APPLY NOW OpenSky® Secured Visa® Credit Card
No credit check required – 89% approval rate with zero credit risk to apply!
Visa
Credit NeededNo credit, Poor, Fair
24.64% (variable)
Annual Fee$35.00
Up to 10% cash back rewards
Card Details Hide Details
Credit Card Details
- Earn up to 10% cash back on everyday purchases
- No credit check required – 89% approval rate with zero credit risk to apply!
- Boost your credit score fast—2 out of 3 OpenSky® cardholders see an average increase of 47 points after 6 months
- Track your progress with free access to your FICO® score in our mobile app
- Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
- Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
- Start with just $200—secure your credit line with a refundable deposit
- Fast and easy application—apply in minutes with our mobile-first experience
- Flexible payment options—pick a due date that works for you
- More time to fund—spread your security deposit over 60 days with layaway
- Join 1.6 million+ cardholders who have used OpenSky® to build better credit!
Additional Info
- Regular APR: 24.64% (variable)
- Annual Fee: $35
- Credit Line: $200-$3000 at time of application
- Credit Recommended: No credit, Poor, Fair
- Late Payment Fee: Up to $41
- Cash Advance APR: 24.64% (variable)
- Penalty APR: None
- Rewards Rate: Up to 10% cash back rewards
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General Disclaimer
Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s).
Editorial Notes
Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s).
