OpenSky® Secured Visa® Credit Card

Credit Line: $200-$3000 at time of application

Intro Purchase APR

n/a

Annual Fee

$35.00

Rewards Rate

up to 10% cash back* rewards on purchases at over 40,000 retailers

Credit Needed

Poor

Regular Purchase APR

25.64% (variable)

Credit Brand Visa®

Rating

Card Details Hide Details

Credit Card Details

New feature! Earn up to 10% cash back* on everyday purchases
No credit check to apply. Zero credit risk to apply!
Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
Get free monthly access to your FICO score in our mobile application
Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
Fund your card with a low $200 refundable security deposit to get a $200 credit line
Apply in less than 5 minutes with our mobile first application
Choose the due date that fits your schedule with flexible payment dates
Fund your security deposit over 60 days with the option to make partial payments
Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
*See Rewards Terms and Conditions for more information

Additional Info

Regular APR: 25.64% (variable)
Annual Fee: $35
Credit Line: $200-$3000 at time of application
Credit Recommended: Poor
Late Payment Fee: Up to $40
Cash Advance APR: 25.64% (variable)
Penalty APR: None
Rewards Rate: up to 10% cash back* rewards on purchases at over 40,000 retailers

0.0

0.0 out of 5 stars (based on 0 reviews)

Excellent0%

Good0%

Fair0%

Poor0%

Bad0%

There are no reviews yet. Be the first one to write one.

Do You Know Why Your Credit Card Application was Denied?

Do You Know Why Your Credit Card Application was Denied? When you apply for a credit card, you hope to receive an immediate approval. If this happens, you know it won’t be long before you can start using your credit card. Unfortunately, there is no guarantee of an approval. If your application is denied, it’s important to do two things: Learn more about what went wrong Continue your search There are many reasons an issuer may deny a credit card
Continue Reading »

Choose the Right Credit Card for Your Credit Score

There is a lot to consider when applying for a credit card. In addition to hundreds upon hundreds of offers, your credit score, history, and personal finances will have a big impact on what happens next. Here’s an often overlooked tip: you need to choose a credit card based largely on your credit score. When you know your credit score, there’s less guesswork when selecting an offer and completing an application. Instead, you’ll know exactly where you stand, which makes
Continue Reading »

Types of Credit Cards

Amid stiff competitions, credit card providers are coming up with different types of credit cards targeting different categories of people with different features and offering target specific benefits. Besides the standard credit cards for general public, there are student credit cards, business credit cards, store credit cards, airline credit cards, gas credit cards, teen credit cards, etc. These cards are specially meant for the targeted group of people. Standard credit cards Almost all the credit card providers offer standard credit
Continue Reading »

General Disclaimer

Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s).

OpenSky® Secured Visa® Credit Card

OpenSky® Secured Visa® Credit Card

Credit Line: $200-$3000 at time of application

Credit Card Details

Additional Info

General Disclaimer

Editorial Notes

Cards by Credit

Card Categories

Personal Loans

Resources

Company