This privacy statement was last changed on January 16, 2024, last checked on January 16, 2024, and applies to citizens and legal permanent residents of the United States.
In this privacy statement, we explain what we do with the data we obtain about you via https://applynowcredit.com. We recommend you carefully read this statement. In our processing we comply with the requirements of privacy legislation. That means, among other things, that:
- we clearly state the purposes for which we process personal data. We do this by means of this privacy statement;
- we aim to limit our collection of personal data to only the personal data required for legitimate purposes;
- we first request your explicit consent to process your personal data in cases requiring your consent;
- we take appropriate security measures to protect your personal data and also require this from parties that process personal data on our behalf;
- we respect your right to access your personal data or have it corrected or deleted, at your request.
If you have any questions, or want to know exactly what data we keep of you, please contact us.
1. Purpose and categories of data
We may collect or receive personal information for a number of purposes connected with our business operations which may include the following: (click to expand)
1.1 Contact - Through phone, mail, email and/or webforms
1.1 Contact - Through phone, mail, email and/or webforms
The following categories of data are collected
- A first and last name
- An email address
- A telephone number
- IP Address
- Geolocation data
Retention period
We retain this data until the service is terminated.
1.2 Newsletters
1.2 Newsletters
The following categories of data are collected
- A first and last name
- An email address
- A telephone number
- IP Address
- Geolocation data
Retention period
We retain this data until the service is terminated.
1.3 To support services or products that a customer wants to buy or has purchased
1.3 To support services or products that a customer wants to buy or has purchased
The following categories of data are collected
- A first and last name
- An email address
- A telephone number
- IP Address
- Geolocation data
Retention period
We retain this data until the service is terminated.
1.4 To be able to comply with legal obligations
1.4 To be able to comply with legal obligations
The following categories of data are collected
- A first and last name
- An email address
- A telephone number
- IP Address
- Geolocation data
Retention period
We retain this data until the service is terminated.
1.5 Compiling and analyzing statistics for website improvement.
1.5 Compiling and analyzing statistics for website improvement.
The following categories of data are collected
- A first and last name
- An email address
- A telephone number
- IP Address
- Geolocation data
Retention period
We retain this data until the service is terminated.
1.6 To be able to offer personalized products and services
1.6 To be able to offer personalized products and services
The following categories of data are collected
- A first and last name
- An email address
- A telephone number
- IP Address
- Geolocation data
Retention period
We retain this data until the service is terminated.
1.7 To sell or share data with a third party
1.7 To sell or share data with a third party
The following categories of data are collected
- A first and last name
- An email address
- A telephone number
- IP Address
- Geolocation data
Retention period
We retain this data until the service is terminated.
2. Sharing with other parties
We only share or disclose this data to other recipients for the following purposes:
3. Disclosure practices
We disclose personal information if we are required by law or by a court order, in response to a law enforcement agency, to the extent permitted under other provisions of law, to provide information, or for an investigation on a matter related to public safety.
If our website or organisation is taken over, sold, or involved in a merger or acquisition, your details may be disclosed to our advisers and any prospective purchasers and will be passed on to the new owners.
4. How we respond to Do Not Track signals & Global Privacy Control
Our website does not respond to and does not support the Do Not Track (DNT) header request field.
5. Cookies
Our website uses cookies. For more information about cookies, please refer to our Cookie Policy on our Opt Out webpage.
6. Security
We are committed to the security of personal data. We take appropriate security measures to limit abuse of and unauthorized access to personal data. This ensures that only the necessary persons have access to your data, that access to the data is protected, and that our security measures are regularly reviewed.
7. Third-party websites
This privacy statement does not apply to third-party websites connected by links on our website. We cannot guarantee that these third parties handle your personal data in a reliable or secure manner. We recommend you read the privacy statements of these websites prior to making use of these websites.
8. Amendments to this privacy statement
We reserve the right to make amendments to this privacy statement. It is recommended that you consult this privacy statement regularly in order to be aware of any changes. In addition, we will actively inform you wherever possible.
9. Accessing and modifying your data
If you have any questions or want to know which personal data we have about you, please contact us. Please make sure to always clearly state who you are, so that we can be certain that we do not modify or delete any data of the wrong person. We shall provide the requested information only upon receipt of a verifiable consumer request. You can contact us by using the information below. You have the following rights:
9.1 You have the following rights with respect to your personal data
- You may submit a request for access to the data we process about you.
- You may object to the processing.
- You may request an overview, in a commonly used format, of the data we process about you.
- You may request correction or deletion of the data if it is incorrect or not or no longer relevant, or to ask to restrict the processing of the data.
9.2 Supplements
This section, which supplements the rest of this Privacy Statement, applies to citizens and legal permanent residents of California (CPRA), Colorado (CPA), Connecticut (CTDPA), Nevada (NRS 603A), Utah (UCPA) and Virginia (CDPA)
California
California
Right to know what personal information is being collected about you
A consumer shall have the right to request that a business that collects personal information about the consumer disclose to the consumer the following:
- The categories of personal information it has collected about that consumer.
