Build Credit Credit Cards - ApplyNowCredit.com

Build Credit Cards

Building credit is easier said than done, especially since many credit card companies don’t want to do business with consumers who have no credit. Fortunately, we’re here to point you in the right direction. There are a variety of credit cards designed to help you build your credit and increase your score. Not only are these issued by some of the top rated credit providers, but they come equipped with competitive APRs, no or low annual fees, and plenty of benefits to make your life easier.

Build Credit

Jasper Mastercard®

Up to $5,000 credit limits

Rating

Credit Brand Mastercard
Credit Needed

Excellent/Good/Limited

Annual Fee

$0

Regular APR

15.49%-24.99% (Variable)

Rewards

Earn 1% cash back on every purchase. Terms apply.*

Full Details

Card Page

Updated for

Mon 08 Mar 2021

Build Credit

Reflex Mastercard®

Initial Credit Limit of $300 - $750* (subject to available credit)

Rating

Credit Brand Mastercard
Credit Needed

Fair

Annual Fee

see terms

Regular APR

25.90% - 29.99%

Rewards

N/A

Full Details

Card Page

Updated for

Mon 08 Mar 2021

Quick Tip: Applying for Credit Card

Applying for a credit card is generally a decision based on your personal finances. For instance, a credit card is one of the best tools for building your credit history after graduating from college. That’s a good reason to apply. Conversely, if you’re searching for a credit card to make a purchase, you'll need to consider other factors like if you intend to carry a balance.

Build Credit

Zebit – Buy Now & Pay Over Time

Get up $2,500 of credit. No FICO score needed!

Rating

Credit Brand Other
Credit Needed

Poor to Good

Annual Fee

0.00

Regular APR

See website for Details*

Rewards

n/a

Full Details

Card Page

Updated for

Mon 08 Mar 2021

Build Credit

Surge Mastercard® Credit Card

Initial Credit Limit of $300 - $750* (subject to available credit)

Rating

Credit Brand Mastercard
Credit Needed

Bad

Annual Fee

see terms

Regular APR

25.90% – 29.99%

Rewards

N/A

Full Details

Card Page

Updated for

Mon 08 Mar 2021

Quick Tip: Check Your Credit Score

When was the last time you checked your credit score? Can you remember, or was it so long ago that it has slipped your mind? While there’s no good reason to check your credit score every day of the week, you should get into the habit of doing so regularly. Check out is this great article on the topic.

Build Credit

Petal® 1 “No Annual Fee” Visa® Credit Card

$500 - $5,000 credit limits.

Rating

Credit Brand Visa
Credit Needed

Fair/Bad/Limited/No Credit

Annual Fee

$0

Regular APR

19.99 - 29.49% Variable

Rewards

Up to 10% cash back from select merchants

Full Details

Card Page

Updated for

Mon 08 Mar 2021

Build Credit

FIT Mastercard®

Fast & Easy Application; Results Online in Seconds

Rating

Credit Brand Mastercard
Credit Needed

Poor

Annual Fee

see terms

Regular APR

29.99%

Rewards

N/A

Full Details

Card Page

Updated for

Mon 08 Mar 2021

Quick Tip: Secured vs. Unsecured Credit Cards

With a secured credit card, you’re required to make a cash deposit in order to use the card. This deposit acts as your collateral and credit limit. A secured credit card is typically for consumers with no credit or bad credit. An unsecured credit card is the more traditional of the two, as it doesn’t require a deposit to get started. Instead, your credit limit is based on your credit score, credit history, and income.

Build Credit

Total Visa® Card

Get a Response in Seconds

Rating

Credit Brand Visa
Credit Needed

Fair/Bad Credit

Annual Fee

See Terms

Regular APR

See Terms

Rewards

n/a

Full Details

Card Page

Updated for

Mon 08 Mar 2021

Build Credit

First Access Visa® Card

Get a result in as little as 60 seconds upon completion of the online application

Rating

Credit Brand Visa
Credit Needed

Bad

Annual Fee

See Terms

Regular APR

See Terms

Rewards

n/a

Full Details

Card Page

Updated for

Mon 08 Mar 2021

Quick Tip: The Interest Rate

In a perfect world, you would never be charged interest for using a credit card. Unfortunately, most credit cards – outside of balance transfer offers with an introductory zero percent rate – have an interest rate attached to it. The key thing to remember is that you only pay interest if you carry a balance from month to month. Get into the habit of paying your bill in full as a way to avoiding finance charges.

