Merrick Bank Secured Visa® from Merrick Bank

Quick, easy application - apply online today!

Intro Purchase APR


Annual Fee

$36 for first year. Billed $3 per month thereafter

Rewards Rate


Credit Needed See website for Details*
Regular Purchase APR

18.95% Variable

Credit Brand Visa

Credit Card Details

  • Unsecured credit line increases – After the first year, your account will be regularly reviewed for credit line increases with no additional security deposit required.
  • Monthly FICO® Score for free – get your updated FICO® Score each month when it is provided to us from the credit bureau.
  • Build your credit – performance is reported to all three major credit bureaus, unlike a prepaid card.
  • Flexible credit line – the amount of your deposit determines your initial credit line – up to $3,000 and increase your credit line anytime with additional deposits.
  • Easy funding options – several convenient options to easily fund your security deposit.
  • Worldwide acceptance – use it anywhere Visa is accepted.
  • Quick, easy application – apply online today!

Additional Info

  • Intro (Purchases) : N/A
  • Intro (Transfers) : N/A
  • Credit Line : $200-$3,000, depending on deposit amount
  • Regular APR : 18.95% Variable
  • Cash Advance APR : 23.95% Variable
  • Annual Fee : $36 for first year. Billed $3 per month thereafter
  • Minimum Deposit : $200
  • Return Check Fee : Up to $39
  • Cash Advance Fee : 4% Min: $10
  • Late Payment Fee : Up to $39
  • Regular Transfer APR : N/A
  • Penalty APR : N/A
  • Balance Transfer Fee : N/A
  • Foreign Trans Fee : 2%
  • Credit Recommended : See website for Details*

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