- The categories of sources from which the personal information is collected.
- The business or commercial purpose for collecting or selling personal information.
- The categories of third parties with whom the business shares personal information.
- The specific pieces of personal information it has collected about that consumer.
The right to know whether personal information is sold or disclosed and to whom
A consumer shall have the right to request that a business that sells the consumer’s personal information, or that discloses it for a business purpose, disclose to that consumer:
- The categories of personal information that the business collected about the consumer.
- The categories of personal information that the business sold about the consumer and the categories of third parties to whom the personal information was sold, by category or categories of personal information for each third party to whom the personal information was sold.
- The categories of personal information that the business disclosed about the consumer for a business purpose.
The Right to equal service and price, even if you exercise your privacy rights
A consumer shall have the right to request that a business delete any personal information about the consumer which the business has collected from the consumer.
A business that receives a verifiable request from a consumer to delete the consumer’s personal information pursuant to subdivision (a) of this section shall delete the consumer’s personal information from its records and direct any service providers to delete the consumer’s personal information from their records.
A business or a service provider shall not be required to comply with a consumer’s request to delete the consumer’s personal information if it is necessary for the business or service provider to maintain the consumer’s personal information in order to:
- Complete the transaction for which the personal information was collected, provide a good or service requested by the consumer, or reasonably anticipated within the context of a business’s ongoing business relationship with the consumer, or otherwise perform a contract between the business and the consumer.
- Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity.
- Debug to identify and repair errors that impair existing intended functionality.
- Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law.
- Comply with the California Electronic Communications Privacy Act pursuant to Chapter 3.6 (commencing with Section 1546) of Title 12 of Part 2 of the Penal Code.
- Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the businesses’ deletion of the information is likely to render impossible or seriously impair the achievement of such research, if the consumer has provided informed consent.
- Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law.
- To enable solely internal uses that are reasonably aligned with the expectations of the consumer based on the consumer’s relationship with the business.
- Comply with a legal obligation.
- Otherwise use the consumer’s personal information, internally, in a lawful manner that is compatible with the context in which the consumer provided the information.
Right to opt-out
You may submit a request directing us not to make certain disclosures of personal information we maintain about you. For more information about the possibility of submitting an opt-out request, please refer to our Opt-out preferences page.
Financial incentives
Selling of personal data to third parties
We have not sold consumers’ personal data in the preceding 12 months
- Internet activity information, including, but not limited to, browsing history, search history, and information regarding a consumer's interaction with an Internet Web site, application, or advertisement
We have not disclosed consumers’ personal information for a business purpose in the preceding 12 months.
- Internet activity information, including, but not limited to, browsing history, search history, and information regarding a consumer's interaction with an Internet Web site, application, or advertisement
Colorado
Colorado
Right to Data Portability
When exercising the right to Access personal data , you have the right to obtain the personal data in a portable and, to the extent technically feasible, readily usable format that allows you to transmit the data to another entity without hindrance. You may exercise this right no more than two times per calendar year.
Right to opt-out
You may submit a request directing us not to make certain disclosures of personal information we maintain about you.
Under Colorado law this concerns the following purposes:
- targeted advertising;
- the sale of personal data; or
- profiling in furtherance of decisions that produce legal or similarly significant effects concerning a consumer.
For more information about the possibility of submitting an opt-out request, please refer to our Opt-out preferences page.
Connecticut
Connecticut
Right to Data Portability
When exercising the right to Access personal data , you have the right to obtain the personal data in a portable and, to the extent technically feasible, readily usable format that allows you to transmit the data to another entity without hindrance.
We are not required to reveal any trade secret.
Right to opt-out
You may submit a request directing us not to make certain disclosures of personal information we maintain about you.
Under the CTDPA this concerns the following purposes:
- targeted advertising; or
- the sale of personal data; or
- profiling in furtherance of decisions that produce legal or similarly significant effects concerning a consumer.
For more information about the possibility of submitting an opt-out request, please refer to our Opt-out preferences page.
Nevada
Nevada
Right to opt-out
You may submit a request directing us not to make certain disclosures of personal information we maintain about you.
For more information about the possibility of submitting an opt-out request, please refer to our Opt-out preferences page.
Utah
Utah
Right to Data Portability
When exercising the right to Access personal data, you have the right to obtain the personal data that you previously provided to us as a controller in a portable and, to the extent technically feasible, readily usable format that allows you to transmit the data to another entity without hindrance.
Right to opt-out
You may submit a request directing us not to make certain disclosures of personal information we maintain about you.
Under the UCPA this concerns the following purposes:
- targeted advertising; or
- the sale of personal data.
For more information about the possibility of submitting an opt-out request, please refer to our Opt-out preferences page.
Virginia
Virginia
Right to Data Portability
When exercising the right to Access personal data , you have the right to obtain the personal data in a portable and, to the extent technically feasible, readily usable format that allows you to transmit the data to another entity without hindrance. You may exercise this right no more than two times per calendar year.
Right to opt-out
You may submit a request directing us not to make certain disclosures of personal information we maintain about you.
