll qualify for almost every credit card offer imaginable. This allows you to more easily find an offer that suits your many requirements. However, there’s something to remember: Read more…

5 Tips for Choosing and Using a Cash Back Credit Card

April 22, 2019

A cash back credit card is exactly what it sounds like. With this, you earn cash back for every dollar you spend, thus giving you something of value in return for using the card. With the popularity of cash back credit cards on the rise, there’s no shortage of options. While this allows you to Read more…

Excellent Credit Gives You Access to the Best Credit Card Offers

April 15, 2019

It takes a lot of time and dedication to achieve an excellent credit score. Once you reach this goal, it’s time to put all your hard work into action. With excellent credit – defined by Experian as a score from 800 to 850 – you gain access to the best credit card offers. Furthermore, you Read more…

The Best Excellent Credit Credit Cards Have These Features

April 2, 2019

Do you have excellent credit? Are you interested in applying for a credit card? Do you know what to look for? Learn how to apply for the best excellent credit credit cards. When it comes to applying for a credit card, excellent credit gives you access to almost every offer imaginable. Not only does this Read more…

Do You Have Bad Credit? Review Your Credit Report Today

March 6, 2019

Do you have bad credit? Are you concerned about the impact it’s having on your finances? Are you ready to implement a strategy for boosting your score? It’s frustrating to learn that you have bad credit, but important to take immediate action. The first step you should take is to conduct a thorough review of Read more…

Look for These Things in Your First Business Credit Card

February 20, 2019

As a business owner, it’s your responsibility to make a variety of financial decisions. While some are easier to make than others, anything that comes to light deserves your full and undivided attention. Depending on the stage of your business, you may be faced with this question: what does the perfect business credit card look Read more…

5 Types of Credit Card to Consider

January 3, 2019

The more time you spend on your search for the perfect credit card the more you’ll realize that there are hundreds of offers to choose from. Understanding the most common types of credit cards can help you narrow your options. Here are five types to consider: 1. Standard Credit Card There’s nothing special about these, Read more…

4 Ways to Improve Your Credit Score in 2019

December 10, 2018

When was the last time you checked your credit score? Were you happy with what you saw? Do you need to take immediate action with the idea of boosting your score as soon as possible? With 2018 coming to an end, it’s time to turn your attention to the new year. This means many things Read more…

7 Things That Can Harm Your Good Credit Score

November 12, 2018

It takes quite a bit of time and effort, combined with sound financial decisions, to achieve a good or excellent credit score. Not only is this something to be proud of right now, but a good score is also something you want to hold onto for the rest of your life. Unfortunately, if you’re not Read more…

Magnetic Strip and Chip Credit Cards

October 21, 2018

Magnetic Strip and Chip Credit Cards: What’s the Difference? Here’s a scenario that you play out time and time again. You visit a local store, grab the items you need, and head for the cash register. At that point, you’re asked to swipe or insert your credit card. While you never think twice about the Read more…

Choosing the Best Credit Card

June 13, 2017

After the U.S. Census Bureau, more than 181 million American citizens are credit cardholders. Seventy eight percent of consumers own a credit card, and the average owner has 3.5 cards. This means, that nearly everybody ought to make its own decision on choosing the best credit card offer.     Just browse online or through Read more…

Credit Card Advantages

Credit cards have many advantages if used judiciously. It fulfills all your needs. You can buy anything with a credit card. Because of various benefits the card provides to the users, everyone from teenagers to retirees in the United States has credit cards. Convenient to shop : Credit card is very much convenient to buy Read more…

Great Rate Credit Cards

Average credit cards are usually low on features and carry higher rates when compared to other credit cards. Most of the credit cards that consumers will find online are designed for people with very good credit or poor credit.   However, in today’s market, the average credit scores nationwide for consumers have been trending downward. Read more…