Why Some Credit Card Issuers Might Require a Deposit

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For nearly 20 years, Genesis Financial Solutions has been providing non-prime consumers with various products and services. As the largest second-look merchant financing provider in the country, Genesis brings on approximately 200,000 new credit cardholders every month. In addition to second-look financing, Genesis Financial Solutions also provides direct-to-consumer credit cards to consumers with bad or no credit. If you find yourself in this position, learn more about Genesis and what the company can do for you.
Credit Brand Mastercard
Poor
Annual Fee$0 - $99
24.9%
RewardsN/A
Sat 27 Feb 2021
Credit Brand Mastercard
Poor to Good
Annual Fee$59-$99
24.9%
Rewardsn/a
Sat 27 Feb 2021
Applying for a credit card is generally a decision based on your personal finances. For instance, a credit card is one of the best tools for building your credit history after graduating from college. That’s a good reason to apply. Conversely, if you’re searching for a credit card to make a purchase, you'll need to consider other factors like if intend to carry a balance.
Credit Brand Mastercard
Poor to Good
Annual Fee$59-$99
24.9%
Rewardsn/a
Sat 27 Feb 2021
Credit Brand Mastercard
Fair
Annual Fee$0 - $99
24.9%
RewardsN/A
Sat 27 Feb 2021
When was the last time you checked your credit score? Can you remember, or was it so long ago that it has slipped your mind? While there’s no good reason to check your credit score every day of the week, you should get into the habit of doing so regularly. Check out is this great article on the topic.
Credit Brand Mastercard
Fair
Annual Fee$0 - $99
24.9%
RewardsN/A
Sat 27 Feb 2021
Credit Brand Mastercard
Good
Annual Fee$0 - $99
24.9%
RewardsN/A
Sat 27 Feb 2021
With a secured credit card, you’re required to make a cash deposit in order to use the card. This deposit acts as your collateral and credit limit. A secured credit card is typically for consumers with no credit or bad credit. An unsecured credit card is the more traditional of the two, as it doesn’t require a deposit to get started. Instead, your credit limit is based on your credit score, credit history, and income.
Credit Brand Mastercard
Fair
Annual Fee$0 - $99
24.9%
RewardsN/A
Sat 27 Feb 2021
Credit Brand Mastercard
Poor to Good
Annual Fee$59-$99
24.9%
Rewardsn/a
Sat 27 Feb 2021
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