Build Credit

First Access Visa® Card

Perfect credit not required for approval; we may approve you when others won’t

Rating

Credit Brand Visa
Credit Needed

Poor

Annual Fee

see terms

Regular APR

see terms

Rewards

n/a

Full Details

Card Page

Updated for

Mon 08 Mar 2021

Build Credit

First Access Visa® Card

Rating

Credit Brand Visa
Credit Needed

Poor

Annual Fee

see terms

Regular APR

see terms

Rewards

n/a

Full Details

Card Page

Updated for

Mon 08 Mar 2021

Build Credit

Milestone® Mastercard® – Less Than Perfect Credit Considered

Rating

Credit Brand Mastercard
Credit Needed

Fair

Annual Fee

$35 - $99*

Regular APR

24.9%

Rewards

n/a

Full Details

Card Page

Updated for

Mon 08 Mar 2021

Build Credit

First Access Visa® Card

Rating

Credit Brand Visa
Credit Needed

Bad

Annual Fee

see terms

Regular APR

see terms

Rewards

n/a

Full Details

Card Page

Updated for

Mon 08 Mar 2021

Build Credit

First Access Visa® Card

Rating

Credit Brand Visa
Credit Needed

Bad

Annual Fee

see terms

Regular APR

see terms

Rewards

n/a

Full Details

Card Page

Updated for

Mon 08 Mar 2021

Build Credit

Milestone® Mastercard® – Unsecured For Less Than Perfect Credit

Easy pre-qualification process which does not affect your credit score

Rating

Credit Brand Mastercard
Credit Needed

Fair

Annual Fee

$35 - $99*

Regular APR

24.9%

Rewards

n/a

Full Details

Card Page

Updated for

Mon 08 Mar 2021

Build Credit

Credit One Bank® Visa® with Free Credit Score Access

Rating

Credit Brand Visa
Credit Needed

Poor

Annual Fee

$0 - $99

Regular APR

17.99% to 23.99% Variable

Rewards

Get 1% cash back rewards on eligible purchases - See Terms

Full Details

Card Page

Updated for

Mon 08 Mar 2021

Build Credit

First Access Visa® Card

Rating

Credit Brand Visa
Credit Needed

Poor

Annual Fee

see terms

Regular APR

see terms

Rewards

n/a

Full Details

Card Page

Updated for

Mon 08 Mar 2021

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Full Details Page

Additional Resources

Credit Card Advantages

Credit cards have many advantages if used judiciously. It fulfills all your needs. You can buy anything with a credit card. Because of various benefits the card provides to the users, everyone from teenagers to retirees in the United States has credit cards. Convenient to shop : Credit card is very much convenient to buy anything anywhere. If you are on a shopping spree and want to buy so many things at different shops in a market, credit card will
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Why Some Credit Card Issuers Might Require a Deposit

Why Some Credit Card Issuers Might Require a Deposit Depending on your credit score and history, you may find that many (or all) credit card companies are requiring you to make a deposit. A secured credit card is one of the better ways for someone with no credit or bad credit to improve their score, all with the idea of eventually moving onto an unsecured offer in the future. What is a Secured Credit Card? Simply put, a secured credit
Continue Reading »

How to Prepare Yourself to Apply for a Credit Card

You’ve been doing a lot of thinking, and you realize there’s no better time than now to apply for a credit card. While this is a big decision, once you know it’s right for you it’s time to take action. This means something different to everyone, but there are basic steps you can take to prepare yourself. Here are four things you should do: 1. Check Your Credit Score This will give you a better idea of the type of
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Top Reasons to Use a Credit Card

Before you ever begin your search for a credit card, it’s important to understand why you want to add plastic to your wallet or purse. Without a clear idea of the reasons to use a credit card, you may find yourself applying for no purpose. And what sense does that make? Fortunately, you don’t have anything to worry about here. There are many reasons to use a credit card – as opposed to other forms of payment – including the
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What is the Best Credit Card for You?

It’s a question you may ask yourself time and time again: what is the best credit card for you? You assume there’s a simple answer, until you realize that there are hundreds upon hundreds of offers to choose from. Furthermore, since no two consumers are identical, what’s best for you may not be best for the next person. So, deciding which is the best credit card to apply for is a personal decision. You need to answer questions such as:
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Individuals applying for these build credit credit cards can rest assured they’re highly unlikely to be denied as many of these providers don’t check credit scores, which means low or no scores don’t stand between you and building or rebuilding your credit score. Applying for these cards couldn’t be easier — our fast online service quickly lets you know whether or not you’ve been accepted, which comes in handy if you’re in a rush to access financial assistance.

While many of these credit cards don’t require good credit or even a credit history, it’s important you always make repayments on time and stay within your credit limit. By doing just these two things, you can improve your credit rating in time. However, if you fail to manage your card responsibly, you could end up doing more harm to your credit score.

The zero interest rate offered on some credit cards makes an ideal solution to those who aim to improve their credit scores but don’t want to risk getting into debt with an excessively high interest rate. The credit cards listed at Apply Now Credit provides viable options for people who’ve been refused credit in the past and remain in dire need of improving their credit scores for any reason.


Financial services disclosures

Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. Financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Interest fees range from 0% to 36% APR and annual fees range from $0.00 to $125.00 according to contractually agreed upon terms. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).

Terms & Offers

* Advertisements which display guaranteed lines of credit for $500.00-$750.00 are exclusively for usage through online shopping retail stores, online auctions and/or online marketplace store websites. Please review full terms and conditions prior to applying for any line of credit. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit.

Office Location

Attn: LeadDemand - 3200 E. Guasti Road, Suite 100 - Ontario, CA 91761

Contact Information

Email: support@applynowcredit.com
Phone: Customer Service

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