Credit Cards for Fair Credit Credit Cards - ApplyNowCredit.com

Credit Cards for Fair Credit

With fair credit, it’s easy to believe that you’ll never qualify for a credit card. Fortunately, this isn’t true. There are hundreds of credit cards designed for consumers with fair credit, all of which provide a variety of benefits to help improve your finances. From the Surge Mastercard credit card to the First Access Visa credit card, we help you find the offer that best suits you. From the interest rate to fees, from credit requirements to brand information, we’ll help you find the right credit card at the right time.

Credit Cards for Fair Credit

Capital One Quicksilver Student Cash Rewards Credit Card

Enjoy no annual fee, foreign transaction fees, or hidden fees

  • Rating :
  • Credit Brand : Capital One
  • Credit Needed : Average, Fair, Limited
  • Rewards : 1.5% Cash Back on every purchase, every day
  • Annual Fee : 0.00
  • Regular APR : 17.99% - 27.99% (Variable)
  • Updated for : Sat 03 Dec 2022
  • Full Details : View Card Page

Credit Cards for Fair Credit

Total Select

Total Select cardholders get FREE access to Credit Monitoring powered by TransUnion. Enroll Today!

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Fair
  • Rewards : n/a
  • Annual Fee : $75 Annual Fee, 1st year ($48 Annual Fee, after 1st year)
  • Regular APR : 29.99% APR, compounded daily
  • Updated for : Sat 03 Dec 2022
  • Full Details : View Card Page

Credit Cards for Fair Credit

Destiny Mastercard® Cashback Rewards

Earn 1.5% cashback rewards on all of your eligible purchases!

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Poor to Good
  • Rewards : Earn 1.5% cashback rewards on all of your eligible purchases
  • Annual Fee : $175 the first year; $49 thereafter
  • Regular APR : 35.9%
  • Updated for : Sat 03 Dec 2022
  • Full Details : View Card Page

Credit Cards for Fair Credit

Indigo® Mastercard® Credit Card

Unsecured credit card, no security deposit required

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair/Good
  • Rewards : N/A
  • Annual Fee : $0 - $99
  • Regular APR : 24.9%
  • Updated for : Sat 03 Dec 2022
  • Full Details : View Card Page

Credit Cards for Fair Credit

Capital One SavorOne Student Cash Rewards Credit Card

Limited Time Offer: Earn $100 when you spend $100 in the first three months

  • Rating :
  • Credit Brand : Capital One
  • Credit Needed : Average, Fair, Limited
  • Rewards : 3% Cash Back on dining and entertainment
  • Annual Fee : $0.00
  • Regular APR : 17.99% - 27.99% (Variable)
  • Updated for : Sat 03 Dec 2022
  • Full Details : View Card Page

Credit Cards for Fair Credit

Reflex® Platinum Mastercard®

Initial Credit Limit of $300 - $1,000* (subject to available credit)

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Bad/Fair
  • Rewards : N/A
  • Annual Fee : See Terms*
  • Regular APR : See Terms*
  • Updated for : Sat 03 Dec 2022
  • Full Details : View Card Page

Credit Cards for Fair Credit

Mission Lane Visa® Credit Card

Instant decision on your application

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Fair
  • Rewards : n/a
  • Annual Fee : $0-59
  • Regular APR : 26.99% - 29.99% (Variable)
  • Updated for : Sat 03 Dec 2022
  • Full Details : View Card Page

Credit Cards for Fair Credit

Merrick Bank Double Your Line® Mastercard®

Credit lines range from $550-$1,350 which double to $1,100-$2,700 after your account qualifies. No security deposit required.

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : See website for Details*
  • Rewards : n/a
  • Annual Fee : $0-$72
  • Regular APR : 23.20% to 30.20% *Variable
  • Updated for : Sat 03 Dec 2022
  • Full Details : View Card Page

Credit Cards for Fair Credit

Milestone® Mastercard®

Prequalify for a card today and it will not impact your credit score

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair/Good
  • Rewards : n/a
  • Annual Fee : $35 - $99*
  • Regular APR : 24.9%
  • Updated for : Sat 03 Dec 2022
  • Full Details : View Card Page

Credit Cards for Fair Credit

FIT® Platinum Mastercard®

Fast & Easy Application; Results Online in Seconds

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Bad/Fair
  • Rewards : N/A
  • Annual Fee : See Terms*
  • Regular APR : See Terms*
  • Updated for : Sat 03 Dec 2022
  • Full Details : View Card Page

