Secured vs. Unsecured Credit Cards

May 25, 2020

When searching for a credit card, you’ll come to find that you have two general options: Secured credit card Unsecured credit card While these are similar in many ways, there are also several differences that you need to familiarize yourself with. What’s the Difference Between Secured and Unsecured Credit Cards? When most people think about credit cards, it’s the unsecured variety that comes to mind. You apply for a card, receive it by mail, and use it to make purchases up to your credit limit. But with a secured credit card, there’s one major difference: a deposit is required to
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Should You Consider a Secured Credit Card?

February 15, 2020

Do you have bad credit or no credit? Are you finding it difficult to obtain a credit card? Are you almost ready to give up?  Perhaps it’s time to consider a  secured credit card. Fortunately, there’s a financial tool that’s perfect for you (and millions of others in the same situation): a secured credit card. A secured credit card is designed for consumers with bad credit, no credit, or a short credit history. It requires a cash deposit upon opening an account, which then acts as your credit limit. So, if you make a deposit of $500, you then have
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