First Progress Prestige Secured Mastercard®

Apply with no impact to your credit!*

Credit Brand

Mastercard

Credit Needed

Poor/Limited/No Credit

Annual Fee

$49.00

Monthly Fee

n/a

Regular APR

13.49% (V)

Rewards Rate

Up To 10% Cash Back on Purchases + 1% on Payments^^

Rating

Card Details Hide Details

Credit Card Details

  • Turn Your Tax Refund into a Credit Building Opportunity in 2026!¹ Make Everyday Purchases = Get Rewarded. Make Payments = Get Rewarded.^^
  • Now offering Up To 10% Cash Back at select merchants with First Progress! Plus, 1% back when you make payments!^^
  • Apply with no impact to your credit!*
  • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
  • All credit types welcome to apply!
  • ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
  • *We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.
  • ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details.
  • *See Important Disclosures for complete offer details

Additional Info

  • Rewards Rate: Up To 10% Cash Back on Purchases + 1% on Payments^^
  • Credit Line: $2,000
  • Credit Recommended: Poor/Limited/No Credit
  • Regular APR: 13.49% (V)
  • Cash Advance APR: 22.49% (V)
  • Annual Fee: $49

Specifications

Regular APR
13.49% (V)
Annual Fee
$49.00
Monthly Fee
n/a
Intro (Purchases)
n/a
Intro (Transfers)
n/a
Credit Recommended
Poor/Limited/No Credit
Purchase Grace Period
n/a
Transfer Grace Period
See Website for Details
Cash Grace Period
See Website for Details
Cash Advance APR
22.49% (V)
Cash Advance Fee
See Website for Details
Balance Transfer Fee
See Website for Details
Penalty APR
See Website for Details
Return Check Fee
See Website for Details
Late Payment Fee
See Website for Details
Overlimit Fee
See Website for Details
Foreign Trans Fee
See Website for Details
Intro Rewards Bonus
See Website for Details
Rewards Rate
Up To 10% Cash Back on Purchases + 1% on Payments^^
Fraud Coverage
See Website for Details
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