Credit Card Details
- Earn 1% cash back rewards on payments made to your Total Credit Card
- Checking Account Required
- $300 credit limit (subject to available credit)
- No security deposit, simply pay a one-time $95 program fee to open your account.*
- User friendly Mobile App.
- *See Rates, Fees, Costs & Limitations for complete offer details
- See Total Card Visa Rewards Programs Terms & Conditions for details
- Regular APR: 35.99%*
- Cash Advance APR: 35.99%*
- Annual Fee: $75.00 1st year, $48.00 after*
- Late Payment Fee: Up to $41.00*
- Return Payment Fee: Up to $41.00*
- Program Fee: $95.00*
- Cash Advance Fee: Either $10, or 3% of the amount of the Cash Advance, whichever is greater.
- Reports to Consumer Reporting Agencies: Monthly to all 3 major bureaus
- Credit Recommended: Fair/Bad Credit
- Credit Limit: $300
- Rewards Rate: 1% Cash Back
- Card Brand: Visa®
Interesting, well presented.it
It made me want to take a chance.
Very easy to follow
Very interesting. Thank you for letting me take the time to spend with MY BOYS!
Who do I tell?
set new password and tried to get a Belk's credit card
Peter helped me with resetting my password. It took a couple of tries to get it right because of my age. He was very patient and understanding.
card seems to be ok but paying the bill has got to be better than the phone
Customer service is Friendly, knowledgeable and Very Understanding to my personal needs. way to go Guys!
I would give this company an Infinity if Stars if I could. they root for the underdog. And so Do I. So This is a card I 2ould recommend to anyone good or Bad credit. All around a perfect companion for any wallet.
Card came fast
I just got my card. I haven’t starting using it yet. But I am really excited to start being my credit up in a positive direction again. I want to buy a house in the future. So positive, well-rounded credit is what I need!!
STARTED TO GET BAD DEBTS PAY ALL WITH TOTAL CREDIT CARD..
Esta tarjeta es excelente para todos los que quieran construir y reparar su crédito , gracias por aceptarme y darme una nueva oportunidad, la usaré y cuidaré con seriedad y puntualidas
Is good to have this credit card
I WANT TO BUILDING MY CREDIT WITH THIS CARD
Great Credit Builder
I have had this card for 15 month and have had 3 credit line increases due to my timely monthly payoff. I started at $300, them $350, and now $500. Making payment is easy and convenient. I would recommend this card to rebuild your credit.
I’m so glad I have this card.
geting a visa is good
my review is important need to buy stuff online
my review is a important need
I have the total Visa card for 9 months now. Its really valuable.
Great card for building credit. Glad I was able to get approved. Thank you!!!
Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s).
Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).