Build Credit Credit Cards - ApplyNowCredit.com

Build Credit Cards

Building credit is easier said than done, especially since many credit card companies don’t want to do business with consumers who have no credit. Fortunately, we’re here to point you in the right direction. There are a variety of credit cards designed to help you build your credit and increase your score. Not only are these issued by some of the top rated credit providers, but they come equipped with competitive APRs, no or low annual fees, and plenty of benefits to make your life easier.

Build Credit

Reflex Mastercard®

See if you’re Pre-Qualified with no impact to your credit score

Rating

Credit Brand Mastercard
Credit Needed

Fair Credit

Annual Fee

See Terms

Regular Purchase APR

25.90% - 29.99%

Rewards

N/A

Build Credit

Merrick Bank Double Your Line™ Platinum Visa® Credit Card

See if you are Pre-Qualified in less than 60 seconds without harming your credit score.

Rating

Credit Brand Visa
Credit Needed

See website for Details*

Annual Fee

$0-$70

Regular Purchase APR

20.95% - 29.20% Variable

Rewards

n/a

Build Credit

Petal® Visa® Credit Card

$500 – $10,000 credit limits

Rating

Credit Brand Visa
Credit Needed

New to Credit

Annual Fee

$0.00

Regular Purchase APR

14.49% - 25.49% Variable

Rewards

Up to 1.5% cash back after making 12 on-time monthly payments

Build Credit

FIT Mastercard®

Fast & Easy Application; Results Online in Seconds

Rating

Credit Brand Mastercard
Credit Needed

Poor Credit

Annual Fee

See Terms

Regular Purchase APR

29.99%

Rewards

N/A

Build Credit

Surge Mastercard® Credit Card

See if you’re Pre-Qualified without impacting your credit score

Rating

Credit Brand Mastercard
Credit Needed

Bad Credit

Annual Fee

See Terms

Regular Purchase APR

25.90% - 29.99%

Rewards

N/A

Build Credit

First Access Visa® Card

Rating

Credit Brand Visa
Credit Needed

Bad Credit

Annual Fee

See Terms

Regular Purchase APR

See Terms

Rewards

n/a

Build Credit

Total Visa® Card

Get a Response in Seconds

Rating

Credit Brand Visa
Credit Needed

Poor Credit

Annual Fee

See Terms

Regular Purchase APR

See Terms

Rewards

n/a

Build Credit

First Access Visa® Card

Rating

Credit Brand Visa
Credit Needed

Poor Credit

Annual Fee

See Terms

Regular Purchase APR

See Terms

Rewards

n/a

Build Credit

Credit One Bank® Credit Card with Cash Back Rewards

Rating

Credit Brand Visa
Credit Needed

Fair Credit

Annual Fee

$0 - $99

Regular Purchase APR

19.49% -25.49% Variable

Rewards

1% cash back rewards on all purchases - See Terms

Build Credit

First Access Visa® Card

Rating

Credit Brand Visa
Credit Needed

Poor Credit

Annual Fee

See Terms

Regular Purchase APR

See Terms

Rewards

n/a

Build Credit

Milestone® Mastercard® – Less Than Perfect Credit Considered

Rating

Credit Brand Mastercard
Credit Needed

Fair Credit

Annual Fee

$35 - $99*

Regular Purchase APR

24.9%

Rewards

n/a

Build Credit

Credit One Bank® Platinum Visa® for Rebuilding Credit

Rating

Credit Brand Visa
Credit Needed

Bad Credit

Annual Fee

$0 - $99

Regular Purchase APR

19.49% -25.49% Variable

Rewards

Receive 1% cash back rewards on eligible purchases - See Terms

Build Credit

First Access Visa® Card

Rating

Credit Brand Visa
Credit Needed

Bad Credit

Annual Fee

See Terms

Regular Purchase APR

See Terms

Rewards

n/a

Build Credit

First Access Visa® Card

Rating

Credit Brand Visa
Credit Needed

Bad Credit

Annual Fee

See Terms

Regular Purchase APR

See Terms

Rewards

n/a

Build Credit

Fingerhut Credit Account

Rating

Credit Brand Other
Credit Needed

Poor Credit

Annual Fee

$0.00

Regular Purchase APR

See website for Details*

Rewards

n/a

Build Credit

Credit One Bank® Unsecured Visa® for Rebuilding Credit

Rating

Credit Brand Visa
Credit Needed

Fair Credit

Annual Fee

$0 - $99

Regular Purchase APR

19.49% -25.49% Variable

Rewards

Eligible purchases earn 1% cash back rewards automatically - See Terms

Build Credit

Milestone® Mastercard® – Unsecured For Less Than Perfect Credit

Rating

Credit Brand Mastercard
Credit Needed

Fair Credit

Annual Fee

$35 - $99*

Regular Purchase APR

24.9%

Rewards

n/a

Build Credit

Credit One Bank® Visa® with Free Credit Score Tracking

Rating

Credit Brand Visa
Credit Needed

Poor Credit

Annual Fee

$0 - $99

Regular Purchase APR

19.49% -25.49% Variable

Rewards

Get 1% cash back rewards on eligible purchases - See Terms

Build Credit

First Access Visa® Card

Rating

Credit Brand Visa
Credit Needed

Poor Credit

Annual Fee

See Terms

Regular Purchase APR

See Terms

Rewards

n/a

Individuals applying for these build credit credit cards can rest assured they're highly unlikely to be denied as many of these providers don't check credit scores, which means low or no scores don't stand between you and building or rebuilding your credit score. Applying for these cards couldn't be easier — our fast online service quickly lets you know whether or not you've been accepted, which comes in handy if you're in a rush to access financial assistance.

  While many of these credit cards don't require good credit or even a credit history, it's important you always make repayments on time and stay within your credit limit. By doing just these two things, you can improve your credit rating in time. However, if you fail to manage your card responsibly, you could end up doing more harm to your credit score.

The zero interest rate offered on some credit cards makes an ideal solution to those who aim to improve their credit scores but don't want to risk getting into debt with an excessively high interest rate. The credit cards listed at Apply Now Credit provides viable options for people who've been refused credit in the past and remain in dire need of improving their credit scores for any reason.

General Disclaimer

* Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s).

Editorial Note

Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).