Destiny® Mastercard® with Instant Credit

A guaranteed $700 credit limit to help get your financial goals on track, if approved.

Intro Purchase APR

n/a

Annual Fee

$175 the first year; $49 thereafter

Rewards Rate

See Website for Details

Credit Needed

Fair

Regular Purchase APR

35.90%

Credit Brand

Mastercard®

Rating

Card Details Hide Details

Credit Card Details

  • A guaranteed $700 credit limit to help get your financial goals on track, if approved.
  • Don’t wait for your card to come in the mail. If approved, add your card to your mobile wallet and shop today. See Terms.
  • Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
  • Trusted by more than a million customers with reporting to all three major credit bureaus, so you get credit for all of your hard work.
  • No security deposit, just instant purchasing power. See Terms.
  • Zero Fraud Liability – Peace of mind that comes with having a Mastercard.
  • Get the credit you deserve, even with less-than-perfect history.

Additional Info

  • Credit Limit: $700
  • Regular APR: 35.90%
  • Monthly Fee: $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month)
  • Cash Advance APR: 35.90%
  • Cash Advance Fee: $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 )
  • Credit Recommended: Fair
  • Annual Fee: $175 the first year; $49 thereafter
  • Brand Name: Mastercard
  • Foreign Trans Fee: 1% of each transaction in U.S. dollars.
  • Late Payment Fee: Up to $40
  • Minimum Credit Score: 500
  • Penalty APR: See Terms
4.7
4.7 out of 5 stars (based on 3 reviews)
Excellent67%
Good33%
Fair0%
Poor0%
Bad0%

Card approval

June 17, 2024

I hope I get approved for the card because I am really needing it to help my credit

Ann Daw

Best card around!

April 7, 2024

Excellent card to start off with.

Antonio Vida

Not sure what this means

February 13, 2024

Hi its my first time trying this card hope I get approved

Pennyallison