Credit Cards for Fair Credit

Fortiva® Mastercard® Credit Card

With the Fortiva® Mastercard® Credit Card, you earn up to a 3% cash back reward

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair
  • Rewards : Up to a 3% Cash Back Reward
  • Annual Fee : As low as $85
  • Regular APR : 29.99% OR 36% (V)
  • Updated for : Sat 03 Dec 2022
  • Full Details : View Card Page

Credit Cards for Fair Credit

Aspire® Cash Back Reward Card

Up to $1,000 credit limit subject to credit approval

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair
  • Rewards : Up to a 3% Cash Back Reward
  • Annual Fee : As low as $85
  • Regular APR : 29.99% OR 36% (V)
  • Updated for : Sat 03 Dec 2022
  • Full Details : View Card Page

Credit Cards for Fair Credit

Surge® Platinum Mastercard®

Initial Credit Limit of $300 - $1,000* (subject to available credit)

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Bad/Fair
  • Rewards : N/A
  • Annual Fee : See Terms*
  • Regular APR : See Terms*
  • Updated for : Sat 03 Dec 2022
  • Full Details : View Card Page

Credit Cards for Fair Credit

PREMIER Bankcard® Grey Credit Card

Just complete the short application and find out in 60 seconds if you’re approved

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair/Poor
  • Rewards : n/a
  • Annual Fee : See Provider Website
  • Regular APR : See Provider Website
  • Updated for : Sat 03 Dec 2022
  • Full Details : View Card Page

Credit Cards for Fair Credit

Destiny Mastercard®

Less than perfect credit is okay, even with a prior bankruptcy!

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Poor to Good
  • Rewards : n/a
  • Annual Fee : See Terms
  • Regular APR : 24.9%
  • Updated for : Sat 03 Dec 2022
  • Full Details : View Card Page

Credit Cards for Fair Credit

First Access Visa® Card

Perfect credit not required for approval; we may approve you when others won’t

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Fair/Bad
  • Rewards : n/a
  • Annual Fee : see terms
  • Regular APR : see terms
  • Updated for : Sat 03 Dec 2022
  • Full Details : View Card Page

Credit Cards for Fair Credit

Milestone Mastercard®

Greater access to credit than before - $700 credit limit

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair/Good
  • Rewards : n/a
  • Annual Fee : $35 - $99
  • Regular APR : 24.9%
  • Updated for : Sat 03 Dec 2022
  • Full Details : View Card Page

Credit Cards for Fair Credit

Milestone® Mastercard® – Mobile Access to Your Account

Get the convenience of an unsecured Mastercard, even with less than perfect credit

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair/Good
  • Rewards : N/A
  • Annual Fee : $35 - $99
  • Regular APR : 24.9%
  • Updated for : Sat 03 Dec 2022
  • Full Details : View Card Page

Credit Cards for Fair Credit

Petal® 1 “No Annual Fee” Visa® Credit Card

$300 - $5,000 credit limits

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Fair/Bad/Limited/No Credit
  • Rewards : 2% - 10% cash back at select merchants
  • Annual Fee : $0
  • Regular APR : 22.99% - 32.49% Variable
  • Updated for : Sat 03 Dec 2022
  • Full Details : View Card Page

Credit Cards for Fair Credit

Milestone® Mastercard® – Unsecured For Less Than Perfect Credit

Easy pre-qualification process which does not affect your credit score

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Poor/Bad
  • Rewards : n/a
  • Annual Fee : $35 - $99*
  • Regular APR : 24.9%
  • Updated for : Sat 03 Dec 2022
  • Full Details : View Card Page

Additional Resources

Credit Spotlight: Milestone® Mastercard®

There was a time when a challenging credit history would stop you dead in your tracks. While bad credit or no credit isn’t your desire, things happen in your life that can lead you down this path. Fortunately, there are more credit card products available today than ever before — many of which are designed for individuals in your situation. Apply Now The Milestone® Mastercard® is designed for people with poor credit or no credit history. It’s not the type
Continue Reading »

Credit Spotlight: Zebit – Buy Now & Pay Over Time

There may come a time when you need to make a purchase that you can’t afford to pay for in full. In this case, you may turn your immediate attention to a credit card. While that’s an option, don’t get ahead of yourself. Instead, learn more about Zebit. Zebit is an online marketplace with “buy now and pay over time” options. It’s similar to using a credit card as you don’t need all the money for the purchase upfront. It’s
Continue Reading »

