April 15, 2021
Are you a college student in search of a credit card? Are you in the process of helping your child apply for and secure a credit card? On the plus side, there are hundreds of student credit card offers to choose from. This increases the likelihood of finding one that suits your every want and need. Conversely, with so many choices, it takes a detailed comparison process to ensure that you make the right decision. No two students (or parents)
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April 3, 2021
Are you interested in securing a personal line? Are you wondering where to turn for the best service and the lowest rate? While there’s no shortage of options — especially if you have a relationship with a local bank — more borrowers than ever before are turning their attention to the internet. There are many benefits of applying for a personal loan online, including but not limited to the following. 1. Speed and Efficiency One of the biggest drawbacks of
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March 25, 2021
Do you enjoy traveling? Are you always looking for ways to save? Have you yet to apply for a travel rewards credit card? If you answered yes to these questions, now’s the time to take action. And by taking action, that means finding a travel rewards credit card that will help you earn points for future use. As you search online for the best travel rewards credit card, you’ll soon find that there are hundreds of offers to consider. While
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March 15, 2021
There’s no worse feeling than applying for a credit card, just to receive a denial. When this happens, it’s easy to feel stuck. It’s easy to feel like there’s no way out. As frustrated as you may be, it’s no time to get down on yourself. Instead, it’s time to realize that you have options and to take the steps necessary to get what you want. Here are some of the basic steps you can take: 1. Find Out Why
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March 10, 2021
Some people take great pride in maintaining a high credit score, while others believe this to be overrated. Don’t make the mistake of turning the other way and hoping that everything works out with your credit score. This is way too important to your financial health, both in the present time and in the future. There are many reasons why a high credit score is important, including but not limited to the following: 1. Loan Approval With fair or poor
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February 22, 2021
It’s one thing to add a credit card to your wallet or purse. It’s another thing entirely to use your credit card in a responsible manner. There’s no denying the fact that a credit card is a useful financial tool that can bring many benefits to your life. Conversely, if you don’t watch what you’re doing, you could soon find yourself swimming in credit card debt and wondering what went wrong. So, with all this in mind, you should have
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February 10, 2021
When using a credit card, it’s important that you never lose track of one important detail: the fact that a payment will come due sooner rather than later. When your statement arrives, you’ll see two things: Total balance Minimum payment If the total balance blows you away, it’s easy to turn your attention to the minimum payment. After all, this number is sure to be much smaller and easier to digest. The problem with this is simple: if you fall
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January 27, 2021
Are you planning to get a new card to rebuild your credit history or simply obtain an extra source of much-needed funds? When you have bad credit, you may feel that it’s next to impossible to get approved by credit card providers. You may not have the favorable options people with excellent credit scores have, but you can still use several handy methods to fix your credit history and work your way toward being financially responsible and capable. Read on
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January 18, 2021
Once upon a time, it was relatively easy to choose a credit card. There were basically three choices: Visa, American Express, or MasterCard. There now exists a plethora of options, turning a once simple decision into an incredibly difficult one. For example, you have to consider a number of potential features: lower interest rate, no-fee, travel rewards, cash-back, or even regular rewards points. The decision can be mind-boggling. Become familiar with associated fees First you need to determine if you are
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January 17, 2021
With a greater choice of credit cards available than ever before, it can be difficult to determine which one is best for you. Some credit cards are best suited to managing existing debts more effectively, while others are ideal for everyday purchases. The options which you have available to you will depend largely on your credit score. If you have managed to pay off your debts on time in the past, then you should have a better credit score than
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January 10, 2021
Are you on the search for a new credit card? Are you wondering if it’s a good idea to pay an annual fee? In an overall sense, only you know if you’re comfortable paying an annual fee. You have to ultimately make this decision on your own. However, before you decide for or against this, it never hurts to take a closer look at the finer details. Before we go any further, let’s make sure you’re familiar with what an
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January 5, 2021
Do you have more than one credit card balance? Are you beginning to run into trouble in regards to how you manage your debt? Are you tired of all the finance charges dragging you down each month? . If you answered yes to one or more of these questions, it’s time to consider the benefits of a balance transfer credit card. This is exactly what it sounds like. It gives you the power to transfer multiple balances to one credit
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December 31, 2020
With the new year here, there’s no better time than now to take full control of your finances. And for many people, that means staying as far away from potential credit card mishaps as possible. The last thing you want to do is make a mistake that will cost you time and/or money. Should this happen, your financial situation can take a hit, which results in more complications in the future. On the plus side, when you’re aware of the
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December 15, 2020
Even though you expect your credit report to be free of errors, this isn’t necessarily the case. Here’s the problem: the only way to know if there’s an error on your credit report is to regularly review it. And that’s why you should get into the habit of doing so at least once a year. Should you come to find an error on your credit report, regardless of what it may be, it’s critical that you take immediate action. This
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November 24, 2020
There’s a lot to think about as you prepare for the divorce process, with many concerns turning toward your current and future financial circumstances. It doesn’t hold true for everyone, but many divorcing couples find that they have joint credit card debt to manage. There’s no one size fits all approach, but there are several strategies to consider. Here’s where you should start: 1. Pay it Off Together If you’re able to talk through your debt, you may realize that
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November 12, 2020
As a small business owner, it’s natural to have questions and concerns regarding your finances. Fortunately, with the right tools on your side, it’s easier to feel confident in every decision you make. A small business credit card is something to strongly consider, with benefits including: 1. Opportunity to Finance Purchases Rather than pay outright for purchases with cash, you can use a small business credit card to finance them. This allows you to keep cash on hand, while also
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November 5, 2020
When you apply for a credit card, you do so with the idea that you’ll manage it in a responsible manner. But them something happens: you quickly find your balance growing out of control. Before you know what hit you, your credit card is maxed out and you’re in a deep hole. Should you find yourself in this position, there are three things you need to do: 1. Don’t Panic There’s nothing worse than learning that your credit card is
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October 28, 2020
An instant approval credit card offers a convenient and efficient way to apply for credit. These cards are designed to eliminate the prolonged waiting period traditionally associated with credit card applications, providing applicants with a decision almost immediately. For many consumers, this quick turnaround can be appealing, especially when the need for credit arises suddenly. What is an Instant Approval Credit Card? As the name suggests, an instant approval credit card provides a nearly immediate decision on your application status.
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October 22, 2020
It doesn’t matter if you’ve been using credit cards for many years or are in the process of applying for your first one, you’re likely to have questions (and maybe even a few concerns). Fortunately, when you address the most common questions as they come at you, it’s much easier to feel confident in how you’re using your card or searching for a new offer. If you don’t know where to start, here are 21 frequently asked credit card questions
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October 15, 2020
As a business owner, there are many funding options available to you. For example, U.S. Small Business Administration (SBA) loans have long been popular among both new and established businesses. In today’s day and age, with many companies reeling from the economic impact of the coronavirus, SBA loans are getting more attention than ever before. As you come to better understand your current financial circumstances and future goals, it’s critical to consider every type of funding that’s available to you.
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