No Credit Credit Cards - ApplyNowCredit.com

Credit Cards for No Credit

With no credit history, it’s easy to assume you won’t qualify for a credit card. But that’s only because you haven’t taken the time to learn about credit cards for no credit. Despite your history, there are credit card issuers that are willing to do business with you. Once you learn more about these offers, you’ll come to find that you can apply for a credit card that allows you to build your history and boost your score. Search through our list below to get started.

No Credit

Chime Credit Builder Visa® Credit Card

Applying for an account is free, takes less than 2 minutes, and won’t affect your credit score.

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Limited to Good
  • Rewards : n/a
  • Annual Fee : 0.00
  • Regular APR : 0.00%
  • Updated for : Thu 29 Feb 2024
  • Full Details : View Card Page

No Credit

GO2bank

Overdraft protection up to $200 with opt-in and eligible direct deposit*

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : All Credit Types Considered
  • Rewards : Earn up to 7% cash back when you buy eGift Cards in the app
  • Annual Fee : $0.00
  • Regular APR : n/a
  • Updated for : Thu 29 Feb 2024
  • Full Details : View Card Page

No Credit

Milestone® Mastercard®

Greater access to credit than before - $700 credit limit

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair/Good
  • Rewards : n/a
  • Annual Fee : See Terms
  • Regular APR : See Terms
  • Updated for : Thu 29 Feb 2024
  • Full Details : View Card Page

No Credit

Walmart MoneyCard®

Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : n/a
  • Rewards : n/a
  • Annual Fee : See Terms
  • Regular APR : n/a
  • Updated for : Thu 29 Feb 2024
  • Full Details : View Card Page

No Credit

PREMIER Bankcard® Mastercard® Credit Card

Start building credit by keeping your balance low and paying all your bills on time each month

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair/Poor
  • Rewards : n/a
  • Annual Fee : See Provider Website
  • Regular APR : See Provider Website
  • Updated for : Thu 29 Feb 2024
  • Full Details : View Card Page

No Credit

Destiny® Mastercard® with Instant Credit

Instant: Once approved, add your card to your mobile wallet and shop today.

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Poor to Good
  • Rewards : See Website for Details
  • Annual Fee : See Terms
  • Regular APR : See Terms
  • Updated for : Thu 29 Feb 2024
  • Full Details : View Card Page

No Credit

Arro Card

All credit types accepted

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : All Credit Types Accepted
  • Rewards : n/a
  • Annual Fee : $3/month; $1/month for the 1st year
  • Regular APR : 16% Variable
  • Updated for : Thu 29 Feb 2024
  • Full Details : View Card Page

No Credit

PREMIER Bankcard® Grey Credit Card

Just complete the short application and receive a response in 60 seconds.

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair/Poor
  • Rewards : n/a
  • Annual Fee : See Provider Website
  • Regular APR : See Provider Website
  • Updated for : Thu 29 Feb 2024
  • Full Details : View Card Page

No Credit

Perpay

Unlock $1,000 to shop top brands in electronics, home goods, apparel and more on the Perpay Marketplace. Pay over time with no interest or fees.

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Any Credit
  • Rewards : Earn 3% ¹ rewards to shop your favorite products and brands on the Perpay Marketplace..²
  • Annual Fee : $0.00
  • Regular APR : 0.00%
  • Updated for : Thu 29 Feb 2024
  • Full Details : View Card Page

No Credit

Sezzle Card

Sign up for Sezzle today with no impact on your credit and get an approval decision within seconds!

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Any Credit
  • Rewards : n/a
  • Annual Fee : See Terms
  • Regular APR : See Terms
  • Updated for : Thu 29 Feb 2024
  • Full Details : View Card Page

No Credit

Unique Platinum

Guaranteed $1,000 Credit Line! Get the things you want today!*

  • Rating :
  • Credit Brand : Other
  • Credit Needed : Any Credit Welcome
  • Rewards : n/a
  • Annual Fee : See Terms*
  • Regular APR : 0%
  • Updated for : Thu 29 Feb 2024
  • Full Details : View Card Page

No Credit

Net First Platinum

$750.00 Line of Credit*

  • Rating :
  • Credit Brand : Other
  • Credit Needed : Damaged credit to Fair credit
  • Rewards : N/A
  • Annual Fee : See website for Details*
  • Regular APR : 0.00%
  • Updated for : Thu 29 Feb 2024
  • Full Details : View Card Page

No Credit

Current Build Visa® Credit Card

Credit for everyone - Regardless of your credit history!