Credit Spotlight: Aspire® Cash Back Reward Card

It’s not always easy to decide where to start your financial journey. And that’s especially true when it comes to choosing a credit card. Fortunately, offers like the Aspire® Cash Back Reward credit card are available. Here’s how Aspire® — a credit card issued by The Bank of Missouri — describes its cash back credit card: Take the first step on your financial journey with Aspire®. With just a few clicks, you can enter your acceptance code and request your
Continue Reading »

Your FICO Score and Getting the Best Credit Card

Are you in the process of comparing credit cards? Are you obsessed with the idea of securing the best offer? Do you understand what credit card issuers look at when reviewing your application? Your FICO score plays a big role when applying for a credit card. For example, if you have an excellent score, you’ll qualify for almost every offer you come across. Conversely, if you have a poor credit score, your options are a bit limited, thus forcing you
Continue Reading »

Choose the Right Credit Card for Your Credit Score

There is a lot to consider when applying for a credit card. In addition to hundreds upon hundreds of offers, your credit score, history, and personal finances will have a big impact on what happens next. Here’s an often overlooked tip: you need to choose a credit card based largely on your credit score. When you know your credit score, there’s less guesswork when selecting an offer and completing an application. Instead, you’ll know exactly where you stand, which makes
Continue Reading »

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5 Ways to Boost Your Fair Credit Score

Is your fair credit score holding you back from reaching your financial goals? Are you hoping to boost your score in the near future, moving it into good, very good, or excellent territory?
A fair credit score is defined as one between 580 and 669. While your score could be worse, you realize there is plenty of room for improvement. What you may not know is the steps you can take to make progress.

Here are five ways to boost your fair credit score:

1. Review Your Credit Report

You have fair credit for a reason, and you need to find out why.
Have you missed payments in the past? Are you carrying too much debt? Are there errors on your credit report? Are you just now establishing credit for the first time?
Upon review of your credit report you’ll have a better understanding of why your score is low and what you can do to improve it in the future.

2. Pay Off Balances

It’s easy to spend money, but extremely difficult to pay down debt. If your balances are too high, it could be holding down your credit score.
Set the goal of paying off balances, such as those associated with credit cards and personal loans, as quickly as possible. Even if it takes you several years to do so, the more progress you make the greater chance you have of boosting your credit score.

As your score increases and your debt decreases, you’ll feel better about your financial situation as a whole.

3. Pay Your Bills On Time

How often do you pay a bill after the due date? How many red marks are on your credit report as a result of late payments?
This is a bad habit that can drag down your credit score, so you don’t want to wander this path.
Once you begin to pay your bills on time, without fail, you’ll feel better about your ability to boost your fair credit score. Also, timely payments ensure that you’re never charged a late fee.

4. Diversify Your Credit

This doesn’t mean you should apply for new loans just to do so. However, when possible, consider the ways you can diversify your credit.
For example, if credit cards are the only type of credit on your report, you’re not doing yourself any favors. Try to diversify by securing a personal loan, car loan, or mortgage.
You shouldn’t diversify your credit just because it can boost your score, but it’s a nice side effect of doing so.

5. Exercise Patience

If it was easy to improve your credit score overnight you wouldn’t have any worries. Unfortunately, it can take several months or years to reach your goal. The more patience you have the greater your chance of success.

Conclusion

As frustrated as you may be with your fair credit score, a few changes to your financial approach can have a positive impact. When combined with the passage of time, you’ll eventually realize your goal of leaving your fair credit score in the past.

Having an average or fair credit score doesn’t necessarily mean you can’t get your hands on some amazing credit cards. Apply Credit Now has specially selected fair credit credit cards for this listing that help people with average credit to find the best credit cards for their needs and lifestyles. Whether you’re in the process of building or rebuilding your credit, this listing has credit cards right for your precise needs.

With these cards, perfect credit isn’t crucial, and acceptance is highly probable, even if other financial institutions have rejected your past applications. When using a fair credit credit card, you get the benefit of your account’s payment history gets reported to the three main credit bureaus — Equifax, TransUnion and Experian. This means that the longer you make repayments on time, the more you improve your credit score, helping you get better credit cards and rates in the future.

Financial services disclosures

Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. Financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit card organization those fees plus your current balance. Interest fees range from 0% to 35% APR and annual fees range from $0.00 to $99.00 according to contractually agreed upon terms. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).


Financial services disclosures

Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. APR rates can range from 0% to 35.99%. Annual fees can range from $0.00 to $199.00. These financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).

Terms & Offers

Advertisements which display guaranteed lines of credit for $500.00-$750.00 are exclusively for usage through online shopping retail stores, online auctions and/or online marketplace store websites. Please review full terms and conditions prior to applying for any line of credit. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit.

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Email: support@applynowcredit.com
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