Fortiva® Mastercard® Credit Card

Up to $1,000 credit limit subject to credit approval

Intro Purchase APR

n/a

Annual Fee

$85-$175 first year, $229 thereafter

Rewards Rate

Up to 3% Cash Back Rewards; 3% Cash Back Rewards on Gas, Groceries and Utility Bill Payments. 1% Cash Back Rewards on all other eligible purchases.

Credit Needed

Fair

Regular Purchase APR

29.99% or 36% Fixed

Credit Brand

Mastercard®

Rating

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Credit Card Details

  • Earn Cash Back Rewards* on All Eligible Purchases – 3% on Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
  • Use Anywhere Mastercard® is Accepted
  • $0 fraud liability**
  • Free access to your VantageScore 4.0 credit score from TransUnion®†

*See Program Terms for important information about the cash back rewards program.

**Fraud liability subject to Mastercard® rules.

† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.

Additional Info

  • Rewards Rate: Up to 3% Cash Back Rewards; 3% Cash Back Rewards on Gas, Groceries and Utility Bill Payments. 1% Cash Back Rewards on all other eligible purchases.
  • Credit Line: Up to $1,000 credit limit subject to credit approval
  • Regular APR: 29.99% or 36% Fixed
  • Annual Fee: $85-$175 first year, $229 thereafter
  • Credit Recommended: Fair
  • Card Brand: Mastercard®
  • Foreign Trans Fee: 3% of each transaction amount in U.S. dollars
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Balance Transfer Fee: 3% of the amount of each transfer
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