APPLY NOW OpenSky® Secured Visa® Credit Card
New feature! Earn up to 10% cash back* on everyday purchases
n/a
Annual Fee$35.00
Up to 10% cash back rewards
Credit NeededNo credit, Poor, Fair
25.14% (variable)
Credit BrandVisa®
Card Details Hide Details
Credit Card Details
- New feature! Earn up to 10% cash back* on everyday purchases
- No credit check to apply. Zero credit risk to apply!
- Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
- Get free monthly access to your FICO score in our mobile application
- Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
- Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
- Fund your card with a low $200 refundable security deposit to get a $200 credit line
- Apply in less than 5 minutes with our mobile first application
- Choose the due date that fits your schedule with flexible payment dates
- Fund your security deposit over 60 days with the option to make partial payments
- Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
- *See Rewards Terms and Conditions for more information
Additional Info
- Regular APR: 25.14% (variable)
- Annual Fee: $35
- Credit Line: $200-$3000 at time of application
- Credit Recommended: No credit, Poor, Fair
- Late Payment Fee: Up to $41
- Cash Advance APR: 25.14% (variable)
- Penalty APR: None
- Rewards Rate: Up to 10% cash back rewards
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General Disclaimer
Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s).
Editorial Notes
Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s).
