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What To Do If You Can’t Make Your Minimum Monthly Credit Card Payment?

June 30, 2021

When you receive your credit card statement in the mail or in your inbox, there are a few details that will immediately catch your attention. For some people, their eyes immediately search for the minimum monthly payment. As the name suggests, this is the minimum payment you must make to keep your account current. Even though the minimum monthly payment is less than your total balance, it doesn’t mean that you’ll have enough funds to comfortably pay it. In fact,
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How to Avoid Running Up Credit Card Debt

February 22, 2021

It’s one thing to add a credit card to your wallet or purse. It’s another thing entirely to use your credit card in a responsible manner. There’s no denying the fact that a credit card is a useful financial tool that can bring many benefits to your life. Conversely, if you don’t watch what you’re doing, you could soon find yourself swimming in credit card debt and wondering what went wrong. So, with all this in mind, you should have
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How to Manage Joint Credit Card Debt in Divorce

November 24, 2020

There’s a lot to think about as you prepare for the divorce process, with many concerns turning toward your current and future financial circumstances. It doesn’t hold true for everyone, but many divorcing couples find that they have joint credit card debt to manage. There’s no one size fits all approach, but there are several strategies to consider. Here’s where you should start: 1. Pay it Off Together If you’re able to talk through your debt, you may realize that
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