credit report Archives

Credit Score vs. Credit Report: Comparing Their Value

March 28, 2024

Credit scores and credit reports are two essential components of a person’s financial history, but many people often confuse the two or underestimate their value. Understanding the differences between credit scores and credit reports is crucial for individuals looking to manage their finances effectively. In this article, we will delve into the importance and significance of credit scores as well as provide a detailed overview and assessment of credit reports. Understanding the Credit Score: Its Importance and Significance A credit
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What to Look for on Your Credit Report

May 15, 2021

When was the last time you reviewed your credit report? Was it within the last year? Do you ever remember seeing a copy of it? Regardless of what has happened in the past, it shouldn’t dictate your approach to the future. As a general rule of thumb, request a copy of your credit report once a year. Tip: if you have any reason to review your report more often, don’t hesitate to do so. For example, this is a good
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Surprise! There May be Errors on Your Credit Report

December 15, 2020

Even though you expect your credit report to be free of errors, this isn’t necessarily the case. Here’s the problem: the only way to know if there’s an error on your credit report is to regularly review it. And that’s why you should get into the habit of doing so at least once a year. Should you come to find an error on your credit report, regardless of what it may be, it’s critical that you take immediate action. This
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Credit Sesame – Free Credit Score

September 25, 2020

Let’s face it: there are many aspects of your finances that are critical to your current life, as well as the future. And that definitely holds true of your credit score. If you don’t know your credit score and/or can’t remember the last time you checked it, now’s the time to take action. There are many ways to obtain your credit score for free, with the Credit Sesame free credit score service at the top of the list. Before we
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Credit Report Red Flags: Look for the Following

August 15, 2020

There is nothing better than reviewing your credit report and liking everything you see. This is sure to put your mind at ease from a financial perspective. But what happens if something doesn’t look quite right? Should you take action or wait to see what happens? As a general rule of thumb, if something looks out of place on your credit report there’s a good chance it is. And for that reason, you should contact the appropriate credit bureau (Equifax,
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The Importance of Checking Your Credit Score

August 9, 2020

When was the last time you checked your credit score? Can you remember, or was it so long ago that it has slipped your mind? While there’s no good reason to check your credit score every day of the week, you should get into the habit of doing so regularly. Generally, twice a year is more than enough to stay informed. Here are some of the many times you should check your credit score (even if you’re not scheduled to
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Boost to your FICO® Score – Quickly!

July 13, 2020

You’ve seen the commercials. You’ve read about it online. You may have even heard friends and family talk about it. Experian Boost™ is a relatively new financial product that’s helping millions of consumers in a variety of ways. Here’s the Experian Boost™ tagline: Only Experian can raise your FICO® Score instantly How does that sound to you? Could you benefit from a quick boost to your FICO® Score? Here’s How it Works If all this sounds interesting to you –
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How to Check Your Credit Score

May 2, 2020

What is my credit score? Is there any way to find out? How can I improve it if I don’t even know what it is? These questions, among many others, may be on your mind. Fortunately, with the right knowledge, you’ll come to find that checking your credit score is a simple task. Before we get into the finer details of checking your score, let’s touch on some other important points of consideration. Your credit score is a numeric representation
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Top Reasons for a Credit Card Denial

May 11, 2018

Top Reasons for a Credit Card Denial Are you in the process of searching for the perfect credit card? Do you have some concerns about the application process? Are you worried that you will receive a credit card denial? There is no way of knowing for sure if you will be approved for a credit card, but you can improve your odds by understanding the eligibility requirements before applying. For example, if you have average or poor credit, don’t apply
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