Rewards Credit Cards: Answer these FAQs

February 22, 2020

There is no better feeling than earning reward points or cash back every time you use your credit card. It’s a great way to get something of value in exchange for purchases you have to make. Let’s get to know more about the benefits of  rewards credit cards. With the popularity of rewards credit cards on the rise, you have access to more offers than ever before. While a larger quantity helps you find the perfect fit, it can also cause some confusion as you don’t know which offer suits you best. Fortunately, by answering a few key questions, you
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What are the Benefits of Cash Back Credit Cards?

February 10, 2020

Cash back Credit cards – As you begin your search for the perfect credit card, it makes sense to focus on those that give you something in return for using it. And that’s why cash back and rewards credit cards have become so popular over the years. Before you apply for cash back credit cards, it’s a good idea to compare the finer details of three to five offers. This gives you a solid overview of what’s available, thus helping you select the one that best matches your financial circumstances, budget, and money-related goals. If you’re on the fence regarding
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How to Maintain an Excellent FICO Score

September 15, 2019

An excellent or exceptional FICO score can have a positive impact on many aspects of your finances. For example, when you’re applying for a credit card, a high FICO score improves the likelihood of an approval. According to Fair Isaac Corporation, an excellent FICO score falls between 800 and 850. Here’s some additional information directly from the company: “This credit score is well above the average score of U.S. consumers and clearly demonstrates to lenders that the borrower is an exceptionally low risk.” Since approximately 90 percent of top lenders use FICO Scores to determine your creditworthiness, maintaining an excellent
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Travel Rewards Credit Cards: Have You Answered These Questions?

August 29, 2019

Can you think of anything more exciting than taking a trip? It doesn’t matter if you’re traveling a few hours from home or to the other side of the world, it’s sure to put a big smile on your face.  Unfortunately, there may be one thing standing between you and seeing the world: money. Even if you’re a budget-minded traveler, you still need money to embark on every journey. However, there are things you can do to work around this, such as using a travel rewards credit card.  Most travel rewards credit cards work on a simple points-based system. You
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An Excellent Credit Score Gets You the Best Credit Card Features

August 22, 2019

An excellent credit score puts you in position to obtain a credit card with top of the line features. But, remember this: no two credit cards are identical. It’s important to use your excellent credit score to secure a card that meets all your wants and needs. Here are some of the many features to focus on as you compare offers: 1. Rewards Rate There’s nothing better than the ability to earn rewards for every dollar you spend. Rewards rates vary from offer to offer, so it’s critical to understand exactly what’s available to you. For example, many rewards credit
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5 Ways to Kill Your Excellent Credit Score

August 15, 2019

It takes a lot of time, effort, and financial dedication to achieve an excellent credit score. Once you reach the top, there’s only one thing on your mind: staying there for the rest of your life. While it’s difficult to obtain an excellent credit score, it’s easy to destroy it. In fact, if you make even one mistake, it could drag down your score. Here are five things that can kill your excellent credit score: 1. One Late Payment Get this: if you make even one late payment, regardless of the type or amount, it can harm your credit score. 
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What Do You Really Get for an Excellent Credit Score?

June 25, 2019

It’s no easy task to build an excellent credit score. It takes many years of using your credit, paying your bills on time, and avoiding costly mistakes. Once you reach this level, don’t just sit back and enjoy the fact that you’re on top. Instead, search for ways to use your excellent credit score to improve your finances and save money.  Here are five top benefits of an excellent credit score: 1. Search for the Best Available Credit Card Offer With excellent credit, you don’t have to worry too much about qualifying for a credit card. It’s safe to assume
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How to Use and Benefit from a Business Rewards Credit Card

June 18, 2019

As a business owner, one of your biggest responsibilities is managing the financial well-being of your organization. While there are many decisions to make, here’s a question you should address the first chance you get: does it make sense to apply for and use a business rewards credit card? Before we go any further, it’s important to note that business owners with very good or excellent credit are most likely to receive an approval for this type of offer. Here are three of the easiest ways to start using a business rewards credit card: Monthly expenses : Regardless of industry
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Top Credit Card Perks Associated with Excellent Credit

May 18, 2019

According to Experian, an excellent or exceptional credit score falls between 800 and 850. While only 20 percent of consumers have an excellent score, if you’re lucky enough to reach this level it will provide you with a variety of financial benefits. This is particularly true when applying for a credit card. There are credit card offers designed for every type of consumer, regardless of credit score. For example, if you have poor credit, you can use a secured credit card to rebuild your score. However, if you want access to the best credit card offers and top perks, you’ll
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How to Find the Best Sign-Up Bonus Credit Card

February 27, 2019

Sign-up bonus credit cards are intriguing for many reasons. Above all else, this type of credit card provides you with a bonus – such as cash back, miles or points – for signing up for an account and meeting a minimum requirement (more on this below). With sign-up bonus credit cards growing in popularity, there is no shortage of options. All the most popular credit card issuers offer at least one sign-up bonus credit card, with many having several for you to choose from. As you compare sign-up bonus credit cards, you’ll come to find that each one is unique
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