5 Things You can do Today to Boost Your FICO Score

March 25, 2020

What do you see when you look at your FICO score? A score that is just about as good as it can get? One that can stand some improving? FICO scores range from 300 to 850, with the majority of scores falling between 600 and 750. If this sounds familiar, you may be looking into the things you can do to boost your score. While nothing comes fast or easy in regards to your credit score, there are small changes you can make that will have a big difference. Consider the following: 1. Start Paying Your Bills on Time Forget
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Your FICO Score and Getting the Best Credit Card

October 5, 2019

Are you in the process of comparing credit cards? Are you obsessed with the idea of securing the best offer? Do you understand what credit card issuers look at when reviewing your application? Your FICO score plays a big role when applying for a credit card. For example, if you have an excellent score, you’ll qualify for almost every offer you come across. Conversely, if you have a poor credit score, your options are a bit limited, thus forcing you to spend more time on your search. It’s important to do two things before you begin your search for the
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Quick Tip: Applying for Credit Card

Applying for a credit card is generally a decision based on your personal finances. For instance, a credit card is one of the best tools for building your credit history after graduating from college. That’s a good reason to apply. Conversely, if you’re searching for a credit card to make a purchase, you'll need to consider other factors like if intend to carry a balance.

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How to Benefit from Your Excellent FICO Score

August 2, 2019

It takes a lot of work to achieve an excellent (or exceptional) FICO score. While it doesn’t come overnight, it’s well worth it in the long run. According to Experian, a FICO score of 800 or higher is considered excellent.  Only 21 percent of people have an excellent credit score, but those who do are in position to take advantage of many benefits. Here are five ways to benefit from an excellent FICO score in the future: 1. Get a New Credit Card If you don’t like what you’re getting from your current credit card, an excellent FICO score puts
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