December 20, 2019
Before you ever begin your search for a credit card, it’s important to understand why you want to add plastic to your wallet or purse. Without a clear idea of the reasons to use a credit card, you may find yourself applying for no purpose. And what sense does that make? Fortunately, you don’t have anything to worry about here. There are many reasons to use a credit card – as opposed to other forms of payment – including the
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December 12, 2019
There’s a lot on your plate as the calendar turns to a new year. This is particularly true when it comes to your finances. Even though it may not be high on your to-do list, it makes good sense to contact your credit card company at the start of the new year. This gives you the opportunity to better understand your account, while also asking a few key questions. Here are five questions to start with: 1. Is there anything
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November 15, 2019
As 2019 comes to a close and 2020 arrives, there are a variety of finance related questions that deserve your attention. Even if you have positive vibes about the credit card you’re currently carrying, there are a few questions you can address to ensure that you’ll remain in a good spot for the months to come. Here are five credit card related questions to answer in 2020: 1. Is there anything your current credit card doesn’t offer that you want?
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November 10, 2019
You have excellent credit, you use a credit card often, and you’re looking for ways to make the most of your spending. In this case, it won’t be long before you come face-to-face with a few exclusive credit card offers. While the word “exclusive” means something different to everyone, when it comes to the credit card industry these offers are only for individuals with a high credit score and a reputation for being financially responsible. Exclusive credit card offers are
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October 30, 2019
Are you pondering what life would be like with a different credit card? Do you have reason to believe that making a change would benefit you financially? With excellent credit, adding a new credit card to your wallet or purse is typically a simple task. However, before you make a major change, it’s critical to answer a few very important questions. Here are five to address: 1. What’s your reason for wanting to make a change? You don’t necessarily need
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August 22, 2019
An excellent credit score puts you in position to obtain a credit card with top of the line features. But, remember this: no two credit cards are identical. It’s important to use your excellent credit score to secure a card that meets all your wants and needs. Here are some of the many features to focus on as you compare offers: 1. Rewards Rate There’s nothing better than the ability to earn rewards for every dollar you spend. Rewards rates
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February 6, 2019
With the average American carrying a credit card balance of roughly $6,300, it’s easy to see why so many people shy away from this form of spending. If you have concerns about your ability to control your credit card spending, it goes without saying that you should opt for other forms of payment. However, if you understand the responsibility and potential risks of carrying a credit card, you may come to find that this benefits you in a number of
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January 14, 2019
You’ve been doing a lot of thinking, and you realize there’s no better time than now to apply for a credit card. While this is a big decision, once you know it’s right for you it’s time to take action. This means something different to everyone, but there are basic steps you can take to prepare yourself. Here are four things you should do: 1. Check Your Credit Score This will give you a better idea of the type of
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November 19, 2018
Are you in the process of searching for the perfect credit card? Are you closing in on a decision, but concerned about making the wrong selection? Despite your concerns, there are steps you can take to make the right choice at the right time. Most importantly, check on these five details of any offer you’re considering: 1. Annual Percentage Rate (APR) and Periodic Rate It’s critical to know these numbers, as you want to find a credit card with a
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October 15, 2018
Do You Know Why Your Credit Card Application was Denied? When you apply for a credit card, you hope to receive an immediate approval. If this happens, you know it won’t be long before you can start using your credit card. Unfortunately, there is no guarantee of an approval. If your application is denied, it’s important to do two things: Learn more about what went wrong Continue your search There are many reasons an issuer may deny a credit card
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January 17, 2018
Do you have bad credit? Are you interested in applying for a credit card? Are you concerned that you won’t qualify for an offer that suits your financial needs? It’s simple to apply for a credit card when you have good credit. The only thing you have to worry about is choosing the right offer. Conversely, when you have bad credit, you’re faced with the challenge of finding an offer designed for consumers in your position. What is a Good/Bad
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December 28, 2017
Are you in the process of searching for the perfect credit card? Do you have some concerns about the application process? Are you worried that you will receive a denial? There is no way of knowing for sure if you will be approved for a credit card, but you can improve your odds by understanding the eligibility requirements before applying. For example, if you have average or poor credit, don’t apply for a credit card that requires an excellent score.
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December 20, 2017
Are you interested in applying for a credit card? Do you have bad credit? Are you worried that this could hinder your ability to obtain a credit card that suits your every want and need? It goes without saying that excellent credit improves your ability to obtain the credit card of your choosing. Unfortunately, many people come to find that their credit score is considered “bad” or “poor.” If you find yourself in this position, you aren’t out of luck.
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June 13, 2017
In today’s day, having a credit card is beyond a privilege, it is a necessity. Credit cards are the most convenient method we currently have for point of sale purchases and online payments. You do not have to worry about carrying your money around, let alone losing it. It has proven to save us time and most importantly money. There are cards for every spending budget, reward benefits, and special features tailored for each consumer. They can really come
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