Credit Report Red Flags: Look for the Following

August 15, 2020

There is nothing better than reviewing your credit report and liking everything you see. This is sure to put your mind at ease from a financial perspective. But what happens if something doesn’t look quite right? Should you take action or wait to see what happens? As a general rule of thumb, if something looks Read more…

The Importance of Checking Your Credit Score

August 9, 2020

When was the last time you checked your credit score? Can you remember, or was it so long ago that it has slipped your mind? While there’s no good reason to check your credit score every day of the week, you should get into the habit of doing so regularly. Generally, twice a year is Read more…

Boost to your FICO® Score – Quickly!

July 13, 2020

You’ve seen the commercials. You’ve read about it online. You may have even heard friends and family talk about it. Experian Boost is a relatively new financial product that’s helping millions of consumers in a variety of ways. Here’s the Experian Boost tagline: Only Experian can raise your FICO® Score instantly How does that sound Read more…

How to Check Your Credit Score

May 2, 2020

What is my credit score? Is there any way to find out? How can I improve it if I don’t even know what it is? These questions, among many others, may be on your mind. Fortunately, with the right knowledge, you’ll come to find that checking your credit score is a simple task. Before we Read more…

5 Things You can do Today to Boost Your FICO Score

March 25, 2020

What do you see when you look at your FICO score? A score that is just about as good as it can get? One that can stand some improving? FICO scores range from 300 to 850, with the majority of scores falling between 600 and 750. If this sounds familiar, you may be looking into Read more…

Your FICO Score and Getting the Best Credit Card

October 5, 2019

Are you in the process of comparing credit cards? Are you obsessed with the idea of securing the best offer? Do you understand what credit card issuers look at when reviewing your application? Your FICO score plays a big role when applying for a credit card. For example, if you have an excellent score, you’ll Read more…

How to Benefit from Your Excellent FICO Score

August 2, 2019

It takes a lot of work to achieve an excellent (or exceptional) FICO score. While it doesn’t come overnight, it’s well worth it in the long run. According to Experian, a FICO score of 800 or higher is considered excellent.  Only 21 percent of people have an excellent credit score, but those who do are Read more…

Excellent Credit Will Aid Your Online Credit Card Search

June 11, 2019

Regardless of your credit history and score, the internet has made it simple to find and compare offers.  However, you’re in much better position if you have excellent credit. Not only does this give you the confidence to find the right offer, but it also ensures that almost every issuer is willing to approve your Read more…

5 Things You Need to Know About Credit Card Fraud

March 13, 2019

If you have never been the victim of credit card fraud, it’s easy to overlook just how common it is. For example, Experian shares the following statistics: “The number of credit card numbers exposed in 2017 totaled 14.2 million, up 88% over 2016. In addition, nearly 158 million Social Security numbers were exposed in 2017, Read more…

Do You Have Bad Credit? Review Your Credit Report Today

March 6, 2019

Do you have bad credit? Are you concerned about the impact it’s having on your finances? Are you ready to implement a strategy for boosting your score? It’s frustrating to learn that you have bad credit, but important to take immediate action. The first step you should take is to conduct a thorough review of Read more…

Top Reasons for a Credit Card Denial

May 11, 2018

Top Reasons for a Credit Card Denial Are you in the process of searching for the perfect credit card? Do you have some concerns about the application process? Are you worried that you will receive a credit card denial? There is no way of knowing for sure if you will be approved for a credit Read more…

Choose the Right Credit Card for Your Credit Score

March 30, 2018

Credit Card – Choosing the Right One There is a lot to consider when applying for a credit card. In addition to hundreds upon hundreds of offers, your credit score, history, and personal finances will have a big impact on what happens next. Here’s an often overlooked tip: you need to choose a credit card Read more…

How to Apply for a Credit Card When You Have Fair Credit

March 6, 2018

What do you see when you look at your credit score? Are you happy with the number staring you in the face? Do you realize it’s not the worst, but that there is room for improvement? Do you have poor, good or fair credit? Applying for a credit card with “very good” or “exceptional” credit Read more…

How to Apply for a Credit Card When You Have Bad Credit

February 7, 2018

Do you have bad credit? Are you interested in applying for a credit card? Are you concerned that you won’t qualify for an offer that suits your financial needs? It’s simple to apply for a credit card when you have good credit. The only thing you have to worry about is choosing the right offer. Read more…

Credit Cards and your Fico Score

June 13, 2017

I was doing a little research recently that revealed the average middle-class American household carries between $6000 and $11000 in credit card debt, depending upon who you choose to believe. Each household also had an average of 5.4 credit cards. In 2006, 173 million Americans were credit cardholders and that number is expected to increase Read more…

Credit Cards by Credit Rating

We live in the world of credit. Most of the banking institutions offer different forms of credit from credit card to signature loans. Majority of people often find themselves in bad credit situations like court judgment, bankruptcy, repossession, foreclosure and loan default,due to lack of enough financial knowledge and discipline which often make it difficult Read more…