What is the Best Credit Card?

May 28, 2021

What does the word best mean to you? How do you define this as it pertains to your credit card? What is the best credit card? It doesn’t matter if you’re searching for your first credit card or looking to add another one to your wallet or purse, it’s critical that you know what you want and how to get it. Here are five questions you can answer to help you move closer to finding the best card for your
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4 Ways to Get a Higher Limit on Your Credit Card

September 3, 2018

4 Ways to Get a Higher Limit on Your Credit Card There may come a time when you realize that your current credit card limit is not high enough. Here are some tips to get a higher limit. Getting a higher credit limit sounds like a great idea, but it’s important to understand the risks. If you pay your bill in full every month, increasing your credit limit can provide you with additional spending flexibility. Furthermore, with a higher limit
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Why People With Bad Credit Pay Higher Interest Rates

July 29, 2018

Do you have bad credit? Are you concerned about the impact on your finances? Are you worried that it will cost you money both now and over the long run? According to Experian, bad or very poor credit is defined as a score between 300 and 579. While you may feel alone with a credit score in this range, Experian also notes that approximately 16 percent of people are in the same position. One of the primary downfalls of bad
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Best Practices For Paying Your Credit Card Bill On Time

July 20, 2018

Best Practices For Paying Your Credit Card Bill On Time With credit card debt at a record high, there’s no better time than now to review your finances with an eye toward avoiding trouble. Like millions of others, you use a credit card to make a variety of purchases. And like millions of others, you receive a bill once a month. It’s critical to implement a plan for paying your credit card bill on time, every time. Neglecting to do
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How to Avoid Paying Credit Card Late Fees

July 13, 2018

How to Avoid Paying Credit Card Late Fees Upon signing up for a credit card you are provided a list of fees, all of which have the potential to come into play at some point in the future. While you have the opportunity to avoid late fees, this is often easier said than done. A late fee is exactly what it sounds like: a fee your credit card company charges if you don’t make the minimum payment by the due
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Why Some Credit Card Issuers Might Require a Deposit

July 6, 2018

Why Some Credit Card Issuers Might Require a Deposit Depending on your credit score and history, you may find that many (or all) credit card companies are requiring you to make a deposit. A secured credit card is one of the better ways for someone with no credit or bad credit to improve their score, all with the idea of eventually moving onto an unsecured offer in the future. What is a Secured Credit Card? Simply put, a secured credit
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Only Apply for Credit Cards You Will Be Approved For

February 21, 2018

Are you ready to apply for a credit card? Do you know what it takes to narrow down your options, all with the idea of finding the perfect piece of plastic? In today’s day and age, it’s easier than ever to apply for a credit card. You can search through offers online, learn more about the features of each one, and apply within a matter of minutes. While this level of convenience is sure to put a smile on your
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