OpenSky® Secured Visa® Credit Card

No credit check to apply and find out instantly if you are approved

Intro Purchase APR

n/a

Annual Fee

$35.00

Rewards Rate

n/a

Credit Needed

Poor

Regular Purchase APR

18.89% (variable)

Credit Brand Visa®
Rating

Card Details Hide Details

Credit Card Details

  • No credit check to apply and find out instantly if you are approved.
  • OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
  • Get considered for a credit line increase after 6 months, with no additional deposit required
  • You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
  • Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
  • Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
  • Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
  • Easy application, apply in less than 5 minutes right from your mobile device
  • Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  • *View the cardholder agreement

Additional Info

  • Regular APR: 18.89% (variable)
  • Annual Fee: $35
  • Credit Line: $200-$3000 at time of application
  • Credit Recommended: Poor
  • Late Payment Fee: Up to $38
  • Cash Advance APR: 18.89% (variable)
  • Penalty APR: None

Card Reviews

0
Rated 0 out of 5
0 out of 5 stars (based on 0 reviews)
Excellent0%
Good0%
Fair0%
Poor0%
Bad0%

Reviews

There are no reviews yet. Be the first one to write one.

Write a Review

General Disclaimer

Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s).

Editorial Notes

Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s).

blank