What is an Instant Approval Credit Card?

October 28, 2020

An instant approval credit card is exactly what it sounds like. These offers are designed to remove all the guesswork from completing an application and waiting for a decision. In some cases, instant doesn’t mean instant. Instead, after applying online, it may take several minutes to receive a decision. But in the grand scheme of things, this is much better than waiting several days or longer. How Does it Work? When you apply for an instant approval credit card, the issuer immediately runs a preliminary credit check. This provides them with an overview of your credit circumstances, thus allowing them
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Apply for a Credit Card with an Approval in Mind

October 7, 2018

Apply for a Credit Card with an Approval in Mind You don’t apply for a credit card with the idea that your application will be denied. Instead, you hope for an immediate approval, so you can begin using the credit card in the near future. While you can only do so much to improve the likelihood of an approval, there are some tips you should definitely follow: 1. Check Your Credit Report and Score Applying for “just any” credit card is easy enough, but taking this approach could lead to a denial. Once you review your credit report and score,
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