APPLY NOW Destiny® Mastercard® with Instant Credit
A guaranteed $700 credit limit to help get your financial goals on track, if approved.
Intro Purchase APR
n/a
Annual Fee$175 the first year; $49 thereafter
Rewards Rate
See Website for Details
Credit NeededFair
Regular Purchase APR
35.90%
Credit BrandMastercard
Rating
Card Details Hide Details
Credit Card Details
- A guaranteed $700 credit limit to help get your financial goals on track, if approved.
- Don’t wait for your card to come in the mail. If approved, add your card to your mobile wallet and shop today. See Terms.
- Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
- Trusted by more than a million customers with reporting to all three major credit bureaus, so you get credit for all of your hard work.
- No security deposit, just instant purchasing power. See Terms.
- Zero Fraud Liability – Peace of mind that comes with having a Mastercard.
- Get the credit you deserve, even with less-than-perfect history.
Additional Info
- Credit Limit: $700
- Regular APR: 35.90%
- Monthly Fee: $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month)
- Cash Advance APR: 35.90%
- Cash Advance Fee: $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 )
- Credit Recommended: Fair
- Annual Fee: $175 the first year; $49 thereafter
- Brand Name: Mastercard
- Foreign Trans Fee: 1% of each transaction in U.S. dollars.
- Late Payment Fee: Up to $40
- Minimum Credit Score: 500
- Penalty APR: See Terms
4.5 out of 5 stars (based on 4 reviews)
My first time actually applying for a credit card
May 16, 2025
Review of Destiny® Mastercard® with Instant Credit
Okay so i have never been into credit cards just always seen them as a way to get into debt. But i am older now and quite a bit more established and see them as convenient and helpful in many ways also providing security for finances and identity. So I’m going for it and this is the one that looks like a perfect first start.
Card approval
June 17, 2024
Review of Destiny® Mastercard® with Instant Credit
I hope I get approved for the card because I am really needing it to help my credit
Best card around!
April 7, 2024
Review of Destiny® Mastercard® with Instant Credit
Excellent card to start off with.
Not sure what this means
February 13, 2024
Review of Destiny® Mastercard® with Instant Credit
Hi its my first time trying this card hope I get approved
