The Benefits of Secured Credit Cards

April 3, 2018

Are you finding it difficult to qualify for a traditional credit card? Are you interested in learning more about a secured credit card? Do you have reason to believe that this could improve your financial situation? Secured Credit Card In many ways, a secured credit card is exactly the same as a traditional credit card. However, there is one major difference: with a secured credit card, you are required to make a deposit in order to receive an approval. The
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Choose the Right Credit Card for Your Credit Score

March 30, 2018

There is a lot to consider when applying for a credit card. In addition to hundreds upon hundreds of offers, your credit score, history, and personal finances will have a big impact on what happens next. Here’s an often overlooked tip: you need to choose a credit card based largely on your credit score. When you know your credit score, there’s less guesswork when selecting an offer and completing an application. Instead, you’ll know exactly where you stand, which makes
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Differences between Credit Cards and Prepaid Cards

March 19, 2018

Are you familiar with the differences between a credit card and prepaid card? Are you under the impression that these are pretty much one in the same? Have you come to find that one is better for you than the other? There are many differences between credit cards and prepaid cards, so you’ll want to tread softly as you compare the finer details and learn more about the pros and cons. The last thing you want to do is make
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How to Apply for a Credit Card When You Have Fair Credit

March 6, 2018

What do you see when you look at your credit score? Are you happy with the number staring you in the face? Do you realize it’s not the worst, but that there is room for improvement? Do you have poor, good or fair credit? Applying for a credit card with “very good” or “exceptional” credit is easy. With such a high credit score, you don’t typically have to concern yourself with being turned away. However, if you have fair credit,
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Why Do Credit Card Issuers Set Limits?

February 28, 2018

When applying for a credit card, it can be both exciting and stressful as you wait to learn your credit limit. Some issuers provide this information the instant you’re approved, while others opt to share your limit in the letter that includes your actual credit card. There are two primary reasons why your credit limit is so important: Your limit impacts your buying power Your limit impacts your credit score, as 30 percent of your score is the ratio of
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Only Apply for Credit Cards You Will Be Approved For

February 21, 2018

Are you ready to apply for a credit card? Do you know what it takes to narrow down your options, all with the idea of finding the perfect piece of plastic? In today’s day and age, it’s easier than ever to apply for a credit card. You can search through offers online, learn more about the features of each one, and apply within a matter of minutes. While this level of convenience is sure to put a smile on your
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How to Apply for a Credit Card When You Have Bad Credit

February 7, 2018

Do you have bad credit? Are you interested in applying for a credit card? Are you concerned that you won’t qualify for an offer that suits your financial needs? It’s simple to apply for a credit card when you have good credit. The only thing you have to worry about is choosing the right offer. Conversely, when you have bad credit, you’re faced with the challenge of finding an offer designed for consumers in your position. What is a Good/Bad
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Total Visa® Card

January 30, 2018

Let’s face it: it’s not always easy to choose a credit card. In addition to the application requirements, your personal finances will also come into play. Fortunately, there are offers out there designed to make your life easier. And that’s where the Total Visa credit card comes into play. While this credit card is designed for a variety of consumers, it’s geared toward those who have dealt with financial challenges in the past. Furthermore, it’s perfect for consumers who have
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Bad Credit? How to Apply for a Credit Card

January 17, 2018

Do you have bad credit? Are you interested in applying for a credit card? Are you concerned that you won’t qualify for an offer that suits your financial needs? It’s simple to apply for a credit card when you have good credit. The only thing you have to worry about is choosing the right offer. Conversely, when you have bad credit, you’re faced with the challenge of finding an offer designed for consumers in your position. What is a Good/Bad
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Secured Credit Card – What are the Benefits?

