Top Rated Credit Cards for 2022
Today’s Featured Card
Experian Credit Match
Get matched to credit cards based on your credit profile
- Rating :
- Credit Brand : Visa®
- Credit Needed : Any Credit History
- Rewards : See Terms
- Annual Fee : See Terms
- Regular APR : See Terms
- Updated for : Tue 23 Apr 2024
- Full Details :
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Reflex® Platinum Mastercard®
Up to $1,000 credit limit doubles up to $2,000*
Credit Brand Mastercard®
Bad/Fair
Annual FeeSee Terms*
See Terms*
RewardsN/A
Tue 23 Apr 2024
Full DetailsHighlights
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- Initial Credit Limit of $300 – $1,000* (subject to available credit)
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
- Mastercard Zero Liability Protection (subject to Mastercard guidelines)
* Simply make at least your first six monthly minimum payments on time and your initial Credit Limit up to $1,000 doubles up to $2,000.
Chime Credit Builder Visa® Credit Card
Applying for an account is free, takes less than 2 minutes, and won’t affect your credit score.
Credit Brand Visa®
Limited to Good
Annual Fee0.00
0.00%
Rewardsn/a
Tue 23 Apr 2024
Full DetailsHighlights
Applying for an account is free, takes less than 2 minutes, and won’t affect your credit score. When you sign up for a Chime account, you’ll receive:
- A Chime Visa® Debit Card
- A Checking Account
- Access to our award-winning mobile app to keep you in control of your money
We provide simple, lowest-cost services across checking and saving that align with our members’ interests. They use us because of features like:
- Fee-free overdraft through SpotMe® ˆ: Traditional banks took $11 Billion in overdraft fees in 2019. At Chime, we do things differently. We will allow you to overdraw up to $200ˆ on debit card purchases without charging a fee.
- No unnecessary bank fees˜: No minimum balance requirements. No monthly service fees. No foreign transaction fees. No transfer fees.
- Get your paycheck early**: Set up Direct Deposit and receive your paycheck up to 2 days earlier than some of your co-workers!
- Chime accounts are FDIC insured up to $250,000 through The Bancorp Bank or Stride Bank, N.A., Members FDIC, so you know your money is safe with us!
Banking services and debit card provided by The Bancorp Bank N.A. or Stride Bank, N.A., Members FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Kikoff
0% APR and No Hidden Fees
Credit Brand Mastercard®
Any Credit Welcome
Annual Fee$0.00
0.00%
RewardsN/A
Tue 23 Apr 2024
Full DetailsHighlights
- No credit check
- 0% APR and No hidden fees
- Open your account in minutes
- Bank-level security keeps your data safe
- A tradeline from $750 up to $2,500
- Build credit by establishing a payment history and maintaining a low utilization rate, all with no unexpected fees or interest.
Credit building on your terms
You decide how much to spend and how many months of payment history to build. There’s no minimum time commitment – you can pay your balance in full at any time.
Grow payment history, guaranteed.
With AutoPay we automatically settle your balance on time, every month. This guarantees you build your payment history – and your credit.
Reach your financial goals.
Every month we report your payments to the major credit bureaus. Grow your credit to get that apartment lease, car loan, those lower interest rates.
Destiny Mastercard®
Less than perfect credit is okay, even with a prior bankruptcy!
Credit Brand Mastercard®
Poor to Good
Annual FeeSee Terms
See Terms
Rewardsn/a
Tue 23 Apr 2024
Full DetailsHighlights
- All the benefits of a Mastercard, without a security deposit
- 24/7 access to your account, even on mobile!
- Reports to all three major credit bureaus
- Less than perfect credit is okay, even with a prior bankruptcy!
Avant Credit Card
Fast and easy application process
Credit Brand Mastercard®
Fair to Good
Annual Fee$59
35.99% Variable
Rewardsn/a
Tue 23 Apr 2024
Full DetailsHighlights
- No deposit required
- Reports to all three major credit bureaus
- No penalty APR
- No hidden fees
- Late Fee up to $39
- We may periodically review your account for credit line increases
- Fast and easy application process
- Help strengthen your credit history with responsible use
- Zero fraud liability for unauthorized charges
- Conveniently pay your card through our online portal, 24/7
- Get Mastercard® ID Theft Protection by Mastercard
- Disclosure: If you are charged interest, the charge will be no less than $1.00. Cash Advance Fee 3%, Min: $10
- Checking your eligibility does not affect your credit score
- Avant branded credit products are issued by WebBank, member FDIC
- See the Provider’s terms for more information