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Limited/No Credit, Bad/Damaged, Fair
  • Rewards : Earn up to a 4.00% Bonus on Savings Pods
  • Annual Fee : $0.00
  • Regular APR : 0.00%
  • Updated for : Thu 29 Feb 2024
  • Full Details : View Card Page

Trusted Partner

Experian Boost™

Improve Your Credit Scores Instantly for Free

  • Get credit for bills like your phone, utilities and popular streaming services—free, with Experian Boost™
  • Access your free Experian® Credit Report & FICO® Score
  • Includes Experian® credit monitoring and alerts
Get Started Here

Additional Resources

Credit Spotlight : Dave App

Managing your finances has never been more convenient and user-friendly than with the Dave App. In a world where financial uncertainty lurks around every corner, Dave is your trusted partner in navigating the complex landscape of personal finance. In this illuminating review, we will delve into the myriad ways Dave simplifies and empowers your financial life, making it a must-have tool for anyone looking to take control of their financial future. Download the App 1. Overdraft Protection at Your Fingertips
Continue Reading »

Credit Spotlight: Kikoff

Building credit doesn’t have to be difficult. It doesn’t have to be something that consumes your life and adds to your financial stress. With Kikoff, it’s easier than ever to take the steps needed to boost your credit score in a reasonable period of time. Start Here Kikoff addresses three key factors that determine 80 percent of your credit score: 1. Payment history  We report your monthly payments to the three major credit bureaus (Equifax, Experian, and TransUnion). Every payment
Continue Reading »

5 of the Best Ways to Build Credit With No Credit History

In today’s day and age, it’s more important than ever to build a strong credit history. If you don’t have a credit history, there are several things you can do to jumpstart your credit report and put yourself on the right track.

While it’s true that you “need credit to get credit,” there are a few tricks you can use to get ahead of the curve. Here are five of the best ways to build credit with no credit history:

1. Opt for a Secured Credit Card

This is one of the best ways to build a credit history, as secured credit cards are available to almost every type of consumer.
With this, you’re required to make a security deposit that acts both as collateral and your credit limit. Use your credit card as you see fit, all the while paying your bill on time every month.
Tip: before signing on the dotted line, verify that your payment history will be reported to the three primary credit bureaus.

2. Apply for a Department or Online Store Credit Card

You may not be in position to secure a traditional (unsecured) credit card right now, but that doesn’t mean that department stores will turn you down.
If you have a favorite department store, learn more about its credit card program. As long as you keep your spending in check, this is another great way to build your credit history.
Just the same as a secured credit card, verify that all activity is reported to the credit bureaus.

3. Find a Co-Signer

Just because you can’t qualify for an unsecured credit card or loan on your own, it doesn’t mean you’re out of luck. With the help of a co-signer, you can secure a credit card or loan in no time.
This can help you build credit history, but remember one thing: your co-signer is on the hook if you miss a payment or are unable to stay current.

4. Consider Your Rent Payments

If you pay your rent in full and on time every month, you’ll want to use this to your advantage.
There are many rent reporting services that add rent payments to your credit report, thus helping you establish your credit and boost your score.

5. Become an Authorized User

Will your spouse add you as an authorized user on his or her credit card? How about a parent or sibling?
There are many benefits of this, including the ability to access credit and the opportunity to build credit history.
This is an idea to consider, but only if you set clear spending parameters with the primary card holder. You don’t want this arrangement to ruin your relationship.

Conclusion

Everyone starts with no credit. While some people actively take steps to build a strong credit history, others sit back and wonder what they should be doing.
If you’re ready to forge ahead, implement one or more of the five strategies above. These will help you build your credit from the ground up.


Financial services disclosures

Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. APR rates can range from 0% to 35.99%. Annual fees can range from $0.00 to $199.00. These financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).

Terms & Offers

Advertisements which display guaranteed lines of credit for $500.00-$750.00 are exclusively for usage through online shopping retail stores, online auctions and/or online marketplace store websites. Please review full terms and conditions prior to applying for any line of credit. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit.

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