These Credit Card Questions are Common: Have You Answered Them?

October 22, 2020

It doesn’t matter if you’ve been using credit cards for many years or are in the process of applying for your first one, you’re likely to have questions (and maybe even a few concerns). Fortunately, when you address the most common questions as they come at you, it’s much easier to feel confident in how you’re using your card or searching for a new offer. If you don’t know where to start, here are 21 frequently asked credit card questions
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Credit Spotlight: Reflex Mastercard

September 25, 2020

Do you have less than perfect credit? Are you concerned that it’ll stop you from securing a credit card? If you answered yes to these questions, you’re in luck. The Reflex Mastercard is built for consumers just like you. You don’t need good or excellent credit. Even better, you get a lot in return by way of features. The Reflex Mastercard is issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC under license from Mastercard International. In other words,
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Yes, You Can Negotiate With Your Credit Card Company

July 30, 2020

It’s something you may think about from time to time. You understand the benefits of negotiating with your credit card company, but wonder if they’d be receptive to your approach. While there is no guarantee of success, there’s nothing stopping you from negotiating with your credit card company. You’re free to reach out, discuss your concerns, and attempt to secure a better deal. Tip: when doing this, make sure you get the right person on the phone. There’s a good
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The Perfect Card for Imperfect Credit

July 7, 2020

Do you have imperfect credit? Has it stopped you from obtaining a credit card in the past? Are you hoping to improve your situation in the future? If you answered yes to these questions, the Destiny Mastercard® may be just what you’re looking for. The Destiny Mastercard® The tagline of the Destiny Mastercard® says it all: Destiny is the perfect card for those with imperfect credit Apply Now There are many reasons why this is one of the best credit
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Credit Spotlight: Reflex Mastercard

June 25, 2020

Do you have less than perfect credit? Are you concerned that it’ll stop you from securing a credit card? If you answered yes to these questions, you’re in luck. The Reflex Mastercard is built for consumers just like you. You don’t need good or excellent credit. Even better, you get a lot in return by way of features. The Reflex Mastercard is issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC under license from Mastercard International. In other words,
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Credit Spotlight: Surge Mastercard

June 10, 2020

As a consumer with less than perfect credit, finding a credit card is easier said than done. Just when you think you’ve found the right offer, you realize that you don’t qualify. Fortunately, there are a variety of offers for consumers in your position, including the Surge Mastercard. The Surge Mastercard is issued by Celtic Bank, a Utah-Chartered Industrial Bank. It is also a member FDIC under license from Mastercard International. Do You Qualify? If you have questions about whether
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What to Consider When Upgrading Your Credit Card

March 7, 2020

There’s a lot to be said for using the same credit card, year in and year out. In addition to the comfort level, you’re confident that your issuer will take care of you should a problem arise. However, there may come a point when you realize it’s time to upgrade your credit card. There are a few reasons why you may want to do this: Your credit score is higher now, thus putting you in position to secure a card
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Top Reasons to Use a Credit Card

December 20, 2019

Before you ever begin your search for a credit card, it’s important to understand why you want to add plastic to your wallet or purse. Without a clear idea of the reasons to use a credit card, you may find yourself applying for no purpose. And what sense does that make? Fortunately, you don’t have anything to worry about here. There are many reasons to use a credit card – as opposed to other forms of payment – including the
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Questions for Your Credit Card Company at the Start of the New Year

December 12, 2019

There’s a lot on your plate as the calendar turns to a new year. This is particularly true when it comes to your finances.  Even though it may not be high on your to-do list, it makes good sense to contact your credit card company at the start of the new year. This gives you the opportunity to better understand your account, while also asking a few key questions. Here are five questions to start with: 1. Is there anything
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Credit Card Questions to Answer in 2020

November 15, 2019

As 2019 comes to a close and 2020 arrives, there are a variety of finance related questions that deserve your attention. Even if you have positive vibes about the credit card you’re currently carrying, there are a few questions you can address to ensure that you’ll remain in a good spot for the months to come. Here are five credit card related questions to answer in 2020: 1. Is there anything your current credit card doesn’t offer that you want?
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Should You Apply for an Exclusive Credit Card?

