Can You Get a Credit Card with Bad Credit?

September 5, 2020

Bad credit will impact your finances in a variety of ways. For example, you may assume this will make it impossible to secure a credit card. While it may throw a wrench into your plans, it’s not the end of the world. You have options available. In short, you can get a credit card with bad credit. It may not be easy, but with the right approach you’ll find yourself inching closer to your goal. Here are three things to keep in mind: 1. Don’t be Overly Selective You shouldn’t apply for a credit card just to do so. You
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Got Bad Credit? Improve Your Chances.

April 4, 2020

Bad credit is frustrating and inconvenient on many fronts. For example, if you’re interested in obtaining a credit card, you may have concerns about your credit history and score holding you back. But before you give up, there’s something to remember: there are a variety of steps you can take to improve your chance of obtaining a credit card. You simply have to make the right moves at the right time. Here are four points of consideration: 1. Search for the Right Credit Card Offers If you have a low credit score, don’t compare offers that are designed for consumers
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Quick Tip: Applying for Credit Card

Applying for a credit card is generally a decision based on your personal finances. For instance, a credit card is one of the best tools for building your credit history after graduating from college. That’s a good reason to apply. Conversely, if you’re searching for a credit card to make a purchase, you'll need to consider other factors like if intend to carry a balance.

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Bad Credit Doesn’t Mean Living Without a Credit Card

January 15, 2020

Do you have bad credit? Are you concerned that you’ll never again be able to carry a credit card? Are you resigned to the fact that you have to find other ways to make purchases? While bad credit limits your options, it doesn’t mean you’ll never again have access to a credit card. In fact, if you take the right steps, you may be able to move down this path sooner than you ever thought possible. So, this leads to an important question: what’s the best way to obtain a credit card with bad credit? While there is no definitive
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Do You Have Bad Credit? Review Your Credit Report Today

March 6, 2019

Do you have bad credit? Are you concerned about the impact it’s having on your finances? Are you ready to implement a strategy for boosting your score? It’s frustrating to learn that you have bad credit, but important to take immediate action. The first step you should take is to conduct a thorough review of your credit report. When doing so, there are five details to focus on: Payment History This makes up 35 percent of your FICO score, so it deserves a good portion of your attention. In short, keep your eyes out for any notice of late payments.
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Quick Tip: Check Your Credit Score

When was the last time you checked your credit score? Can you remember, or was it so long ago that it has slipped your mind? While there’s no good reason to check your credit score every day of the week, you should get into the habit of doing so regularly. Check out is this great article on the topic.

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Credit Spotlight: Fit Mastercard ®

August 6, 2018

Do you have less than perfect credit? Are you hoping to secure a credit card, despite your past financial struggles? Try the Fit Mastercard . While anyone can apply for the Fit Mastercard – even consumers with good or excellent credit – it’s best for the following groups of people: Those with fair or poor credit Those with limited credit history Those with no credit history With the help of the Fit Mastercard, as long as you make on-time minimum payments you put yourself in position to build or rebuild your credit. Apply Now Top Features of the Fit Mastercard
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How to Apply for a Credit Card When You Have Bad Credit

February 7, 2018

Do you have bad credit? Are you interested in applying for a credit card? Are you concerned that you won’t qualify for an offer that suits your financial needs? It’s simple to apply for a credit card when you have good credit. The only thing you have to worry about is choosing the right offer. Conversely, when you have bad credit, you’re faced with the challenge of finding an offer designed for consumers in your position. What is a Good/Bad FICO Score? Before you do anything, you need to understand the finer details of your situation. This means knowing where
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Quick Tip: Secured vs. Unsecured Credit Cards

With a secured credit card, you’re required to make a cash deposit in order to use the card. This deposit acts as your collateral and credit limit. A secured credit card is typically for consumers with no credit or bad credit. An unsecured credit card is the more traditional of the two, as it doesn’t require a deposit to get started. Instead, your credit limit is based on your credit score, credit history, and income.

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Bad Credit? How to Apply for a Credit Card

January 17, 2018

Do you have bad credit? Are you interested in applying for a credit card? Are you concerned that you won’t qualify for an offer that suits your financial needs? It’s simple to apply for a credit card when you have good credit. The only thing you have to worry about is choosing the right offer. Conversely, when you have bad credit, you’re faced with the challenge of finding an offer designed for consumers in your position. What is a Good/Bad FICO Score? Before you do anything, you need to understand the finer details of your situation. This means knowing where
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How to Get Approved for a Credit Card with Bad Credit

December 20, 2017

Are you interested in applying for a credit card? Do you have bad credit? Are you worried that this could hinder your ability to obtain a credit card that suits your every want and need? It goes without saying that excellent credit improves your ability to obtain the credit card of your choosing. Unfortunately, many people come to find that their credit score is considered “bad” or “poor.” If you find yourself in this position, you aren’t out of luck. Instead, there are steps you can take to get approved, even if your credit score is at the bottom end
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Quick Tip: The Interest Rate

In a perfect world, you would never be charged interest for using a credit card. Unfortunately, most credit cards – outside of balance transfer offers with an introductory zero percent rate – have an interest rate attached to it. The key thing to remember is that you only pay interest if you carry a balance from month to month. Get into the habit of paying your bill in full as a way to avoiding finance charges.

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Learn How Lenders Treat People with Bad Credit

December 14, 2017

You don’t necessarily have to have problems with debt during your life to get refused for credit. It is not because you have a bad credit history, but because you don’t have a credit history at all. Lenders will treat you as invisible if you have never entered into any kind of credit arrangement before, and this blank credit history of yours will be just as unattractive as one that is tarnished with a history of missed payments. Lenders use your credit history in order to get an idea of effectively you manage your finances and your debts. If you
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How to Choose the Right Credit Card for Bad Credit

November 30, 2017

If you suffer from bad credit it can often seem like your financial goals are going to be impossible to reach. Buying your home or a new car can seem like a far-fetched fantasy when you are stuck in the bad credit doldrums. There is hope however, and should you desire to do so, you can help repair your credit rating in time. One of the easiest ways to improve your bad credit is by getting a credit card. This doesn’t mean simply getting a credit card and making purchases with it, there is much more to it than that.
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