Top Rated Cards for Fair Credit

Highlights

• See if you qualify instantly without harming your credit score.
• Be automatically considered for a higher credit line in as few as 7 months.
• Free, online credit score access for cardholders.
• Instant decision on your application.
• No interest on purchases when you pay in full and on time each month.
• No security deposit required – get started today!
• Enjoy coverage from Visa®.
• Access your account anytime, anywhere with our mobile app.
• If you are charged interest, the charge will be no less than $0.50.

Card Details Page

Highlights

We think it’s about time a credit card company helped people succeed financially. That’s why we’ve used modern technology to design credit card products that help you budget, control your spending, and build credit.

• $0 Annual Fee
• Variable APRs range from 24.49% – 33.99%
• $300 – $5,000 credit limits
• Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
• No credit score? No problem. If eligible, we’ll create your Cash Score instead.
• 2% – 10% cash back at select merchants
• See if you’re pre-approved within minutes without impacting your credit score.
• No annual or foreign transaction fees.
• Build credit alongside hundreds of thousands of Petal card members.
• Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments.
• Petal reports to all 3 major credit bureaus
• No deposits required
• Card issued by WebBank

Card Details Page

Highlights

• Easy pre-qualification process with fast response
• Less than perfect credit is okay
• Online servicing available 24/7 at no additional cost
• Unsecured credit card, no security deposit required
• Account history is reported to the three major credit bureaus in the U.S.

Card Details Page

Highlights

• $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
• All credit types welcome to apply
• Monthly reporting to the three major credit bureaus
• Initial Credit Limit of $400.00* (Subject to available credit)
• Fast and easy application process; results in seconds
• Use your card at locations everywhere Mastercard® is accepted
• Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
• Checking Account Required
• Mastercard Zero Liability Protection (subject to Mastercard guidelines)

Card Details Page

Highlights

• All the benefits of a Mastercard, without a security deposit
• Keeping your account in good standing may help establish and/or improve your credit history
• Less than perfect credit is okay, even with a prior bankruptcy!
• Prequalify for a card today and it will not impact your credit score
• Reports to all three major credit bureaus

Card Details Page

Highlights

• With the Aspire® Mastercard® Credit Card, you earn a 3% cash back reward on Gas, Groceries and Utility Payments
• Earn a 1% cash back reward on all other purchases
• Up to $1,000 credit limit subject to credit approval
• Pre-qualify without affecting your credit score
• No deposits or program fee
• Free access to your Vantage 3.0 score from Equifax†
• Simple Secure Online Application
• Unsecured Mastercard®

Card Details Page

Highlights

• Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
• Initial Credit Limit of $300 – $1,000* (subject to available credit)
• See if you’re Pre-Qualified with no impact to your credit score
• All credit types welcome to apply
• Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
• Monthly reporting to the three major credit bureaus
• Fast and easy application process; results in seconds
• Use your card at locations everywhere Mastercard® is accepted
• Checking Account Required
• Mastercard Zero Liability Protection (subject to Mastercard guidelines)

* Simply make at least your first six monthly minimum payments on time and your initial Credit Limit up to $1,000 doubles up to $2,000.

Card Details Page

Highlights

• Prequalify for a card today and it will not impact your credit score
• Less than perfect credit is okay
• 24/7 access to your account information, even on mobile
• Reports to all three major credit bureaus

* Dependent on credit worthiness

Card Details Page

Highlights

• With the Fortiva® Mastercard® Credit Card, you earn up to a 3% cash back reward
• Make contactless payments through Mobile Wallet
• Periodic Credit Increase Reviews
• Free access to your Vantage 3.0 score from Equifax†

Card Details Page

Highlights

• Total Visa active cardholders get exclusive access to free Credit Monitoring powered by TransUnion®!
• Checking Account Required
• Fast and easy application process; response provided in seconds
• A genuine Visa credit card accepted by merchants nationwide across the USA and online
• Manageable monthly payments
• $300 credit limit (subject to available credit)
• Reports monthly to all three major credit bureaus

Card Details Page

Highlights

Get matched to credit cards based on your credit profile

• Free Experian credit report and FICO® Score* included
• See estimated approval odds for select cards before you apply
• Check if you have pre-approved card offers

See your best matches based on you

• Simply sign in to see the credit cards that best match you
• Compare your best options and make your choice
• We apply your FICO® Score so you can apply with confidence

Card Details Page

Highlights

Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.

• Reporting monthly to all three major credit reporting agencies
• Perfect credit not required for approval; we may approve you when others won’t
• Easy and secure online application
• $300 credit limit (subject to available credit)
• Receive your card more quickly with optional Expedited Processing (additional fee applies)
• Get a result in as little as 60 seconds upon completion of the online application
• Online Customer Center available 24 x 7
• Checking account required
• The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.

Card Details Page

Highlights

• No deposit required
• Reports to all three major credit bureaus
• No penalty APR
• No hidden fees
• Late Fee up to $39
• We may periodically review your account for credit line increases
• Fast and easy application process
• Help strengthen your credit history with responsible use
• Zero fraud liability for unauthorized charges
• Conveniently pay your card through our online portal, 24/7
• Get Mastercard® ID Theft Protection by Mastercard
• Disclosure: If you are charged interest, the charge will be no less than $1.00. Cash Advance Fee 3%, Min: $10
• Checking your eligibility does not affect your credit score
• Avant branded credit products are issued by WebBank, member FDIC

Card Details Page