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Merrick Bank Secured Credit Card
Get your FICO® Credit Score for free each month.
Mastercard
Credit NeededSee website for Details*
$36 for first year. Billed $3 per month thereafter
Monthly FeeN/A
22.45% Variable
Rewards Raten/a
Card Details Hide Details
Credit Card Details
- Choose your own credit line based on how much money you want to put down as a security deposit.
- Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
- After 9 months, we review your account for a credit line increase. No additional deposit required!
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
- Get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
Additional Info
- Regular APR: 22.45% Variable
- Annual Fee: $36 for first year. Billed $3 per month thereafter
- Credit Line: $200-$3,000, depending on deposit amount
- Cash Advance APR: 27.45% Variable
- Cash Advance Fee: 4% Min: $10
- Late Payment Fee: Up to $40
- Return Payment Fee: Up to $40
- Foreign Trans Fee: 2%
- Minimum Deposit: $200
- Regular Transfer APR: N/A
- Penalty APR: N/A
- Balance Transfer Fee: N/A
- Credit Recommended: See website for Details*
- Intro (Purchases): N/A
- Intro (Transfers): N/A
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