Build Credit Cards

Having a poor credit rating does NOT mean a limited access to credit.


ApplyNowCredit has researched Top Credit Providers and found credit card programs designed for building or rebuilding your credit.


The credit cards below can help you get back on track!


Apply Now on your Mobile Phone!

Build Credit

Total Visa® Credit Card

Intro Purchase APR

n/a

Annual Fee

$See Terms*

Rewards Rate

n/a

Credit Needed Fair Credit
Regular Purchase APR

See Terms*

Credit Brand Visa

Build Credit

First Access Visa® Credit Card

Intro Purchase APR

n/a

Annual Fee

$0

Rewards Rate

n/a

Credit Needed Bad Credit
Regular Purchase APR

See Terms

Credit Brand Visa

Build Credit

Milestone® Mastercard® – Bad Credit Considered

Intro Purchase APR

n/a

Annual Fee

$35 - $99*

Rewards Rate

n/a

Credit Needed Bad Credit
Regular Purchase APR

23.9%

Credit Brand Mastercard

Build Credit

NetFirst Platinum

Intro Purchase APR

0%

Annual Fee

$0

Rewards Rate

N/A

Credit Needed Limited Credit
Regular Purchase APR

N/A

Credit Brand Other

Build Credit

Freedom Gold Card

Intro Purchase APR

0.00%

Annual Fee

$0.00

Rewards Rate

N/A

Credit Needed Limited Credit
Regular Purchase APR

N/A

Credit Brand Other

Apply Now Credit has compiled a range of credit cards designed to help you get started on the road to building your credit score. These build credit credit cards issued by top-rate credit providers remain available to people with low credit or bad credit, and those accepted can benefit from intro purchase APRs of as little as 0% and annual fees of $0.

Individuals applying for these build credit credit cards can rest assured they're highly unlikely to be denied as many of these providers don't check credit scores, which means low or no scores don't stand between you and building or rebuilding your credit score. Applying for these cards couldn't be easier — our fast online service quickly lets you know whether or not you've been accepted, which comes in handy if you're in a rush to access financial assistance.

  While many of these credit cards don't require good credit or even a credit history, it's important you always make repayments on time and stay within your credit limit. By doing just these two things, you can improve your credit rating in time. However, if you fail to manage your card responsibly, you could end up doing more harm to your credit score.

The zero interest rate offered on some credit cards makes an ideal solution to those who aim to improve their credit scores but don't want to risk getting into debt with an excessively high interest rate. The credit cards listed at Apply Now Credit provides viable options for people who've been refused credit in the past and remain in dire need of improving their credit scores for any reason.

View All Other Cards

General Disclaimer

* Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s).

Editorial Note

Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).