The Petal® 1 “No Annual Fee” Visa® Credit Card is a big step forward for consumers interested in a high quality offer without the bells and whistles.

In simple terms, here’s how the Petal® 1 “No Annual Fee” Visa® Credit Card
works:

• Use your credit card for everyday purchases
• Pay on time each month
• Build credit
• Avoid paying fees

By following these steps, you’ll feel comfortable regularly using your credit card and building your history and score along the way.

What You Need To Know About the Petal® 1 “No Annual Fee” Visa® Credit Card

As you learn more about the Petal® 1 “No Annual Fee” Visa® Credit Card, you’ll find that it goes well beyond the basics. Here are some of the many details to keep in mind as you compare this offer to others:

• $0 Annual Fee
• Variable APRs range from 25.24% – 34.74%
• $300 – $5,000 credit limits
• Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
• No credit score? No problem. If eligible, we’ll create your Cash Score instead.
• 2% – 10% cash back at select merchants
• See if you’re pre-approved within minutes without impacting your credit score.
• No annual or foreign transaction fees.
• Build credit alongside hundreds of thousands of Petal card members.
• Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments.
• Petal reports to all 3 major credit bureaus
• No deposits required
• Card issued by WebBank

Transaction fee on cash-like transactions:  The fee is either $10 or 3% of the amount of each cash-like transaction, whichever is greater. Cash-like transactions are purchases but are subject to a fee. Examples of such transactions include but are not limited to: money orders, person-to-person money transfers (e.g., Venmo, CashApp), lottery ticket purchases, and gift card purchases. ATM withdrawals, balance transfers, and the purchase of cryptocurrency or other similar virtual or digital currency are not allowed. Please review the Cardholder Agreements (https://www.petalcard.com/legal-resources) for further details.

Get Started with a Pre-Approval Request

If you’re convinced that the Petal® 1 “No Annual Fee” Visa® Credit Card
is a good choice, you have the opportunity to submit a pre-approval request.

By taking this step, the financial institution will evaluate your situation for various Petal credit cards (not just the Petal® 1 “No Annual Fee” Visa® Credit Card).

A pre-approval does not always result in an approval down the road, but it’s the first step in the right direction.

Note: submitting an application for pre-approval will not affect your credit report or credit score.

Other Features of the Petal® 1 “No Annual Fee” Visa® Credit Card

In addition to the above, there are other things you’ll like about the Petal® 1 “No Annual Fee” Visa® Credit Card. Here are some additional features:

• Tools, tools, and more tools: This is more than a credit card you use to make purchases. You gain access to a variety of tools, such as those for tracking your credit score, building your credit history, and avoiding debt.
• Set a budget or freeze your credit card: For those who tend to spend without thinking, you can set a budget or freeze your Petal® 1 “No Annual Fee” Visa® Credit Card.
• Credit reporting: All activity is reported to the three major credit bureaus. These include Equifax, Experian, and TransUnion. With responsible use, this will help improve your credit score.

Final Word on the Petal® 1 “No Annual Fee” Visa® Credit Card

The Petal® 1 “No Annual Fee” Visa® Credit Card was built with you—the consumer—in mind. With no annual fee and a high level of advanced features, it may be just what you’re looking for.

If you want to learn more, visit the Petal website, apply for pre-approval, and determine if this is what you’ve been looking for.