Under the CDPA this concerns the following purposes:
- targeted advertising;
- the sale of personal data; or
- profiling in furtherance of decisions that produce legal or similarly significant effects concerning a consumer.
For more information about the possibility of submitting an opt-out request, please refer to our Opt-out preferences page.
10. Children
Our website is not designed to attract children and it is not our intent to collect personal data from children under the age of consent in their country of residence. We therefore request that children under the age of consent do not submit any personal data to us.
11. Contact details
LeadDemand
3200 E. Guasti Road, Suite 100 - Ontario, CA 91761
United States
Website: https://applynowcredit.com
Email: privacy@applynowcredit.com
Phone number: 909-660-5151
Annex
Advertising
We may use Service providers to show advertisements to You to help support and maintain Our Service.
- Google AdSense & DoubleClick Cookie Google, as a third party vendor, uses cookies to serve ads on our Service. Google's use of the DoubleClick cookie enables it and its partners to serve ads to our users based on their visit to our Service or other websites on the Internet.You may opt out of the use of the DoubleClick Cookie for interest-based advertising by visiting the Google Ads Settings web page: http://www.google.com/ads/preferences/
- Bing Ads - Bing Ads is an advertising service provided by Microsoft Inc.You can opt-out from Bing Ads by following the instructions on Bing Ads Opt-out page: https://advertise.bingads.microsoft.com/en-us/resources/policies/personalized-ads - For more information about Bing Ads, please visit their Privacy Policy: https://privacy.microsoft.com/en-us/PrivacyStatement
- Media.net - Their Privacy Policy can be viewed at https://www.media.net/privacy-policy/
- Verizon Media - Their Privacy Policy can be viewed at https://www.verizonmedia.com/policies/us/en/verizonmedia/privacy/index.html
Email Marketing
We may use Your Personal Data to contact You with newsletters, marketing or promotional materials and other information that may be of interest to You. You may opt-out of receiving any, or all, of these communications from Us by following the unsubscribe link or instructions provided in any email We send or by contacting Us.
We may use Email Marketing Service Providers to manage and send emails to You.
- Mailchimp - Mailchimp is an email marketing sending service provided by The Rocket Science Group LLC.For more information on the privacy practices of Mailchimp, please visit their Privacy policy: https://mailchimp.com/legal/privacy/
Behavioral Remarketing
The Company uses remarketing services to advertise on third party websites to You after You visited our Service. We and Our third-party vendors use cookies to inform, optimize and serve ads based on Your past visits to our Service.
- Google Ads (AdWords) - Google Ads (AdWords) remarketing service is provided by Google Inc.You can opt-out of Google Analytics for Display Advertising and customise the Google Display Network ads by visiting the Google Ads Settings page: http://www.google.com/settings/adsGoogle also recommends installing the Google Analytics Opt-out Browser Add-on - https://tools.google.com/dlpage/gaoptout - for your web browser. Google Analytics Opt-out Browser Add-on provides visitors with the ability to prevent their data from being collected and used by Google Analytics.For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: https://policies.google.com/privacy
- Bing Ads Remarketing - Bing Ads remarketing service is provided by Microsoft Inc.You can opt-out of Bing Ads interest-based ads by following their instructions: https://advertise.bingads.microsoft.com/en-us/resources/policies/personalized-adsYou can learn more about the privacy practices and policies of Microsoft by visiting their Privacy Policy page: https://privacy.microsoft.com/en-us/PrivacyStatement
- Facebook - Facebook remarketing service is provided by Facebook Inc.You can learn more about interest-based advertising from Facebook by visiting this page: https://www.facebook.com/help/164968693837950To opt-out from Facebook's interest-based ads, follow these instructions from Facebook: https://www.facebook.com/help/568137493302217Facebook adheres to the Self-Regulatory Principles for Online Behavioural Advertising established by the Digital Advertising Alliance. You can also opt-out from Facebook and other participating companies through the Digital Advertising Alliance in the USA http://www.aboutads.info/choices/, the Digital Advertising Alliance of Canada in Canada http://youradchoices.ca/ or the European Interactive Digital Advertising Alliance in Europe http://www.youronlinechoices.eu/, or opt-out using your mobile device settings.For more information on the privacy practices of Facebook, please visit Facebook's Data Policy: https://www.facebook.com/privacy/explanation
- AdRoll - AdRoll remarketing service is provided by Semantic Sugar, Inc.You can opt-out of AdRoll remarketing by visiting this AdRoll Advertising Preferences web page: http://info.evidon.com/pub_info/573?v=1&nt=1&nw=falseFor more information on the privacy practices of AdRoll, please visit the AdRoll Privacy Policy web page: http://www.adroll.com/about/privacy
- CriteoTheir Privacy Policy can be viewed at https://www.criteo.com/privacy/
Site Reviews
When you leave a review on the site, we collect and store the data submitted in the review form as well as your IP address to help with spam detection. The review may be checked through Akismet, an automated spam detection service. The Akismet service privacy policy is available here: https://akismet.com/privacy/.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it to store an avatar. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your review, your profile picture is visible to the public in the context of your review.
