Perpay

Unlock $1,000 to shop top brands in electronics, home goods, apparel and more on the Perpay Marketplace. Pay over time with no interest or fees.

Intro Purchase APR

n/a

Annual Fee

$0.00

Rewards Rate

Earn 3% ¹ rewards to shop your favorite products and brands on the Perpay Marketplace..²

Credit Needed

Any Credit

Regular Purchase APR

0.00%

Credit Brand Mastercard®

Rating

Card Details Hide Details

Credit Card Details

Shop, build credit, pay over time with your paycheck.
We make everyday purchases more accessible and help you build credit along the way.

Shop the Perpay Marketplace
Unlock $1,000 to shop top brands in electronics, home goods, apparel and more on the Perpay Marketplace. Pay over time with no interest or fees.

Take Perpay on the go
Swipe the Perpay Credit Card anywhere Mastercard is accepted. Earn 3% ¹ rewards to shop your favorite products and brands on the Perpay Marketplace.²

Build Credit with Perpay
With automatic payments from your paycheck, Perpay makes it easy to build positive credit history. See your credit score increase by 36 points (on average) within the first 6 months.

Additional Info

On-time payment history can have a positive impact on your credit score. Improvement in your credit score is dependent on your specific situation and financial behavior. Failure to make on time payments by the payment due date may result in delinquent payment reporting to credit bureaus which may negatively impact your credit score. This product will not remove negative credit history from your credit report. Impact on your credit may vary, as credit scores are independently determined by credit bureaus based on a number of factors. Perpay will report your transactions to Experian®, Equifax®, and TransUnion®.*Based on results observed across more than 45,000 Perpay+ members, customers enrolled in credit building observe an average credit score (VantageScore 4.0) increase of 36 points within the first three months reporting. Individual results may vary. Credit score improvement is not guaranteed.
‍
1 Earn rewards each time you make a payment towards your balance on the Perpay Credit Card. All rewards are earned in the form of Perpay Marketplace credits. See our Perpay Credit Card Rewards Program Terms for more details.
‍
2 Subject to credit approval. Not available to residents of California or New Hampshire. The Perpay Credit Card is powered by Deserve, Inc. and issued by Celtic Bank, a Utah-chartered industrial bank, Member FDIC.

0.0

0.0 out of 5 stars (based on 0 reviews)

Excellent0%

Good0%

Fair0%

Poor0%

Bad0%

There are no reviews yet. Be the first one to write one.

Do You Know Why Your Credit Card Application was Denied?

Do You Know Why Your Credit Card Application was Denied? When you apply for a credit card, you hope to receive an immediate approval. If this happens, you know it won’t be long before you can start using your credit card. Unfortunately, there is no guarantee of an approval. If your application is denied, it’s important to do two things: Learn more about what went wrong Continue your search There are many reasons an issuer may deny a credit card
Continue Reading »

Choose the Right Credit Card for Your Credit Score

There is a lot to consider when applying for a credit card. In addition to hundreds upon hundreds of offers, your credit score, history, and personal finances will have a big impact on what happens next. Here’s an often overlooked tip: you need to choose a credit card based largely on your credit score. When you know your credit score, there’s less guesswork when selecting an offer and completing an application. Instead, you’ll know exactly where you stand, which makes
Continue Reading »

Types of Credit Cards

Amid stiff competitions, credit card providers are coming up with different types of credit cards targeting different categories of people with different features and offering target specific benefits. Besides the standard credit cards for general public, there are student credit cards, business credit cards, store credit cards, airline credit cards, gas credit cards, teen credit cards, etc. These cards are specially meant for the targeted group of people. Standard credit cards Almost all the credit card providers offer standard credit
Continue Reading »

Perpay

Perpay

Unlock $1,000 to shop top brands in electronics, home goods, apparel and more on the Perpay Marketplace. Pay over time with no interest or fees.

Credit Card Details

Additional Info

Cards by Credit

Card Categories

Personal Loans

Resources

Company