November 10, 2019

You have excellent credit, you use a credit card often, and you’re looking for ways to make the most of your spending. In this case, it won’t be long before you come face-to-face with a few exclusive credit card offers. While the word “exclusive” means something different to everyone, when it comes to the credit card industry these offers are only for individuals with a high credit score and a reputation for being financially responsible. Exclusive credit card offers are
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Questions to Answer Before Changing Credit Cards

October 30, 2019

Are you pondering what life would be like with a different credit card? Do you have reason to believe that making a change would benefit you financially?  With excellent credit, adding a new credit card to your wallet or purse is typically a simple task. However, before you make a major change, it’s critical to answer a few very important questions. Here are five to address: 1. What’s your reason for wanting to make a change? You don’t necessarily need
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An Excellent Credit Score Gets You the Best Credit Card Features

August 22, 2019

An excellent credit score puts you in position to obtain a credit card with top of the line features. But, remember this: no two credit cards are identical. It’s important to use your excellent credit score to secure a card that meets all your wants and needs. Here are some of the many features to focus on as you compare offers: 1. Rewards Rate There’s nothing better than the ability to earn rewards for every dollar you spend. Rewards rates
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CreditSoup Credit Cards

June 4, 2019

In today’s world, you have access to more credit card offers than ever before. While this improves the likelihood of applying for the perfect card, it also complicates the search process.  View Cards Fortunately, you’re not alone. CreditSoup is designed to help you find, compare, and apply – all without the hassles typically associated with doing so. Since 2000, CreditSoup has helped more than 500,000 people with their credit. When you combine its history with a powerful website full of
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5 Reasons You Should Carry a Credit Card

February 6, 2019

With the average American carrying a credit card balance of roughly $6,300, it’s easy to see why so many people shy away from this form of spending. If you have concerns about your ability to control your credit card spending, it goes without saying that you should opt for other forms of payment. However, if you understand the responsibility and potential risks of carrying a credit card, you may come to find that this benefits you in a number of
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How to Prepare Yourself to Apply for a Credit Card

January 14, 2019

You’ve been doing a lot of thinking, and you realize there’s no better time than now to apply for a credit card. While this is a big decision, once you know it’s right for you it’s time to take action. This means something different to everyone, but there are basic steps you can take to prepare yourself. Here are four things you should do: 1. Check Your Credit Score This will give you a better idea of the type of
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5 Things to Check On Before Applying for a Credit Card

November 19, 2018

Are you in the process of searching for the perfect credit card? Are you closing in on a decision, but concerned about making the wrong selection? Despite your concerns, there are steps you can take to make the right choice at the right time. Most importantly, check on these five details of any offer you’re considering: 1. Annual Percentage Rate (APR) and Periodic Rate It’s critical to know these numbers, as you want to find a credit card with a
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Do You Know Why Your Credit Card Application was Denied?

October 15, 2018

Do You Know Why Your Credit Card Application was Denied? When you apply for a credit card, you hope to receive an immediate approval. If this happens, you know it won’t be long before you can start using your credit card. Unfortunately, there is no guarantee of an approval. If your application is denied, it’s important to do two things:  Learn more about what went wrong Continue your search There are many reasons an issuer may deny a credit card
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Bad Credit? How to Apply for a Credit Card

January 17, 2018

Do you have bad credit? Are you interested in applying for a credit card? Are you concerned that you won’t qualify for an offer that suits your financial needs? It’s simple to apply for a credit card when you have good credit. The only thing you have to worry about is choosing the right offer. Conversely, when you have bad credit, you’re faced with the challenge of finding an offer designed for consumers in your position. What is a Good/Bad
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Top Reasons for a Credit Card Denial

December 28, 2017

Are you in the process of searching for the perfect credit card? Do you have some concerns about the application process? Are you worried that you will receive a denial? There is no way of knowing for sure if you will be approved for a credit card, but you can improve your odds by understanding the eligibility requirements before applying. For example, if you have average or poor credit, don’t apply for a credit card that requires an excellent score.
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