Can You Get a Credit Card with Bad Credit?

September 5, 2020

Bad credit will impact your finances in a variety of ways. For example, you may assume this will make it impossible to secure a credit card. While it may throw a wrench into your plans, it’s not the end of the world. You have options available. In short, you can get a credit card with bad credit. It may not be easy, but with the right approach you’ll find yourself inching closer to your goal. Here are three things to keep in mind: 1. Don’t be Overly Selective You shouldn’t apply for a credit card just to do so. You
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Can You Get a Credit Card with No Credit?

March 30, 2020

If you have a long credit history and excellent credit score, it’s typically easy to secure a credit card.  But what if you’re fresh out of college? What if your credit history is limited? Can you still obtain a credit card? A history of no credit could pose a challenge. There’s no two ways about it: getting a credit card with no credit can be a challenge. However, with the right approach, you can kickstart the process and find yourself on the right path. Here are some tips that can work in your favor: 1. You Need a Steady Income
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Do You Have an Emergency Credit Card?

March 15, 2020

You never know when you’ll come face-to-face with an emergency. Should that happen, it has the potential to turn your finances upside down. Fortunately, if you prepare in advance, you’re in better position to deal with anything that comes your way. And that’s why you should consider carrying an emergency credit card. As the name suggests, this is a credit card that you keep nearby for emergencies only. You don’t pull it out to buy your morning coffee or upgrade to the latest big screen television. Instead, you keep it tucked away for only the most serious of financial circumstances.
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Bad Credit Doesn’t Mean Living Without a Credit Card

January 15, 2020

Do you have bad credit? Are you concerned that you’ll never again be able to carry a credit card? Are you resigned to the fact that you have to find other ways to make purchases? While bad credit limits your options, it doesn’t mean you’ll never again have access to a credit card. In fact, if you take the right steps, you may be able to move down this path sooner than you ever thought possible. So, this leads to an important question: what’s the best way to obtain a credit card with bad credit? While there is no definitive
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Learn How Lenders Treat People with Bad Credit

December 14, 2017

You don’t necessarily have to have problems with debt during your life to get refused for credit. It is not because you have a bad credit history, but because you don’t have a credit history at all. Lenders will treat you as invisible if you have never entered into any kind of credit arrangement before, and this blank credit history of yours will be just as unattractive as one that is tarnished with a history of missed payments. Lenders use your credit history in order to get an idea of effectively you manage your finances and your debts. If you
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How to Choose the Right Credit Card for Bad Credit

November 30, 2017

If you suffer from bad credit it can often seem like your financial goals are going to be impossible to reach. Buying your home or a new car can seem like a far-fetched fantasy when you are stuck in the bad credit doldrums. There is hope however, and should you desire to do so, you can help repair your credit rating in time. One of the easiest ways to improve your bad credit is by getting a credit card. This doesn’t mean simply getting a credit card and making purchases with it, there is much more to it than that.
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