Excellent Credit Credit Cards - ApplyNowCredit.com

Credit Cards for Excellent Credit

Consumers with excellent credit never have a hard time finding a new credit card. However, you may run into one problem: comparing hundreds of offers with the idea of choosing the right one. You’ll come to realize that credit cards for excellent credit feature top of the line benefits, low interest rates, reward programs, and much more. You’re in good position to secure the perfect credit card, but don’t make a decision until you compare several offers. Some of the best credit cards for excellent credit are detailed below.

Excellent Credit

Upgrade Visa® Card with Cash Rewards

Earn 1.5% unlimited cash back on card purchases every time you make a payment

Rating

Credit Brand Visa®
Credit Needed

Fair to Excellent

Annual Fee

$0.00

Regular APR

8.99%-29.99% APR

Rewards

1.5%

Full Details

Card Page

Updated for

Sun 19 Sep 2021

Excellent Credit

Petal® 2 “Cash Back, No Fees” Visa® Credit Card

$500 – $10,000 credit limits

Rating

Credit Brand Visa®
Credit Needed

Excellent/Good/Limited

Annual Fee

$0.00

Regular APR

12.99% to 26.99% Variable

Rewards

Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments

Full Details

Card Page

Updated for

Sun 19 Sep 2021

Excellent Credit

Upgrade Triple Cash Rewards Visa®

See if you qualify in minutes without hurting your credit score

Rating

Credit Brand Visa®
Credit Needed

Good/Excellent

Annual Fee

$0.00

Regular APR

8.99% -29.99%

Rewards

See Details

Full Details

Card Page

Updated for

Sun 19 Sep 2021

Additional Resources

Top Credit Card Perks Associated with Excellent Credit

According to Experian, an excellent or exceptional credit score falls between 800 and 850. While only 20 percent of consumers have an excellent score, if you’re lucky enough to reach this level it will provide you with a variety of financial benefits. This is particularly true when applying for a credit card. There are credit card offers designed for every type of consumer, regardless of credit score. For example, if you have poor credit, you can use a secured credit
Continue Reading »

What are the Benefits of Cash Back Credit Cards?

Cash back Credit cards - As you begin your search for the perfect credit card, it makes sense to focus on those that give you something in return for using it. And that’s why cash back and rewards credit cards have become so popular over the years. Before you apply for cash back credit cards, it’s a good idea to compare the finer details of three to five offers. This gives you a solid overview of what’s available, thus helping
Continue Reading »

Do You Have Good Credit? Questions to Help You Choose the Right Card

If you have poor (under 580) or fair (580 to 669) credit, you typically have to take what you can get when applying for a credit card. In fact, you may even have to rely on a secured credit card (requires a cash deposit as collateral) until your score is high enough to obtain an unsecured credit card. Conversely, if you have good or excellent credit, there are many more offers to consider. Knowing what to look for will go
Continue Reading »

5 Reasons Why You Want an Excellent Credit Score

It goes without saying that most consumers are interested in obtaining an excellent credit score. While this is a good goal to have, do you know why an excellent credit score is such a big deal?
Generally speaking, an excellent or exceptional credit score is anything between 800 and 850. It’s not easy to achieve, but once you do you can take advantage of benefits such as:

1. Lower Credit Card Interest Rate

There are many credit card offers to choose from, but that doesn’t mean you’ll qualify for each and every one.
With an excellent credit score, not only do you gain access to more credit cards but your interest rate will also be on the low end of the scale.

2. Increased Borrowing Capacity

Are you interested in a higher credit limit? Do you require a large loan, such as to purchase a motor vehicle?
An excellent credit score results in increased borrowing capacity, thus making it easier to reach many of your personal and financial goals.

3. Lower Rate When Buying a Home

Buying a home is one of the biggest decisions you will ever make. Even if you find your dream home, you’re not ready to close on the deal until you have a mortgage loan in place.
Depending on the size of your loan, it’s not out of the question to spend thousands of dollars per year on interest. This is why it’s important to secure the lowest rate possible.
Even one percentage point can save you tens of thousands of dollars over the course of your loan.

4. No Security Deposit Requirement

Have you ever been asked for a security deposit when activating utilities or signing up for a cell phone plan?
This is typically the result of a poor credit score. With an excellent score, you never have to worry about this again. Instead, you’re seen as a more trusted and reliable consumer, thus saving you the hassle of having to make a security deposit.

5. More Affordable Car Insurance

Let’s face it: keeping your car insurance premium affordable is easier said than done. All it takes is one claim or ticket to experience a rate hike.
Fortunately, there are ways to save, such as by maintaining a good or excellent credit score.
Insurance companies believe that drivers with bad credit are more likely to file a claim, so they penalize them with a higher premium. You don’t want to fall into this category.

Conclusion

While these are five of the better reasons to want an excellent credit score, you’ll come to find many other benefits entering your life as a result.
If you have room to improve your credit score, don’t hesitate to take action. As your score increases, your life will improve in many ways.

Credit Card Guides

ApplyNowCredit is always looking for the best and most efficient way to making the credit card comparison process a hassle free experience. Below you will find our most popular credit card guides.


Types of Credit Cards

Types of Credit Cards


Choosing a Credit Card

Choosing a Credit Card


Fico Scores

FICO Scores


Credit Cards for Business

Business Credit


Credit Card Offers

Credit Card Offers


The Best Credit Cards

The Best Credit Cards


Financial services disclosures

Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. APR rates can range from 0% to 35.99%. Annual fees can range from $0.00 to $199.00. These financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).

Terms & Offers

Advertisements which display guaranteed lines of credit for $500.00-$750.00 are exclusively for usage through online shopping retail stores, online auctions and/or online marketplace store websites. Please review full terms and conditions prior to applying for any line of credit. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit.

Office Location

Attn: LeadDemand - 3200 E. Guasti Road, Suite 100 - Ontario, CA 91761

Contact Information

Email: support@applynowcredit.com
Phone: Customer Service

blank