Merrick Bank Double Your Line™ Platinum Visa® Credit Card

See if you are pre-approved within minutes, without affecting your credit score

Intro Purchase APR


Annual Fee


Rewards Rate


Credit Needed

See website for Details*

Regular Purchase APR

19.45% to 28.45% *Variable

Credit Brand Visa®

Card Details Hide Details

Credit Card Details

  • Credit lines range from $500-$1,350 which double to $1,000-$2,700 after your account qualifies. No security deposit required.
  • Double your credit line by making at least your minimum payment on time each month for the first 7 months your account is open.
  • See if you are pre-approved within minutes, without affecting your credit score.
  • Build or rebuild your credit. As you pay your bill every month, we report to all three major credit reporting agencies.
  • Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.

Additional Info

  • Regular APR: 19.45% to 28.45% *Variable
  • Annual Fee: $0-$72
  • Cash Advance APR: 24.95% to 33.45% Variable
  • Cash Advance Fee: 4%, Min: $10
  • Late Payment Fee: Up to $40
  • Return Check Fee: Up to $40
  • Foreign Trans Fee: See Terms*
  • Card Brand: Visa®
  • Credit Recommended: See website for Details*
  • Intro (Purchases): N/A
  • Intro (Balance Transfers): N/A
  • Intro Transfer APR: N/A
  • Intro Transfer APR Period: N/A
  • Balance Transfer: N/A
  • Balance Transfer Fee: N/A

Card Reviews

Rated 5 out of 5
5 out of 5 stars (based on 8 reviews)


They gave me a second chance which I'm not going to blow. I had a bad boyfriend and I'm still catching up because of that

Rated 5 out of 5
December 13, 2021

They’ve been great to answer their phone they give you good advice they don’t treat you like they’re feeling sorry for you. I definitely would recommend this card.

Mary Schaefer

Review of Merrick Bank

Rated 5 out of 5
August 9, 2021

I love this card. I have no problems and this card is so easy to use. And I have no problem making the payments. And it’s helping my credit to get build back up.

Iannette Lopez

A Helping Hand!

Rated 5 out of 5
August 9, 2021

I’ve worked hard to rebuild my credit and Merrick has helped me like no one else would! Thank You!

Michael Trumpower


Rated 5 out of 5
June 8, 2021

do they have auto pay


Great site

Rated 5 out of 5
March 29, 2020

Quick and easy, instant approval


Gives you the best Advice

Rated 5 out of 5
January 13, 2020

LetThem help

Gave me a chance!!!

Rated 5 out of 5
January 4, 2020

They are willing to give you a second chance at rebuilding credit!


Highly recommended great

Rated 5 out of 5
December 4, 2019
Bryan. H

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