Capital One Quicksilver Student Cash Rewards Credit Card

Enjoy no annual fee, foreign transaction fees, or hidden fees

Intro Purchase APR

n/a

Annual Fee

$0.00

Rewards Rate

1.5% Cash Back on every purchase, every day

Credit Needed

Average, Fair, Limited

Regular Purchase APR

19.49% - 29.49% (Variable)

Credit Brand

Capital One

Rating

Card Details Hide Details

Credit Card Details

  • Earn unlimited 1.5% cash back on every purchase, every day
  • Early Spend Bonus: Earn $50 when you spend $100 in the first three months
  • Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • Lock your card in the Capital One Mobile app if it’s misplaced, lost or stolen
  • Earn up to $500 a year by referring friends and family when they’re approved for a Capital One credit card
  • Build your credit with responsible card use
  • Whether you’re at a 4-year university, community college or other higher education institution, this card might be an option for you

 

Further Details

  • Monitor your credit profile with the CreditWise® tool, free for everyone**
  • **Your CreditWise score is calculated using the TransUnion® VantageScore® 3.0 model, which is one of many scoring models used by lenders. It likely won’t be the same model your lender uses, but it is an accurate measure of your credit health
  • Pick the monthly due date that works best for you
  • Capital One Quicksilver cardholders can use their rewards to shop millions of items at Amazon.com
  • Capital One Quicksilver cardholders can also use their rewards to redeem for digital or physical gift cards from 100+ merchants including Walmart, Lowes, Whole Foods and many more
  • Capital One Quicksilver cardholders can use their rewards on eligible purchases at millions of online stores when they check out with PayPal
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won’t expire for the life of the account and there’s no limit to how much you can earn
  • Be automatically considered for a higher credit line in as little as 6 months
  • Earn 5% cashback on Capital One Entertainment through 12/31/25
Rates & Fees

Additional Info

  • Regular APR: 19.49% – 29.49% (Variable)
  • Annual Fee: $0
  • Credit Recommended: Average, Fair, Limited
  • Purchase Grace Period: 25 days
  • Transfer Grace Period: 0 days
  • Cash Advance APR: 29.49%(Variable)
  • Penalty APR: None
  • Cash Grace Period: 0 days
  • Balance Transfer Fee: Balance Transfer Fee applies to balances transferred at a promotional rate
  • Cash Advance Fee: 5% of the amount of the cash advance, but not less than $5
  • Late Payment Fee: Up to $40
  • Overlimit Fee: None
  • Foreign Trans Fee: None
  • Intro Rewards Bonus: Earn $50 Cash Back when you spend $100 in the first three months
  • Rewards Rate: 1.5% Cash Back on every purchase, every day
  • Fraud Coverage: $0 Fraud Liability for unauthorized charges
4.5
4.5 out of 5 stars (based on 2 reviews)
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Good50%
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I am not sure about my credit score

December 20, 2022

That they can a new care to approve their credit 💳 with out credit check from excellent to bad credit to no credit at all

Pamela D Collins

Great

December 13, 2022

Help get your credit together they’ll put you online and keep you responsible

Leroy