Choose the Right Credit Card for Your Credit Score

March 30, 2018

There is a lot to consider when applying for a credit card. In addition to hundreds upon hundreds of offers, your credit score, history, and personal finances will have a big impact on what happens next. Here’s an often overlooked tip: you need to choose a credit card based largely on your credit score. When you know your credit score, there’s less guesswork when selecting an offer and completing an application. Instead, you’ll know exactly where you stand, which makes it easier to focus on the offers that you actually qualify for. Your Credit Score Credit card issuers take into
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Differences between Credit Cards and Prepaid Cards

March 19, 2018

Are you familiar with the differences between a credit card and prepaid card? Are you under the impression that these are pretty much one in the same? Have you come to find that one is better for you than the other? There are many differences between credit cards and prepaid cards, so you’ll want to tread softly as you compare the finer details and learn more about the pros and cons. The last thing you want to do is make a mistake that causes you financial stress. The primary difference between a traditional credit card and a prepaid card is
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Quick Tip: Applying for Credit Card

Applying for a credit card is generally a decision based on your personal finances. For instance, a credit card is one of the best tools for building your credit history after graduating from college. That’s a good reason to apply. Conversely, if you’re searching for a credit card to make a purchase, you'll need to consider other factors like if intend to carry a balance.

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How to Apply for a Credit Card When You Have Fair Credit

March 6, 2018

What do you see when you look at your credit score? Are you happy with the number staring you in the face? Do you realize it’s not the worst, but that there is room for improvement? Do you have poor, good or fair credit? Applying for a credit card with “very good” or “exceptional” credit is easy. With such a high credit score, you don’t typically have to concern yourself with being turned away. However, if you have fair credit, the process is not nearly as straightforward. Sure, your score could be worse, but that doesn’t mean you can choose
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