January 9, 2018

Are you finding it difficult to qualify for a traditional credit card? Are you interested in learning more about a secured credit card? Do you have reason to believe that this could improve your financial situation? In many ways, a secured credit card is exactly the same as a traditional credit card. However, there is one major difference: with a secured credit card, you are required to make a deposit in order to receive an approval. The deposit is collateral
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Top Reasons for a Credit Card Denial

December 28, 2017

Are you in the process of searching for the perfect credit card? Do you have some concerns about the application process? Are you worried that you will receive a denial? There is no way of knowing for sure if you will be approved for a credit card, but you can improve your odds by understanding the eligibility requirements before applying. For example, if you have average or poor credit, don’t apply for a credit card that requires an excellent score.
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How to Get Approved for a Credit Card with Bad Credit

December 20, 2017

Are you interested in applying for a credit card? Do you have bad credit? Are you worried that this could hinder your ability to obtain a credit card that suits your every want and need? It goes without saying that excellent credit improves your ability to obtain the credit card of your choosing. Unfortunately, many people come to find that their credit score is considered “bad” or “poor.” If you find yourself in this position, you aren’t out of luck.
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Learn How Lenders Treat People with Bad Credit

December 14, 2017

You don’t necessarily have to have problems with debt during your life to get refused for credit. It is not because you have a bad credit history, but because you don’t have a credit history at all. Lenders will treat you as invisible if you have never entered into any kind of credit arrangement before, and this blank credit history of yours will be just as unattractive as one that is tarnished with a history of missed payments. Lenders use
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How to Choose the Right Credit Card for Bad Credit

November 30, 2017

If you suffer from bad credit it can often seem like your financial goals are going to be impossible to reach. Buying your home or a new car can seem like a far-fetched fantasy when you are stuck in the bad credit doldrums. There is hope however, and should you desire to do so, you can help repair your credit rating in time. One of the easiest ways to improve your bad credit is by getting a credit card. This
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Choosing The Right Card With Credit Card Comparison

November 9, 2017

Picking a credit card isn’t any simple errand. Each card organization offers diverse rates and features for new clients. In case you’re contemplating getting another credit card, ensure you know about all the “fine print” and everything that will help you make an educated choice before you sign up with a specific bank or lender. Credit card comparison tools are useful when looking for a credit card since they provide card benefits and terms next to each other enabling you
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Freedom Gold by Horizon Bank

September 14, 2017

For many, times are tough and rebuilding good credit can be even tougher. The Freedom Gold Card gives consumers spending power when they need it most, all while establishing a positive credit file. The Freedom Gold Card is a catalog card issued by Horizon Card Services. While the card can only be used to make purchases at the online store provided by Horizon Card Services, it is a good way for individuals to build or repair their credit. This interest-free
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Instant Approval* / $750 Line of Credit*

September 13, 2017

For those who have fallen on hard times, the Net First Platinum Card could be just the answer to turn things around. The Net First Platinum Card grants individuals critical spending power with interest-free financing. The Net First Platinum Card is issued by Horizon Card Services. This card a good way for individuals to repair or build their credit. When freedom to purchase can make a world of difference for individuals going through tough times, the Net First Platinum Card
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Choosing the Best Credit Card

June 13, 2017

After the U.S. Census Bureau, more than 181 million American citizens are credit cardholders. Seventy eight percent of consumers own a credit card, and the average owner has 3.5 cards. This means, that nearly everybody ought to make its own decision on choosing the best credit card offer. Just browse online or through the daily newspaper, move around the town and you will see competing offers everywhere. In this situation, what are the most important factors to consider while deciding?
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How 0% APR Credit Cards Help

If you are in the market for a new credit card, then it’s no surprise that a 0% APR credit card is appealing to you.   In fact, a credit card with no interest is appealing to people who aren’t shopping for credit cards. Who doesn’t want the ability to borrow money at no cost?   It isn’t all that difficult to find a credit card that offers 0% APR. In fact, these credit cards are more prevalent today than
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10 Business Credit Card Tips

Although small business do benefit from a business credit card it is important and imperative to manage the business credit card effectively. To begin with your business card and its offers will be primarily based on your personal credit score and report. As a business entrepreneur you too must check about the credit card companies and their reporting credit agencies. The common agencies are Dun & Bradstreet, Experian, Business Credit USA, and Equifax. Before accepting a card it is important
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